In this episode of The Long Haul, I sit down with Jessica Howington from United Commercial Insurance to break down the truth about trucking insurance—no fluff, just facts. We talk about what small carriers need to understand before signing their next policy, how to keep premiums down at renewal time, and what underwriters are really looking for. Jessica brings years of frontline experience, and this conversation is a must-listen if you’re trying to stay insured without breaking the bank. Whether you’re a new authority or a seasoned owner-operator, there’s something in this episode that’ll save you money—and maybe your business.