In today's episode, we will speak to my friend The Poor Swiss.

The Poor Swiss is a Swiss (duh!) blogger writing about his pursuit of Financial Independence. One of the ways he tries to achieve this is through investing in the stock markets and on his blog you can find the result of his extensive research on the matter. (Watch out though, you will easily fall down the rabbit hole :)).

When one looks for information in English on investing in the stock markets, one often stumbles upon articles/podcasts of our US friends telling all about investing in low-cost index funds like a Vanguard S&P500 fund. We will discuss if this approach makes sense for us here in Europe, if we simply should switch the S&P500 fund with a European one, or if we should disregard this investing strategy altogether. We also discuss how and where to look for ETF's and share reviews on European online brokers (DeGiro and Interactive brokers).

This episode is for you if you are living in Europe and want to know more about getting started with investing in the stock markets.

Enjoy! 

Jonathan 

Show notes: https://joneytalks.com/2020/04/09/thepoorswiss/

• Website: The Poor Swiss

• Deep Work

In today's episode, we will speak to my friend Stephen from Navalign (A financial planning and investment management services firm in LA).

He is a well-spoken Certified Financial Planner and helps his clients to cover their financial planning needs by advising them on: Investing their money, providing financial advice and tax and estate planning among others. He mainly works with high-income entrepreneurs or independent contractors in the entertainment industry. 

We will discuss a few lessons learned based on Steven's experience with his clients and see how we can apply these even though we do not make millions. We will cover Stephen's approach to investing in equities (stocks), how the rich invest and in what specific assets they do invest, why it is important to plan your taxes well (Do the rich use all the tax loopholes in the book?) and finally how to develop a positive money mindset.

This episode is for you if you are curious about how the rich manage their money and more importantly what their money mindset is and how you can develop that positive money mindset regardless of your current situation.

Enjoy! 

Jonathan 

Show notes: https://joneytalks.com/2020/04/03/Stephenrischall/

In today's episode, we will speak to my friend Jerry from Peerless Money Mentor.

Despite being equipped with two degrees, Jerry found himself in too much debt and overspent on things he could not afford. He luckily refinanced some of that heavy debt and entered little by little into the personal finance space. As he escaped being broke and gaining mastery on his finances, he is now on a mission to help others master theirs! For those struggling with debt, check out his interview series, From Broke to Financially Woke.

erry will share his experience on how he got into debt in the first place (From Broke Phi Broke...) and how he managed to crush it (...to Financially Woke). In the next part, we will exchange perspectives on side hustles like driving for Uber, freelancing, answering online surveys, helping companies with their social media marketing, etc. We will evaluate the pros and cons and if they make financial sense at all.

This episode is for you if you are currently trying to increase your income with side activities and want to evaluate which ones might be right for you.

Enjoy! 

Jonathan 

Show notes: https://joneytalks.com/2020/03/27/peerlessmoney

Friends, I hope you are all keeping well in these strange coronavirus times.  This was not planned but I thought it would be good to exchange ideas on how to get through this crisis and potential recession. 

The Covid 19 or Coronavirus has been spreading rapidly at a fast pace across every country in the world. This has had a tremendous impact so far for the infected people, the way we live our daily lives, the global economy, and our finances.

Here are the topics I am discussing today :

• The most important: Your health.

Amigos, I hope you will all stay safe and healthy during this pending recession. But rest assured this pandemic like the previous ones will pass 👊.

Enjoy! 

Jonathan

Show notes: https://joneytalks.com/2020/03/22/covid19/

In today's episode, we will speak to my friend Kofi from 400 Lb Elephant.

Kofi has been debt-free for 3 years now and has also become a financial coach next to his full-time job (which is awesome by the way!). His goal is to help people get out of debt and empower them with the right financial education and coaching.

We will dive deep into the topic of living a valuist lifestyle: What that means and why Kofi chose this lifestyle. Secondly, we will debunk the idea that because one has a high earning profession, one should automatically know about all things money. And last we will discuss why status will kill the American Dream, or in more general terms how the pursuit of status will impair your finances.

This episode is for you if you are looking at understanding what drives us to pursue status (yes this applies to me as well) and to compare ourselves to our peers, and as well to find ways to stop doing that.

Enjoy! 

Jonathan 

Show notes: https://joneytalks.com/2020/03/13/kofi400lbelephant

In today's episode, we will speak to my friend Mike from LendEDU.

LendEDU launched in August of 2014 and is an online marketplace for a variety of financial products including mortgages, student loans, insurances and so on. Although most of their website visitors are looking for information on student loans, their blog articles are pretty informative as well! Make sure you check them out!

Mike is coming on the show today to discuss market trends on student loans, mortgages and the booming Pet insurance industry (yes, I was surprised as well). We will also discuss refinancing your student loan (including a few helpful repayment strategies) and mortgage and we will also touch upon Mike's career choice of working for a startup instead of a larger corporation.

This episode is for you if you are looking at refinancing your student loan or mortgage and if you are curious about what it looks like to work for a startup.

Enjoy! 

Show notes: https://joneytalks.com/2020/03/08/mikelendedu

PS: The student loan part of this episode will (luckily 😅) not apply to us here in Europe but there are definitely some parallels to be made with mortgages which we are more familiar with here.

In today's episode, we will speak to my friend Nadia from Speaking of Cents.

She writes about a variety of topics around personal finance and focuses mostly on the mindset that revolves around managing your money. The aim of the blog (and Youtube channel) is to educate people on how to manage their money at any point in their life regardless of their income.

We will discuss the concept of Financial Stability. What Financial Stability means, why it is important for you and your family, why people struggle with it and Nadia will provide an actionable 7-step plan to achieve that Financial Stability.

This episode is for you if you are getting started with your finances and want some guidance on improving your financial situation or find your way to work towards larger financial goals.

You may also realize early on in the episode that you are already financially stable, that is, of course, awesome but the practical way in which Nadia guides us may still help a friend of yours so make sure you share the episode them!

Enjoy amigos! 

Show notes: https://joneytalks.com/2020/02/28/speakingofcents/

n today’s episode, we will speak to my buddy Kade from the rock band Throw The Fight.

The fun thing with Kade is that I met him pretty much randomly on a holiday trip in Thailand 6 years ago and had no clue he was playing in a band. Kind of odd, since my main hobby next to this blog/podcast, is basically playing the guitar. We kept in touch through Facebook and as time went by I saw he was posting more and more about his band the concerts they were doing, the album Transmissions on Spotify that got released in 2016 and even videoclips,... and I thought to myself, wow the guy must have left his job and gone for it! 

Kade also started his solo project Kade Katz end of last year and I thought it would be great to bring you his story on the Podcast!

We will discuss and present both Throw The Fight and the Kade Katz project. We will then dive deep into how he manages his time between the day job, the band and his solo project and Kade will also take us "backstage" to reveal what happens behind the curtain at Throw The Fight: Their journey, their take on the "Sex, Drugs and Rock 'n' Roll" lifestyle and how to grow today as an independent artist.

This episode is for you if, first and foremost, you are a fan of Kade's music (solo project or Throw The Fight), but it is as well for you if you are serious about growing your side activity as a business.

Enjoy! 

Show notes : https://joneytalks.com/2020/02/20/kadekatz/

Kade Katz on Spotify : Listen here

Throw The Fight on Spotify: Listen here

In today's episode, we will speak to my friend Adine from Lekker Leven met Minder.

Adine is from The Netherlands and we met last September at Fincon. Although we met at a Money/Finance conference, one of her favourite topics is Money Mindset. A topic I really enjoy because, in my opinion, that is where it is all starts.

And if you think about it,  it is true. You can write or read about the best financial tips, the next best stock with the highest potential growth, the best area to own a rental property and so on. If you do not have the correct Money Mindset in the first place, you will always be struggling in a way or another.

And today, Adine will give some practical tips on how to transform your Money Mindset, she will also share her financial journey, including some of the errors she made in the past (so you can avoid making them as well) and she will also illustrate how she developed her mindset through these struggles.

This episode is for you if you are currently struggling with your finances, have developed negative emotions towards money over the years and want to see a change. The good news is that it is possible to change your attitude towards your finances!

Enjoy! 

Show notes : https://joneytalks.com/2020/02/14/moneymindset/

In today's episode, we will speak to my friend Naza from Copenhagen (Denmark).

I met Naza through common friends when visiting them in Copenhagen on several occasions. We have been keeping in touch through Facebook over the years, she is a positive person and when I met her she seemed very happy and dedicated about her career. Just in November of last year, she posted on her Facebook profile that she would leave her corporate job and her happy life in the bustling Scandinavian capital to move to Asia to pursue her dreams of becoming a licensed yoga teacher, to teach English to underprivileged Thai children and open her yoga school in Bali! That was quite a surprise to me but I was very happy for her at the same time.

I, of course, wanted to know more about this drastic lifestyle change: The reasons, the wake-up call, the preparation, the mindset shift, the finances, etc. Naza will share her story and lessons with us on the show and even if you are not planning to change your life in such an extreme way, there are some great takeaways from the conversation for all of us!

This episode is for you if you currently feel stuck in your career, in a routine. You have goals and dreams but they seem far out of reach, you do not feel confident about achieving them and do not know where to start. Naza's story will definitely inspire you to take action.

Enjoy! 

Show notes: https://joneytalks.com/2020/02/06/naza/