Is your dad’s brand still up? Is he still working?

Harry Uy’s dad is still very much active in the photography business. This is because his father’s brand is his name. As long as people know that he still provides these services, he will always get clients. His only problem was his rates.

Were there any clients of his that transitioned to you? How did you handle that?

Those that successfully transitioned to become Harry’s clients were mainly the children of his father’s clients. His father’s actual clients can’t transition to Harry mainly because Reality Box is fairly more expensive.

Expectations can also have a huge influence. Bear in mind that Photography is a tricky service and product. Part of it is the coverage of the event, and the main product is in the form of photographs. Some clients of Harry’s father don’t appreciate the process—oftentimes focusing more on the value of the raw material instead of the practice.

How do you fire your clients?

A good thing about the service industry is that they work based on a calendar. Clients will have to book them for a specific date. Harry’s way of firing a client is to pose as being booked for specific dates. Whatever date that particular client chose, Harry will say that they’re unavailable.

This stems from his past experiences of working with these clients. When he sees that that client doesn’t understand the worth of their services, they will not hesitate to fire them.

Another approach that Harry uses is termed as “presyong ayaw”. Basically, it means they give a quote that is too expensive for that client. This way, the rejection will not come from Harry but from the client themselves.

Were the clients that came from your father a big part of your journey in a growing reality box?

The clients that transitioned from Harry’s father didn’t have a big influence in the growth of Reality Box. Most of them have already been accustomed to lowballing prices and over expecting service.

For Harry, word of mouth was still the most effective marketing and referral tool. His first few clients were his friends which then referred them to other people.

Like what Jack Ma said, most of your clients are strangers who just trusted you. In Harry’s case, the strangers were his friends who trusted him enough to risk paying for their services even without seeing a portfolio.

In fact, to get their own portfolio, Harry had to hitch on his father’s wedding shoots and prenup shoots for free. They used that opportunity to collect as much as they could and make their own portfolio.

Harry will never forget the first couple who paid them for their services because initially, they didn’t have any kind of portfolio.

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Harry Uy graduated from De La Salle University with a degree in Computer Science. He is my upperclassman and was the person who referred me to one of my first clients. He is the co-founder of Reality Box. They started as an events coverage company focusing on both photography and videography. Now they’ve adapted and are now focusing more on corporate media productions. Most of their recent clients are no longer personal events but rather corporate and marketing materials.

Aside from that, Harry and his wife also started their own line of Korean Chicken called Yum Yum Chicken. As of now, it can be ordered from Lalamove and Grab food.

How important was college to you in this journey of you starting up a reality box?

College is where he met his business partner, Jerry. Aside from that, his college degree is negligible, particularly towards the field itself. But what was important was the training that came along the way.

The discipline that came with learning coding, presenting projects, and interacting with people—that’s what he has kept with him throughout his entrepreneurial journey. Like any subject matter, once you graduate, you have to relearn everything because the topic usually evolves.

 It was about the discipline and the social skills that helped Harry Uy reach where he is today.

Would you say that working for other businesses helped you in growing your business to what it is now?

When you’re employed, you learn how they manage their organization. Harry Uy was able to get both good and bad takeaways out of those experiences. However, when it came to the field itself, there wasn’t much that he was able to take.

Harry Uy’s first job was in an IT company which seemed to be the perfect fit for his degree, but his work was more on the clerical side. During that stint, he said that he improved more on his designing skills rather than his coding knowledge.

Why did you start reality box? Why did you go into the Photography and Videography Business? What did you see in this industry and how is it going right now?

Harry Uy says that he somewhat inherited his business from his dad. His father had his own photography studio, but he did not entertain any requests about videography. When the demand for video boomed, his father told Harry to study video so that he could supplement each other.

Harry was 2 years into his IT career before he was tapped by his father. But since he was already fascinated with videography, particularly the post-production process, he went with it.

Fortunately, his business partner was someone that was very interested in photography and so they partnered up and created a separate business. This decision came from his realization that his father’s original market was a very tough crowd.

Harry and Jerry’s partnership is split in half. In terms of operations, Jerry is the one with the final decision. He is the one that makes sure that things run smoothly and that the freelancers that they hire are competent enough for their business.

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Do you think that there is a strong manipulation in our stock market?

Marvin isn’t really sure. He’s not someone from the PSE, he was never a broker, nor was he an investment banker, or someone that dealt with mutual funds. He was just an outsider that was trading in the market.

This is why technical analysis works best for Marvin. He doesn’t have any other source of news or data besides the charts.

If the charts are telling him to buy it, then he buys it, If not then he won’t. This is why Marvin hammers into people that the charts discount everything. Everything he needs to know is found in the charts.

Marvin likes the fact that in the stock market, you don’t need to think about what other people are doing, rather it’s just about how he will be trading.

*How many times did the chart tell you to do something and the opposite happened?

Marvin and the charts that he believes in have been wrong numerous times. When that happens, he will just cut his losses before it gets any worse. There will be times when he will get multiple trades right and there will be other times when he gets multiple trades wrong. Now that Marvin has his routine when it comes to stocks trading, he doesn't rely on his success rate through metrics anymore.

What’s important is that the money he earns there is used to buy more stocks that have more dividends.

What do you tell the people who think they failed in trade because of market manipulation?

Marvin tells them that it’s probably because they bought the wrong stocks.

When Marvin makes mistakes, he believes that it’s his fault. He thinks that other people think that way because they believe that they’re the victim. 

Marvin has always had the mindset that he will enter the market and everything that will happen will be his responsibility. 

As far as he knows, the PSE is doing the best that it can to safeguard stock trading. Everything and anything that you do is your responsibility. 

How important is technical analysis for you?

Some people use fundamental analysis and there are a few other people who rely on technical analysis. The majority of the market, however, just guess or listen to what other people say.

For Marvin, technical analysis is everything. He needs to know where the stock is headed. He needs to know it’s direction. Most other indicators aren’t as important.

You should at least know the direction, that will let you know how you’re going to trade.

Knowing the trend is the most important thing.

How long have you been investing?

There was a time when Marvin wanted to just become an investor. He greatly idolizes Warren Buffet. He was the reason why Marvin segmented his portfolio and dabbled both in stock trading and investing.

The best way for him to do it is to separate his stocks in a different bucket. He has different mindsets when handling different stocks and investments.

*You mentioned that Warren Buffet is someone that you look up to. He has Berkshire Hathaway. Why don’t you open up an account under it?

Marvin doesn’t have any plans on participating in that. He’s already content with what he has. It may look bad since he no longer dreams of much, but that’s who he is. Marvin is already happy with being able to eat what he wants daily.

His stint on YouTube, however, has been something that has reinvigorated him in a way. The challenge of getting one million subscribers is very hard. It gives him excitement.

What are some of the most painful lessons that you learned the hard way in stocks trading?

One of the most painful lessons that Marvin learned was to not listen to other people when it comes to trading. He did so when he just started and he lost so much

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What does Marvin Germo spend money on? How do you maintain your mindset of thriftiness and financial discipline?

Marvin is a simple man. He spends his earnings mostly just on coffee, food, and the occasional vacation. 

In the past decade, Marvin’s income has increased dramatically. Despite this, his level of spending remains the same as it was before. 

This financial discipline has come from how Marvin experienced his family losing everything. He told himself that he didn’t want that happening to him as well. Marvin never got the opportunity to start a business nor was he given the money to make something.

He literally started from the bottom.

For Marvin, Financial Freedom is about being able to do what you want when you want to. The fear of not having enough is nonexistent. That was what drove him to keep pushing forward. He wanted a better life.

As time went by, he also saw that some people needed help. In John Maxwell’s words, “It should not be lonely at the top because a leader brings people along”.

How long have you been financially free?

Marvin has been budgeting for 14 years. He makes sure to set an amount of money for him to live comfortably on. The rest that he earns he invests again. His budget right now has stayed the same as the budget he had five years ago. 

The biggest misconception about financial freedom is going off and buying expensive things. Money was never a motivator for Marvin. To him, it’s just a tool to open up opportunities.

How were you able to achieve your financial freedom at such a young age?

Anyone can achieve what Marvin has done. They just have to remember that it’s proportionate to their lifestyle. They just have to lower their expenses to a certain degree. It depends on the lifestyle that you want. The more expensive your lifestyle is, the higher the expenses you have to consider. The cheaper it is, the lower that number. Marvin’s expenses are very low.

He rarely buys anything from expensive brands. And although he does pay extra for good food delivered to him, he believes it’s worth it because it saves him time that he uses to be productive. 

Marvin would usually tell people to save money. However, if you’re productive, then he will tell you to not just save but also go on the offensive and make more. If you don’t know how to make money, then go on the defensive and be as thrifty as you can. But if you’re entrepreneurial, then you should value your time. 

He also believes that time should be placed on a pedestal for everyone. It’s about how people manage their time to make the money that they can use as capital.

What is the secret of having a mindset like yours? What are some of the things that you keep in mind to ensure that your lifestyle is good for the next couple of years.

Marvin was with Manny Pangilinan a few weeks ago. He asked him how he does his money. Manny said that he separates his money into different accounts. So that it would look smaller than it actually is. Marvin does the same thing. He separates his money into different accounts and funds. They split all of their money so it would look small. This would make them feel like they have fewer funds so they will work harder again. 

Managing multiple accounts is difficult. But it worked well enough to bring Marvin to where he is today. 

Before Marvin became this amazing stock trader, he first struggled to make ends meet. He decided to save up and budget just PHP2000 for 2 weeks.

As it says in the bible, “When you’re faithful with little, you will be faithful with much”. Marvin pushed

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One of the things that a lot of people do is to invest in real estate. What’s your take on that given that you’ve been investing in REITs?

REIT is a derivative, but it’s basically a stock. A derivative is a piece of paper that says you have exposure to something but do not own it. REIT gives you exposure to anything that has a possible rental income. 

For less than PHP10,000 you can buy a stock of REIT. It brings you exposure to real estate without the need for a huge amount of money. 

When you own a condominium, you have to find a seller before you can sell it. With REITs, you can choose to sell it whenever you want.

When a condo you own doesn't have anyone renting it, then you won’t have any rental income. If you have a REIT of a hotel, even if 10% of it is vacant, you still get 90% worth of the possible income.

Property prices right now are relatively higher than the rent that you would typically get. When the property that they will get is good and the rent they can ask for is high, then their yield would be worth it. When it comes to REITs, 90% of the operational income is given out as dividends so they can get something higher from REITs with a good rate for dividends then it would be even better.

This led to Marvin investing in REITs in Singapore. He knows living spaces are highly valued in that country and he also says that the market is relatively easy to predict. He also invested in data centers because he believes that there will be a bigger need for data centers in the future-- with all the transition to digital that the world is currently undergoing. 

Owning and managing a condo for rent is also quite the hassle, as told by Marvin.

What is the Platform where people can invest in REITs?

REIT is being talked about more in the Philippines because there was a disclosure that Ayala will have the first REIT in the Philippines. When they list it, it will be just like a normal stock. People still need to buy it from a stockholder. 

Bear in mind that you can only buy stocks that have themselves listed to a specific stockbroker. You need to open specific accounts on specific brokers that have REITs. In the Philippine Market, specifically, there are no REITs yet. 

Marvin’s investments to REITs in Singapore have already doubled after four years. Those investments also had dividends worth 10% which made them worth it.

In this case, Marvin’s initial intentions were dividends. The appreciation and the increase in cash flow was just a bonus for him.

Where did you open your Singaporean stocks?

Marvin opened his account in Singapore. For other people, you can open up yours in 2 ways. First, they could fly to Singapore and open an account at any broker there. Or make a REITs account from etoro.

That being said, Marvin doesn’t use etoro for his REITs. He only uses etoro to position in other stocks that he wouldn’t be able to buy in other brokers. The advantage of using etoro is for leverage and other stocks that he can get there.

If people just want to get exposure, then etoro is the best platform to do so. If they want to make an account, then they have to fly to Singapore to do so.

Marvin has been using etoro since last year. This CFD platform that is most known because of its copy trading feature. It’s a derivative that allows you to purchase different asset classes such as gold, bitcoin, forex, stocks, and funds. 

He isn’t applicable for the copy trading part because Marvin doesn’t like the pressure of making trades that will make other people money.

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Why don’t you trade for other people?

You can manage the risk, but you can’t manage the people’s emotions. For Marvin, it will always be better if they trade for themselves. If people can’t manage their funds themselves, then they’re better off putting it in a mutual fund, that way it’s regulated as well.

Marvin thinks that investing your money is your responsibility. No one will take care of your money more than you. He tried to trade for his relatives and friends once. During take profits, they would agree immediately. But when it comes to cutting losses, they don’t want to. When it comes to trading, people have different thresholds and mechanisms to cause them to buy and sell.

For example, a stock might be down by 50%. Private investors with no other responsibilities can easily take advantage of it. They can buy it at that price, wait a few years for it to break even, then wait a few more years for it to double. Your patience will be worth it. Private investors have the advantage of being able to position into something and wait even if it doesn't perform.

The problem with mutual funds is that this can’t happen. If they don't perform in one year, then no one will invest in it anymore. Another problem is that it becomes a self-fulfilling prophecy wherein when the market is down, even if the fund managers want to stay but people are withdrawing their funds, then they have to sell. 

Marvin hammers into people the importance of dividends. As long as the stock has dividends, you will still get something that beats inflation even after 7 years of stagnancy. And when you buy these stocks low, then you’ll get a better rate of return from it.

How many times in a month do you get the question “Marvin can you trade for me?”

Marvin has been focusing on Youtube, so most of the time, he isn’t able to see or reply to many messages. The only time when he gets to reply to messages is when he’s holding his phone and a message suddenly pops up. However, he doesn't always have his phone on hand.

Marvin believes that the name of the game is not to consume but to create. 

One of the things that have been very insightful for me was reading the book Deep Work by Cal Newport. In that book, he mentioned that he doesn’t allow shallow interruptions to disrupt him in his deep work. He’s a professor. He has a Ph.D. and he teaches and writes a couple of research papers. He doesn't do a lot of messaging such as Facebook Messenger and SMS, he also doesn't look at his emails a lot. I believe this is something that Marvin does without realizing it. He’s been eliminating these distractions to keep focused when he works.

Marvin tries his best to stay in contact with most of his subscribers on Youtube through the comments section, however, as time goes by, it gets harder and harder. He believes that influencers and businesspeople should double down on the thing that is gaining traction. In Marvin’s case, Youtube interested him, and since it gained traction, he focused on that instead of diversifying to IG TV, Snapchat, FB Stories, and the likes.

At the start, you should try everything that you can and out of the things that you tried, the one that gained the most traction is where you put all of your efforts. Once that starts running on its own, only then should you try to diversify.

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How Much Annual Interest Rate is a Good Investment?

This depends largely on your goal. If you’re only on the lookout for extra cash flow, then anything that’s fixed, guaranteed, and that beats the bond rate of the government or inflation, then that’s already good enough.

If you’re after growth, then it’s a totally different story. The benchmark for growth when it comes to investments is the PSCI. 

Last year, Pag-Ibig MP2 beat PSCI as it wasn’t an attractive investment option. The PSCI is the benchmark because in most cases when you beat the PSCI, you also beat most of the mutual funds out there.

Many people have the misconception that when they get a good rate of return for this year, they’ll also get a good, or even better one next year. But there will be times when this will not happen.

No investor, even the good ones, have a compounded growth rate of 100% because there will be years that will be bad. This is why Marvin Germo always says that you should not solely focus on growing your money. When you already made money out of it, you should transfer it to something that will give you cash flow so that you will have some stocks at hand that will help out when the market doesn’t do so good. You can put it on another asset class, invest in another market, or use it for stocks again as well.

Some of Marvin Germo’s stocks in America have done very well this past year. The US stock market has been reaching an all-time high, and because Marvin had his own US stocks, he was affected by it a lot! 

McDonald's did really well last year despite the recent drive for healthier food. According to Marvin, McDonald's has been pivoting into different things such as their McCafe. The same is happening to National Bookstore. The last time Marvin went into one, he found that only a fifth of the store was filled with books, the rest was full of office and school supplies. Authors who rely on National Bookstore for exposure might be affected, but those who publish their books on their own won’t be. The people who publish their own books have Lazada and Shoppee to use.

In essence, it’s the people who create the most value and know how to pivot their situation into a favorable will always win.

You mentioned a while ago that regarding the growth percentage, as long as you beat inflation, you’re good. How much was the inflation rate last year?

There was a time when the inflation rate was below 1%. For the entire year, however, it wouldn’t have surpassed 5%. All the things that made inflation scary during 2018 were almost nonexistent during 2019. In fact, the only thing that hindered the market was the trade war between the U.S. and China and the news of our President threatening to close down Manila Waters and Maynilad. 

These things affect investors, foreign investors in particular because these pieces of news can dictate whether other investors will put their money in the Philippines or another country. Bear in mind that the PSCI is made up of mostly the money invested by foreign investors. 

*Do you think that the contracts of these Water companies (Manila Waters, Maynilad) will be renewed?

Marvin honestly doesn't know because their situation no longer depends on how the company performs. It’s an outlier right now. It could go several ways. The first circumstance is that a new President will win in 2022 and things will go back to normal. In this case, you should invest right now. Second, you could wait until things clear up before you put your money back. Lastly, you might think that things won’t get better for them, so you should pull out your money and invest them elsewhere.

It’s difficult for Marvin to see what will happen at this point. However, when you look at their earnings last year, MPI has be

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Many people believe that the stock market is where the money is. To be successful in trading the stock market, you just have to learn about technical analysis and watch a few tutorials about it.

However, based on one of the best stock market analysts and traders in the Philippines, Marvin Germo, the most effective way to trade is for you to do what you’re good at. Keep in mind that like any business and craft, trading in the stock market is still skill-based. 

This means that if you, as a business owner, can’t watch over your business or stocks in a certain period of time or do your due diligence to study and analyze them, then maybe you should focus on something more passive. 

It might be better to buy stocks with high dividends, or the cheaper ones. 

It primarily depends on the level of studying that you are willing to do. Stocks need different levels of guarding and studying. You only have to choose if you want to focus on the one that needs 5 minutes every day, or 5 minutes every week for you to check if it’s still good.

This is particularly important for investors because the fundamentals of a company do not change on a weekly or monthly basis. It depends on who they are, what their style is, and many other branching factors that make it extremely hard to define.

If you want to be an investor that focuses on dividends, then you don’t necessarily need to check the status of your stocks every day. Rather you’ll be just as efficient when you take a look at it every 6 months. As long as they give dividends and the company he bought the stocks from is growing. Then you will still get additional earnings year on year.

You can treat these dividends as a sort of time deposit. Bear in mind that that means there’s a chance that it can be lower or higher than the initial amount. However, if you have other business sources and you don’t touch the money for the next few years, then it will surely become much better. Provided that the company has great fundamentals

*Six months of dividends sound really good. What companies provide a good return on dividends without having to worry about them for a time?

Before answering the question, Marvin wanted to clarify that stocks are not as easy as how he says it is. He has done this his whole life, and the experience and focus that he has on stocks can easily help him get the very best of trades and such.

However, if you plan on doing stocks on the sidelines, you should understand that they still need some of your focus. Checking up on your stocks may just take a few minutes, but if you’re not focused, you might end up going with the wrong decision.

When it comes to dividends, you should still find time to study the company of the stocks that you bought. The simplest way to find companies that have a high percentage of giving back good dividends is by finding consistency. An even better sign would be if a company is consistent with its dividends, and shows signs of increasing its value as well. You don’t even need to watch many companies. You can focus on 1 or 2 companies. Study their history, then check on them at least once every quarter.

Going back to the question at hand, Marvin Germo likes Globe. They have a consistent PHP91.00 per share value for the past three years and the stock price gives appreciation as well. 

Budding dividend investors should also look for companies that are growing. Because in the long run, the dividends that they provide can double. For example, if you bought Jollibee stocks in the past for PHP50 and today it’s valued at PHP200, then the dividends will have increased as well.

What Marvin is trying to say is that by buying the cheap stocks of growing companies, there will come a time when those dividends will be in a good enou

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One of the things that is most difficult for startups is getting the right people for your team. How do you get the right people?

First of all, Anthony believes that you have to pray for the right people to come into the business. Without prayer, you won’t know who’s coming into your business. Second, he concentrates on the character of the person even before the technical skills of the individual. Anthony believes that when a person’s character is good, everything else will follow.

How do you develop leadership in your company?

Anthony believes in leading by example and puts his people first. Anthony thinks of the situations of his people and takes appropriate actions from there. 

SEO Hacker is full of millennials and all my team members are younger than me. Imagine the chaos that happens in the office. You can’t take out the fun because of everyone that’s there. 

I’ve read the book Developing Leaders by John Maxwell recently. There’s this one quote that particularly stuck with me. It went: “Hiring is like skydiving. Once you jump out, you’re committed.” You have many applicants to choose from. But when you make the hire, you’re stuck with that person. This is why you have to take your time in hiring that person.

For Anthony, it’s largely about his gut feel. Out of all the people that he hired, he can only think of less than three people that he truly believes was a mistake to hire. The rest was easy enough to ease into the company.

When did you know that it was time to have an office?

Anthony started at the conference table within his dad’s office. After a few projects, around two or three years later, he was able to get his own office right beside his dad’s office. His dad once told him that if they rented an office, it’s just going to be another expense, he would rather invest right away so that they won’t have any more expenses in the long run. It was only a small office because most of Anthony’s employees work out in the field.

How far into the business were you when you purchased the office?

Anthony was able to purchase their first office just four years after starting operations.

Have you ever worked for your dad? How was that experience?

Anthony used to work for the family business when his own business began to show signs of good stability. He started with business development and helping out with the operations.

Back then, Anthony had a pretty good idea on how to manage his time between working for his dad and working on his own business. 

Unfortunately, after his father’s passing, the workload became quite difficult, especially since he had to deal with all that was happening.

Are you the next in line to take over the company? How does it feel?

Anthony is the one who will inherit the company and it’s a big responsibility for him. He feels a lot of pressure especially since he will be the person with whom hundreds of employees will rely on. He has inherited the obligation of making sure that the company thrives and grows. 

He believes that even with these hardships and him becoming the new president of his family business, there is still one true CEO that will guide him along the way, God.

How were you groomed to take on this role?

Most second-generation family business owners would say that they are not yet ready, that they’re not yet prepared when in reality, you will never find the best possible time to enter it. The perfect time is now. They should start doing it now and learn most of what you need along the way. These people only need to gather up confidence and have a bit more faith in God.

With the passing of your father, how shocking was the transition for you?

Anthony and his father w

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Who is Anthony Laborte?

Anthony Laborte is an entrepreneur who started up his company while he was just a second-year college student. The name of the business was IIPI which stands for International Industry Partners Incorporated.

What’s interesting was that during that time, Anthony did not have any direction concerning why he named his business as such. It was a very generic name because, at the time, he didn’t know what to do yet. He was only sure that he wanted to start his own company.

IIPI was founded in 2009 and was incorporated in 2010. To keep up the growth, Anthony had to do a few things. Anthony studied the ins and outs of the company while also trying his best to search for his own path which was essentially his mentorship period with his dad. Unique to their relationship was that Anthony didn’t have to ask for anything from him. Rather his dad would shower him with knowledge and wisdom in every opportunity that he got.

Anthony’s dad was a mechanical engineer. At first, he did maintenance and installation of equipment. Eventually, he was transferred to sales and became the country manager for that company. It’s because of this that their family business was incorporated. His dad’s company needed someone to help install their equipment locally. He had been doing this for about 30 years.

How did your father come about the opportunity to start your family business?

During that time, there was no installer of the equipment that his father was selling. Because of this, his father thought of setting up one such business himself. The equipment that they sold was very expensive. It was the whole package, all the machinery involved in the turn-key.

Anthony’s father was in his 40s when he started their business. Aside from that, he managed it while still working for a European company. In the morning, he would be there managing his business and during the evening, he would focus on his duties with the other company.

Why didn’t you go into the family business?

Anthony didn’t want to do so because it was difficult and confusing for him. He wasn’t an avid supporter of the concept of his dad being his dad at home and being his boss at work. He thought it was hard on the relationship that he and his dad already had. 

It was different in my case. It wasn’t exactly because of my father’s temperament, but it was the advice that he has given to me over the years. Growing up he would tell me to look for another business or climb the corporate ladder. In the long run, he discouraged me from going into it again because the profit was small and the processes were complicated.

It stamped into my mind. So when the time came, I tried to enter corporate for five months, I couldn’t take it. At that time, SEO Hacker was at its infancy, and after a lot of prayers and what felt like a really long time, I finally got my father’s blessing to focus on SEO Hacker. 

It wasn’t because my father and I might not have been able to work together, rather the business was not thriving, so it didn’t make sense to continue it.

What gave you the initiative, the mindset to start a business early?

It was mostly because of his father. Anthony’s father told him and his siblings that they only had two choices after they graduated from college. It’s either they become an entrepreneur or an employee. Anthony and his siblings saw both from their father.

There was a time when he considered going corporate. He never had an experience of his own. Everything that Anthony did was based on trial and error or what he’s seen from his family business.

You studied engineering at De La Salle and Business at CSB. Which of them did you like the most?

Anthony heavily enjoyed business more than the former. He sta

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