The Kunai Podcast: Fintech is Eating the World

[00:42] Bob’s background

[03:02] Bob’s learning experience at Citi Ventures

[06:08] The speed of innovation in a start-up versus in a large organization

[09:59] Creating the structure of the pitch

[13:13] A success story

[17:17] When it goes from being a Citi issue to being an industry issue

[20:26] Citi’s competition

[25:07] D10X and the Venture Investing Team

[26:30] Designed Thinking

[28:42] The hurdles Bob faces with B2B versus B2C

[32:07] JTBD (Jobs To Be Done), and Bob’s different approach to Agile

[35:47] “Think Big and Act Small”

[38:01] Busting the myths of the innovation program

[40:04] How are they approaching Covid and a post-Covid world?

LinkedIn

Twitter

[01:19] Devyani’s early education

[02:12] Microfinance work that Devyani did

[03:26] Sense of scale of M-Pesa

[04:14] What service is M-Pesa

[07:59] Its macroeconomic impact

[11:13] Distribution and Interaction in the field

[13:33] Apps that may be coming out in the next two or three years on the API that will really take the service to the next level according to Devyani

[15:32] Will there be competition and contention from traditional banking against these systems?

[18:14] Devyani’s thinking on utility company versus the customer interaction

[19:24] What is the activity around the API today?

LinkedIn