The Investment Cuddle

This month the Cuddle covers retail investing, looking at the stores we have lost on the high street and picking some of our favourites.  We talk through options for how to invest in the sector with a little look at commercial property investment funds.

Music by https://audionautix.com

Information links

TR Property Investment Trust https://www.trproperty.com

Aberdeen UK Property Fund https://www.aberdeenstandard.com/en/uk/adviser/fund-details/aberdeen-uk-property-fund/a-inc/gb00btlx1d00

BMO Commercial Property Trust https://www.bmogam.com/commercial-property-trust/

This month the cuddle covers inflation with a little help from https://www.inflationarypressure.com. We outline the types of inflation measurements and whether inflation really matters anymore? Using inflationary pressure.com we look at RPI, CPI, compound interest, average earnings and compare these to council tax, food, automobiles, rail fares and clothing.

You can compare the charts for yourself at https://www.inflationarypressure.com or look out for the video on our YouTube channel https://www.youtube.com/channel/UC3wVPbGt6B-UFnUPUk1jEAQ

Use the drop-down lists on the website to compare the following;

CPI vs RPI

5% Compound Interest vs 7% Compound Interest

Council Tax vs 5% Compound Interest

Council Tax vs Average Earnings

RPI vs Average Earnings

RPI vs Total Food Inflation

Average Earnings vs Buying a Car

RPI vs Rail Fares

Average Earnings vs Rail Fares

RPI vs Children's Clothing

Average Earnings vs Children’s Clothing

This month the cuddle covers the second part of how to structure a portfolio. We outline the 100 year portfolio and how this differs to a single fund approach, thanks to Mr Terry Smith and highlight how too much diversification can damage your long-term goals.

Information links:

Chris Cole, 100-year portfolio https://taylorpearson.me/thedragon/

Terry Smith, fundsmith equity www.fundsmith.co.uk/fund-factsheet

Turtle traders, Michael Covel,  www.trendfollowing.com/podcast/

BERI, www.blackrock.com/uk/individual/products/investment-trusts/our-range/blackrock-energy-and-resources-income-trust/trust-information

This month the cuddle covers how to structure a portfolio. We outline the traditional 60:40 portfolio, investment trust portfolio, single funds, and the 100 year portfolio.

Information links:

Helen Pridham articles https://www.ii.co.uk/authors/helen-pridham

100-year portfolio https://taylorpearson.me/thedragon/

Macrovoices podcast link https://www.macrovoices.com/832-macrovoices-215-chris-cole-dragon-portfolio-revisited-in-the-eye-of-the-storm

This month the cuddle covers success and failure in trading and investment.  We are joined by our producer and a guest who is currently trading out of Hong Kong, and get a view on the trials and tribulations, adventures and misadventures from retail traders and investors.

Are you using your allowances effectively?  This month the cuddle tackles the delightful subject of tax and how to invest efficiently.

Investing for dependents whether new born, older children or adults. We discuss national savings, premium bonds, pensions and find time to include barbarous relics.

This month the cuddle tackles range trading.  We discuss some of the tools, techniques and periods over which you can use these.

This month we cover individual company investing looking at IPOs, rights issues, share buy backs, SPACs and even have time for a mini book review.

When it comes to unit trust investing does the size of the fund matter?