The Investing Show

The Investing Show

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The Investing Show episodes

  • Ep 13: 'The Economics of Fund Management' with Ed Moisson

    In episode 13 of The Investing Show, hosts Abraham Okusanya and Robin Powell dissect the enigmatic economics of the fund management industry. Managing an astounding $100 trillion in assets globally, this industry enjoys exceptionally high-profit margins, with median employee salaries in the UK far exceeding the national average. The misalignment of interests between fund managers and investors is a key issue, as fees are charged as a percentage of assets, ensuring profitability for managers regardless of performance, resulting in long-term costs for investors.

    The episode also explores the potential for fund managers to pass on economies of scale to consumers and highlights the challenge of "groupthink" within the industry. While the legacy of Jack Bogle's emphasis on putting investors first is discussed, there is optimism about the gradual growth of index funds in the UK, challenging the conventional high-fee model in the fund management sector. The episode unravels the complex dynamics of an industry straddling profit motives and fiduciary responsibilities, shedding light on the potential for transformation in the world of fund management.

    16 min
  • Ep 12: 'How should UK pensions be reformed?' with John Ralfe

    In this episode of The Investing Show, Abraham Okusanya and Robin Powell discuss the challenges of pensions and potential reforms. They mention the disparity between public and private sector pensions and the need for reform to bridge the gap.

    John Ralfe, a pensions expert, emphasises the importance of reducing costs for taxpayers and suggests a flat-rate tax top-up to make the system fairer. They also debate whether pension funds should support the UK economy and discuss liability-driven investing (LDI) and its benefits when done properly.
    Overall, the focus is on finding solutions to improve private-sector pensions and make the system more equitable for all.

    15 min
  • Ep 11: 'The sobering challenge pension savers face'

    In this episode of The Investing Show, Abraham Okusanya and Robin Powell dive into the pressing issue of pension savings and the challenges that pension savers face. They interview John Ralfe, an experienced professional in the pension space, to gain insights into the current state of pensions in the UK. 💷

    Ralfe discusses the decline of private sector defined benefit pensions and the shift towards defined contribution schemes. He emphasises the need for individuals to save more, work longer, and adjust retirement expectations.
    The episode also explores the importance of managing debt, the role of investing in equities, and the impact of low-cost, evidence-based investing. Join the discussion and gain valuable insights into the pension crisis and potential solutions. 🤝

    14 min
  • Ep 10: 'Women & Financial Services' with Dr. Ylva Baeckström

    In this episode of 'The Investing Show,' Robin Powell interviews Dr. Ylva Baeckström, an academic author and campaigner, about the challenges faced by women in the financial industry.

    Dr. Baeckström highlights the importance of promoting diversity and inclusivity within the financial sector. Women are often excluded from seeking financial advice and investing, resulting in significantly lower pension savings compared to men. She also discusses historical factors that have shaped women's perception of finance and calls for parents to educate their children, especially daughters, about money management from an early age.
    The discussion concludes with Abraham Okusanya, the co-host, expressing agreement with Dr. Baeckström's perspective and emphasising the need for significant changes in hiring practices and the portrayal of financial advice as a relationship-building profession. As a parent himself, Abraham acknowledges the responsibility of parents in fostering financial literacy among children and shares his commitment to continuing their education in this area.

    13 min
  • Ep 9: 'What do active managers really think of indexing?' with Professor Spence

    Learn what active fund managers really think of passive investing in this Investing Show episode. Professor Crawford Spence from King's College London shares surprising insights from a study of 70 people in London, New York, and Chicago, mainly asset managers, equity analysts, and other professionals connected to active fund management. The study reveals the psychological complexity behind what active fund managers think about passive investing and why they see it as a threat to their market share. Find out why some active fund managers even invest their own money in index funds, the main type of passive investing vehicle.

    17 min
  • Ep 8: 'What is the Value of Financial Planning?' with Helena Wardle

    In this video, Robin Powell speaks with Helena Wardle, a financial planner and entrepreneur, about what financial planning really means. According to Wardle, financial planning is about understanding your own circumstances around money and using that knowledge to give yourself direction for achieving your goals. She provides additional tips and advice on how to find the best Financial Planner and how to get the best out of the service they provide. Financial advice is an important aspect of your life...and you should be spending more time on it than you do in the queue for your Starbucks! ☕😲

    Abraham shares his analysis on why there is often a misunderstanding on the Financial Planning profession, the value they really add and if AI really stands a chance in the industry...🤖 Don't miss out on this fantastic episode, to gain the latest industry insights!

    13 min
  • Ep 7: 'Can we trust the UK financial industry?' featuring Paul Lewis

    Get financial advice for every aspect of life with Paul Lewis' new book, Money Box. From savings to insurance, learn how to navigate the complexities of the finance system and protect yourself from bad advice. Learn all about Paul's new book in our latest episode, where Robin Powell asks all the questions you want answers to! 📖

    In this YouTube video, Abraham shares his analysis on effective capital allocation and finding the right financial adviser. Plus, tips on financial education for kids. Don't miss out on this essential guide for ages 0-99. ✍️

    17 min
  • Ep 6: 'Bear markets are a test you need to pass.'

    Episode 6 of The Investing Show looks at 2022 and what it's meant for investors - can you remember a year quite like this one?

    In the episode, Abraham shares his insight on why "This time ISN'T different" for many investors and the impact on UK bonds and equities. Robin Powell also interviews Joe Wiggins, Chief Investment Officer at Fundhouse (UK) on why markets are so inherently unpredictable. Joe gives insight into how diversification has broken down this year, but despite the challenging times, all investment styles go through difficult times.
    Finally, Abraham provides further analysis on what investors can learn about the pain they experienced in 2022.

    17 min
  • Ep 5: 'Do you know how much you are paying?'

    Episode 5 of The Investing Show takes a look at how the global financial markets have panned out in 2022. Taking a deep dive into what investors should be focussing on and how fund managers are managing your money.

    In the episode, Robin Powell interviews David Pitt-Watson, co-author of "What they do with your money" and a key member of the Transparency Task Force, which is the collaborative, campaigning community dedicated to driving up the levels of transparency in financial services, right around the world. David discusses the variation in fees and charges, High-Frequency Trading, the importance of transparency and other prolific topics.
    Finally, Abraham provides further analysis on the different levels of fees and the complications associated with professionals and end investors fully understanding what they mean when it comes to managing their money and future returns.

    19 min
  • Ep 4: 'Do active funds add any value?' with Ian Tonks

    Episode 4 of The Investing Show looks at active and passive investing (and the debate that seemingly surrounds it) with Ian Tonks, Professor of Finance at the University of Bristol. Ian is involved in an ongoing study on domestic active equity funds in the UK.

    Anyone who knows the subject, active vs. passive, knows the debate has a clear winner. But are investors viewing low-cost passive funds as a safe option, and is there an intuitive appeal for active funds? Questions are raised on whether it is best to use an active fund manager who actively picks stocks for you? Or should you simply invest in low-cost index funds that attract the whole market?
    Finally Abraham dives into the details on why active managers underperform index funds, and why there is a 0% chance of consistent outperformance...and it isn't due to a lack of skill. 👀🤔

    18 min

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The Investing Show is a comprehensive resource for individuals looking to make informed investment decisions.