Most people focus on the lump sum check when they receive a severance package, but the real financial risk often lies in unvested equity. In this episode, we examine how accelerated vesting clauses can protect your wealth during a layoff, using a specific case study from a mid-cap tech firm where employees lost six months of options due to poor contract language. We break down the difference between single-trigger and double-trigger acceleration, explain why standard contracts rarely include it, and provide actionable steps for auditing your own grant agreements before your last day. If you have stock options or restricted stock units, understanding these mechanics is critical to maximizing your post-employment compensation.
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