A market crash is 'never' the problem. 'I' am the problem, and I must sort myself out, because that is only what I control. And if I can control the 'I' better, a market crash will never be a problem.

We all have demons within us, whether we're investors or not. It's all about choices – how many of them we choose to feed and how often. What we need to do is recognize and accept that these inner demons exist. Only then can we learn to tame them before they start eating away at our investment returns.

I talk about why, when it comes to investing, making money in stocks when everyone is making money in stocks isn't a big deal. Rather, it's the ability to handle good and bad times with equanimity, combined with courage and decisiveness, that really matters in the long run.

I talk about the other side of the idea of 'financial freedom' that nobody talks about, and share that the more we think that a lot of money is what we need to live happily, and the more we associate money with most things in life, the more we convince ourselves that we are too poor to buy our freedom. But this is what the world is increasingly designed to do to us – always create that fear, urge, and urgency to go for more, even when we have more than enough. How do we get over this? Well, this episode has some answers.

I share a story about the "baggages" we carry in life - those of losses, guilts, sunk costs, regrets, expectations not met - and suggest why if we allow the past – in investing or out of it – to consume us, we will never create the future we want and deserve.

I share a story about the power of process, and having the wisdom to see what needs to be done at a given situation. This applies to not just repairing ships, but also managing and investing your money well.

In this episode, I share a reminder that in our journey through life, it's not just about achieving our goals, but it's about doing so while lifting others up, just as we'd hope they'd do for us.