Frances Cook has plenty of good advice for first home buyers! She really drives home the importance of the following:

- Investing in a long term relationship.
- How an increase in equity can secure you a better interest rate on your mortgage.
- What a home means to her and her future lifestyle.

A qualified financial advisor; Frances is sure to leave you both entertained and educated.


Listen to her podcast here, 'cooking the books':

https://open.spotify.com/show/4RoBolWwAt893GKs3tZgax?si=d041d83f59a2435d

Luke Kemeys shares his first home journey with us. He explores:

- Early money mishaps.
- Putting together a deposit and purchasing a home in a small town.
- Hidden costs and contingencies to be aware of.

A man who loves sharing financial literacy, Luke fills this episode with tips you can start applying immediately.

Hear more content from Luke here via keep the change podcast -

https://open.spotify.com/show/2xfURkXZGEHVYIOK0DdR9S?si=7c2b5887c31748a9

Simran Kaur tells us how she saved up her first home deposit. She explains:

- How investing a large percentage of her savings into shares and Kiwi Saver grew her deposit swiftly.

- How she got the upper hand as a first home buyer in a competitive market.

- That you can only save so much, but there is no limit to what you can earn.

Enjoy!

Girls that invest podcast:

https://open.spotify.com/show/4jWkbLYqVv93FjLkAcvZ1y?si=e2ed694fcbda4005

Ryan (Stag) O'Connor tells us about his life and his first home buying experience. He touches on some fascinating topics, such as:

- Living off one income and saving your partners income.
- Moving overseas.
- Selling the first home.

A champion of the Kiwi lifestyle, Ryan's story will leave you wanting to hear more! Luckily he had a podcast of his own where he shares many quality yarns.

https://open.spotify.com/show/612xQBBnjnqKhV9gLIxgt6?si=fd916bca2b56414f

Jacob Dexter shares how he navigated his late teens and early 20's and became a homeowner.

A calculated decision maker and all-round good bloke, Jacob shares the following with us:

- Finding his way around study and getting a career.
- Saving a house deposit the good old fashioned way.
- Purchasing a home that allows his family to live off the land.

Jacob will inspire you to dream big and design a life the Kiwi way!

I explain how I saved a 33% house deposit in six and a half years, while doing the following;

- Getting started with Kiwi Saver and investing at a young age
- Flatting and living the lifestyle of a young Kiwi
- Travelling around the world
- Not getting money from my parents

Have your cake and eat it, let me explain...

Ruth Henderson (A.K.A the happy saver) shares her house deposit story with a view to help other Kiwis.

She really gets into depth on the value of investing, making the most of opportunities and trying new things!

Listen to Ruth's podcast, the Happy Saver -

https://open.spotify.com/show/6bdJFBKf3lg3CudD78NH2X?si=5c68e8c5ce9f4645

Rupert Carlyon from Koura shares in depth discussion around how to use Kiwi Saver for a deposit on your first home.

He nails the following with slick expertise...

- What Kiwi Saver is and what fund types there are.
- Understanding your personality and stage in life to determine risk appetite.
- How Kiwi Saver actually helps out with your first home deposit.

Unsure how to get the most out of Kiwi Saver? This one if for you!

Koura website:

https://www.kourawealth.co.nz/

Angela shares her story of working overseas to save up a house deposit. She really drives home some key points:

- Understanding when to leave school to pursue something specific.
- Working hard and optimizing a great savings opportunity.
- The chance to earn money overseas in a country with a stronger currency (Then returning to NZ!).

How good!

Zane shares his journey towards home ownership with us. An astute saver and a great bloke, he breaks down how he and his fiancé generated a 35% house deposit.