Ron Snouffer is an insurance expert and public adjuster. He fights for the rights of property owners.

Insurers aren’t supposed to jack up premiums in random states to make up for large payouts to hurricane victims, but what happens if some insurance companies fail? Could it have a ripple effect on rates across the country?

Hurricane Ian is expected to undermine the already precarious market for property insurance in Florida, supercharging premiums and exposing gaps in coverage.

Why it matters: Ian's trail of wreckage will inevitably trigger a host of insurance claims by homeowners, saddle those without flood coverage with devastating losses and bludgeon the strained finances of the state's insurers.

Driving the news: Property losses from Ian are expected to amount to "one of the largest catastrophic loss events" in U.S. history, likely exceeding $30 billion, says Mark Friedlander, a Florida-based spokesman for the Insurance Information Institute (III).

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What do you see as the solution to the inciting divisive rhetoric in post 2016 politics?

Chatter about a Civil War increases after every major setback Trump faces.  The Trump mimicking candidates are loving it.  The practice is divisive and the exact opposite of One Nation, indivisible.  So, why do the same people that claim to be “patriots” keep doing it?

Soon after the F.B.I. searched Donald J. Trump’s home in Florida for classified documents, online researchers zeroed in on a worrying trend.

Posts on Twitter that mentioned “civil war” had soared nearly 3,000 percent in just a few hours as Mr. Trump’s supporters blasted the action as a provocation. Similar spikes followed, including on Facebook, Reddit, Telegram, Parler, Gab and Truth Social, Mr. Trump’s social media platform. Mentions of the phrase more than doubled on radio programs and podcasts, as measured by Critical Mention, a media-tracking firm.

More than a century and a half after the actual Civil War, the deadliest war in U.S. history, “civil war” references have become increasingly commonplace on the right. While in many cases the term is used only loosely — shorthand for the nation’s intensifying partisan divisions — observers note that the phrase, for some, is far more than a metaphor.

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It is Fleet Week in San Francisco. Are you coming to the city to see the Blue Angels and the ships?

What is Fleet Week?

San Francisco Fleet Week is one of the country's largest celebrations of the U.S. armed forces. The celebration was started in 1981 by then San Francisco Mayor, Diane Feinstein. Organizers say following the pandemic huge crowds turned out for Fleet Week last year, and they're predicting big crowds again this year. 

Where is it?

Most official Fleet Week activities take place along The Embarcadero and Marina Greens. If you're looking for the best seating for the airshow, the Marina Green is the place to be. The Presidio Tunnel Tops, Twin Peaks, Pier 39 and Crissy Field will also provide great views. Watching the Air Show is free, but premium seating is available for purchase. 

City leaders are advising visitors, as they have in years past, to use public transit and say if you must drive, be sure to not leave any valuables in your vehicle, in fact they're warning people who drive to clear any valuables out of their car even before they park, just in case burglars are watching.

What's new in 2022?

Organizers say for the first time ever Navy F-35's will be at San Francisco's Fleet Week. Two of the F-35's will be on display for visitors to enjoy. 

Say something good about yourself - it’s ‘Toot your Flute” Day

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A Bay Area mayor is being criticized for how he's handling a homeless encampment. The mayor of Richmond shared the addresses of his rivals on the City Council with several people living in RV's along Rydin Road. In an email, Mayor Tom Butt told the residents living at the encampment to park their RV's outside of the council member's homes and said they were "RV-friendly parking spots." Council members wanted to give the Rydin Road residents $1700 to leave the encampment, with the possibility of getting $7,000 if they found other housing. Butt didn't agree with that plan, instead he wanted to open an RV parking site. Neighbors were against that. The city is trying to solve their homeless crisis as the number of people living on the streets has gone from 333 to 632 people in three years. 

Did he cross the line as far as telling people to park in front of other council members' homes…or is he working to get things done and making a point while doing it? 

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President Biden convened a meeting at the White House to mark 100 days since the Supreme Court overturned Roe v. Wade and assess the impact that has had on the country. He argued that Republicans were doubling down on “extreme” policies, including a national ban at 15 weeks of pregnancy. “It’s really scary … that in some states they’re already succeeding when the top decision came down,” Biden said.

Administration officials focused on a White House report noting that abortion bans have taken effect in more than a dozen states and close to 30 million women of reproductive age now live in a state with a ban. The event comes as Democrats seek to galvanize voters on the issue of abortion ahead of the November midterm elections.

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Reactions are pouring in from Wednesday's shooting in East Oakland that affected students in several connected schools. John gets the pulse of the public on the issue of gun control and gang activity, and what should be done to prevent this tragedy from occurring again.

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votemarie.com 

jillyee.com

Why moderate candidates Jill Yee & Marie Hurabiell have visions on how to solve the systemic CCSF issues rather than kicking the problems down the road. The moderate candidate uphill challenge: the incumbents and the Union slates having different positions on how to solve CCSF issues.

Jill Yee: Was born in San Francisco and raised in the Western Addition. Her parents were immigrants and City College was her only option for college. She credits City College as the springboard for all of her successes. She knows first hand how City College can change lives and its benefits extend across generations. She was honored to have the opportunity to return to City College to teach Psychology, she earned tenure, was later elected Department Chair of Behavioral Sciences and was then selected to serve as Dean of 11 Departments in the School of Social Sciences, Behavioral Sciences, Ethnic Studies and Social Justices. Jill also has a law degree. 

Jill has extensive experience at City College, spanning over 40 years. She has an insider's perspective. Her dedication and commitment to the college speaks for itself. 

Marie Hurabiell: is an eighth generation San Franciscan, is a founder and board member of Ellipsis Health, Inc., a technology company using speech analytics to gauge the behavioral health of patients in real-time. Following a federal clerkship in Los Angeles, she started her law career at Skadden, Arps, Slate, Meagher and Flom in San Francisco. She later served as General Counsel at both Knight Ridder Digital and Red Herring Communications and ran her own law firm. Ms. Hurabiell has led fundraising efforts for organizations such as Georgetown University, San Francisco Ballet, Wender Weis Foundation for Children, Phillips Exeter Academy, The Hamlin School, and the International Museum of Women.

Ms. Hurabiell has served on numerous boards, including the Presidio of San Francisco (Chair, Vice Chair and Chair of the Audit & Finance Committee) , Georgetown University Board of Regents, where she engaged in crafting the successful Design Curriculum initiative; Holy Family Day Home (President & Chair of the Capital Campaign); San Francisco Ballet Auxiliary (President); National Charity League Golden Gate Chapter (VP); and Hamilton Family Center. Hurabiell received her B.A. with Honors from Georgetown University and her J.D. with Honors from the University of Pennsylvania. When not working to improve San Francisco, and more specifically CCSF, she enjoys time with her family, travel, adventures, gardening, reading and laughing as much as possible.

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Are we impotent?

Russian President Vladimir Putin on Friday recognized the independence of Kherson and Zaporizhzhia, hours before holding a signing ceremony to incorporate them into the Russian Federation. Putin signed a decree recognizing the two southern Ukrainian regions as independent states on Friday. He also signed a similar decree earlier in February, when he recognized two breakaway regions in the east of Ukraine, Luhansk and Donetsk, as independent states. Kyiv and Western powers do not recognize the two self-proclaimed republics of Donetsk and Luhansk as sovereign states.

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Judge Aileen M. Cannon told Donald Trump’s lawyers Thursday that they did not need to comply with an order from special master Raymond J. Dearie and state in a court filing whether they believe FBI agents lied about documents seized from the former president’s Florida residence.

Thursday’s ruling was the first clash between Cannon, a Trump appointee who has generally shown the former president deference in litigation over the Mar-a-Lago investigation, and Dearie, a federal judge she appointed as an outside expert in the case, who appears to be far more skeptical of Trump.

After Trump’s lawyers requested a special master, Cannon chose Daerie to review approximately 11,000 documents seized Aug. 8 from Trump’s Mar-a-Lago Club and residence and determine whether any should be shielded from investigators because of attorney-client or executive privilege.

An appeals court separately overruled Cannon’s decision that about 100 additional documents that the government says are classified — some of them top-secret — should be part of Dearie’s review.

Virginia “Ginni” Thomas, the wife of Supreme Court Justice Clarence Thomas, reiterated her belief that the 2020 election was stolen during her interview Thursday with the committee investigating the Jan. 6, 2021, attack on the U.S. Capitol, according to the committee’s chairman, Rep. Bennie G. Thompson.

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If it seems like the devastation caused by Hurricane Ian came on quickly, you're right.

In just two days, the storm's maximum sustained wind speed more than doubled, from 75 miles per hour on Monday morning, to 155 miles per hour just before landfall on Wednesday morning.

"It doesn't really get much worse than this, to have a strengthening, possibly rapidly intensifying hurricane landfall," said Brent Hewett, a meteorologist with the National Weather Service Twin Cities.

Though devastating, Hewett says the changes weren't entirely surprising based on the conditions in the Gulf of Mexico that the hurricane encountered during those 48 hours. Moist air and low wind shear both contribute to rapid intensification, and unseasonably warm water provided even more fuel than normal.

Hewett says a very quiet hurricane season prior to hurricane Ian is partially to blame.

"When you don't have a lot of tropical systems in a season, the water is allowed to warm kind of continuously without anything mixing it up," Hewett said.

And if you add those seasonal conditions to years of warming brought on by climate change, experts say this storm had even more fuel.

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