The Investment Cuddle

This month the Cuddle looks at the FIRE movement.  We talk through the different resources available to further understand Financial Independence Retire Early (FIRE) including a book review to inspire your journey.

Music by https://audionautix.com

Information links

US

Mr. Money Mustache (Pete Adeney) - Mr. Money Mustache — Early Retirement through Badassity

Choose FI Podcast: Hosted by Jonathan Mendonsa and Brad Barrett, ChooseFI - Podcast - Apple Podcasts

Tanja Hester: Author of Work Optional – ISBN-13 978-0316450898

UK

The Escape Artist (Barney Whiter) - Start here | The Escape Artist

Monevator - Financial Independence Retire Early (FIRE): my journey from first steps to leaving work - Monevator

Ken Okoroafor (The Humble Penny) - Home - The Humble Penny

 Europe

Retire in Progress (Switzerland) - Retire In Progress - Switzerland

Nordic FIRE - FIRE Europe - Financial Independence Retire Early for Europeans

 Rest of the World

Canada: Raptitude (David Cain) - About Raptitude

Australia: The Aussie FIREbug podcast - Podcast - Aussie Firebug

Singapore & Hong Kong – Fat FIRE - F.I.R.E. in Singapore: Navigating the Path to Early Retirement | Media OutReach Newswire APAC

Podcasts

Afford Anything Paula Pant - Home - Afford Anything

The Mad Scientist Podcast Brandon (Mad Scientist) - The Mad Scientist Podcast

FIRE Drill Podcast Gwen & J Women - Fire Drill | Podcast on Spotify

The Humble Penny Podcast Ken & Mary Okoroafor - The Humble Penny | Podcast on Spotify

Books

Your Money or Your Life Vicki Robin & Joe Dominguez – ISBN-13 9780143115762

Financial Freedom Grant Sabatier – ISBN-13 978-0525534587

The Simple Path to Wealth JL Collins - ISBN-13‎ 979-8893310474

Quit Like a Millionaire Kristy Shen & Bryce Leung – ISBN-13 9781529407204

Set for Life Scott Trench – ISBN-13 9781947200807

Playing with FIRE Scott Rieckens – ISBN-13 9781608685806

From Zero to Financial Independence in Less Than 10 Years Robert Tracey – ISBN-13 978-1541095670

This month the Cuddle looks at the FIRE movement.  We talk through the different flavours of Financial Independence Retire Early (FIRE) including rules to live by through your journey.

Music by https://audionautix.com

Information links

Financial Freedom Documentary | Playing With FIRE

Investopedia

FIRE Explained: Financial Independence, Retire Early – Rules, Types & Planning

The Rule of Twenty Five

What is the 25x retirement rule and does it work? | MoneyWeek

Four Percent Rule

https://www.fidelity.co.uk/markets-insights/personal-finance/saving-for-retirement/the-4-percent-rule-the-basics/

Retirement Stats

Moneywise

Here’s why more Americans are retiring earlier than ever before — even if they don’t want to. Is it your turn to hang it up in 2025?

Gallop

More in U.S. Retiring, or Planning to Retire, Later

This month the Cuddle looks at an update on investment alternatives to Terry.  We talk through more potential alternatives and how our previous funds have performed over the last three years.

Music by https://audionautix.com

Information links

Funds to outperform over the next 10 years (Update)

Additional alternative funds that may outperform the baseline over the next 8 to 10 years

This month the Cuddle takes another look at the OEIC investment riddle, looking at investment alternatives to Terry.  We talk through potential alternatives and how they have performed over the last five years and what they may provide in returns over the next decade.

Music by https://audionautix.com

Information links

Funds that have Outperformed over the last 5 years

Funds to outperform over the next 10 years

This month the Cuddle covers its Christmas Crackers, looking at the different types of companies within our cuddle crackers.  We talk through how last year’s Christmas cracker gifts performed and whether to keep or exchange this year’s gifts!

Music by https://audionautix.com

Information links

Christmas Cracker Gifts 2024

Japan Gold Corp. (JG) Corporate

PureCycle Technologies (PCT) PureCycle Technologies, Inc. (PCT)

Microstrategy (MSTR) Explore MicroStrategy's Investor Relations: Stay Informed on Financial Performance and Corporate Governance

Pan African Resources (PAF) Pan African Resources: Home

3M Company (MMM) 3M Company (MMM)

On Holdings (OnOn) On - Home

Christmas Cracker Gifts 2023

Analogue Devices (ADI) Investor Relations - Analog Devices

Andrada Mining (ATM.L) Andrada Mining | Investors

The Buckle, Inc (BKE) The Buckle, Inc. - Investor Overview

Hanesbrands Inc. (HBI) Hanesbrands, Inc. - Investors - Investor Relations Home | Hanesbrands Inc.

Norwegian Cruise Line Holdings Ltd. (NCLH) Investor Relations :: Norwegian Cruise Line Holdings Ltd. (NCLH) (nclhltd.com)

Tharisa plc (THS.L) Investment Overview | Tharisa

This month the Cuddle covers income portfolios, looking at and paying homage to the Helen Pridham portfolio.  We talk through how it is structured and how it has performed.

Music by https://audionautix.com

Information links

Helen Pridham Investment portfolio for £10k income

Additional Links

https://www.ii.co.uk/authors/helen-pridham

2019

https://www.ii.co.uk/analysis-commentary/how-make-ps10000-investment-trusts-2019-ii507709

2021

https://www.ii.co.uk/analysis-commentary/12-fund-picks-ps10000-income-2021-ii514990

2022

2023

This month the Cuddle covers dividends, looking at Asia.  We talk through whether Asian companies good for dividends and options for longer-term dividend and capital growth.

Music by https://audionautix.com

Information links

Data

www.justETF.com/uk/

www.theaic.co.uk

S&P UK High Yield Dividend Aristocrats Index https://www.spglobal.com/spdji/en/indices/dividends-factors/sp-uk-high-yield-dividend-aristocrats-index/#overview

S&P 500 Dividend Aristocrats https://www.spglobal.com/spdji/en/indices/dividends-factors/sp-500-dividend-aristocrats/#overview

iShares plc - iShares MSCI AC Far East ex-Japan UCITS ETF

https://www.fundinfo.com/en/GB-priv/fund?OFST020000=IE00BKPX3K41

SPDR S&P Pan Asia Dividend Aristocrats UCITS ETF (PADV)

https://www.fidelity.co.uk/factsheet-data/factsheet/IE00B9KNR336-ssga-spdr-etfs-europe-i-plc/performance

Schroder Oriental Income Fund Limited (SOI)

https://www.fidelity.co.uk/factsheet-data/factsheet/GB00B0CRWN59-schroder-oriental-income-fund-ltd/fidelity-insight

abrdn Asian Income Fund Limited (AAIF)

https://www.asian-income.co.uk

Henderson Far East Income Limited (HFEL)

https://www.fidelity.co.uk/factsheet-data/factsheet/JE00B1GXH751-henderson-far-east-income-ltd/key-statistics

This month the Cuddle covers dividends, looking at small companies.  We talk through whether UK small companies are good for dividends and longer-term dividend and capital growth.

Music by https://audionautix.com

Information links

Data

www.justETF.com/uk/

www.theaic.co.uk

City Of London (CTY) https://www.janushenderson.com/en-gb/investor/product/the-city-of-london-investment-trust-plc/

Athelney Trust (ATY)

https://www.athelneytrust.co.uk/performance/

Aberforth Smaller Companies Trust plc (ASL)

https://www.aberforth.co.uk/trusts-and-funds/aberforth-smaller-companies-trust-plc/share-price-performance

BlackRock Smaller Companies Trust plc

https://www.blackrock.com/uk/solutions/investment-trusts/our-range/blackrock-smaller-companies-investment-trust/trust-information

The Henderson Smaller Companies Investment Trust plc

https://www.janushenderson.com/en-gb/uk-investment-trusts/trust/the-henderson-smaller-companies-investment-trust-plc/

This month the Cuddle covers dividends, looking at the UK market.  We talk through whether the UK is good for stable dividends and longer-term dividend growth.

Music by https://audionautix.com

Information links

Data

www.justETF.com/uk/

www.theaic.co.uk

iShares Core FTSE 100 UCITS ETF https://www.ishares.com/uk/individual/en/products/251795/ishares-ftse-100-ucits-etf-inc-fund?switchLocale=y&siteEntryPassthrough=true

S&P UK High Yield Dividend Aristocrats Index https://www.spglobal.com/spdji/en/indices/dividends-factors/sp-uk-high-yield-dividend-aristocrats-index/#overview

S&P 500 Dividend Aristocrats https://www.spglobal.com/spdji/en/indices/dividends-factors/sp-500-dividend-aristocrats/#overview

City Of London (CTY) https://www.janushenderson.com/en-gb/investor/product/the-city-of-london-investment-trust-plc/

JPMorgan Claverhouse Trust (JCH) https://am.jpmorgan.com/gb/en/asset-management/adv/products/jpmorgan-claverhouse-investment-trust-plc-gb0003422184#for_professional%20clients

Murray Income Trust (MUT) https://www.murray-income.co.uk/en-gb

Finsbury Growth & Income Trust (FGT) https://www.finsburygt.com/

Diverse Income Trust (DIVI) https://www.diverseincometrust.com/

This month the Cuddle covers dividends, looking at the US market.  We talk through whether the US is good for dividends and longer-term dividend growth.

Music by https://audionautix.com

Information links

Data

www.justETF.com/uk/

www.theaic.co.uk

Invesco EQQQ Nasdaq-100 UCITS ETF Dist (EQQQ) https://www.invesco.com/uk/en/financial-products/etfs/invesco-eqqq-nasdaq-100-ucits-etf-dist.html

iShares Core S&P 500 ETF https://www.ishares.com/us/products/239726/ishares-core-sp-500-etf

S&P 500 Dividend Aristocrats https://www.spglobal.com/spdji/en/indices/dividends-factors/sp-500-dividend-aristocrats/#overview

North American Income Trust (NAI) https://www.northamericanincome.co.uk/en-gb

JPMorgan American Investment Trust (JAM) https://am.jpmorgan.com/gb/en/asset-management/per/products/jpmorgan-american-investment-trust-plc-gb00bkzgvh64#for_personal%20investors