In this episode of The Legacy Lab, Megan and Ashley go beyond the typical “slip-and-fall” scenario to unpack what liability risk really means for businesses. They explore the most common areas of exposure—including premises liability, operational risk, products and completed operations, and contractual obligations—while breaking down the true financial and reputational costs of claims. The conversation also highlights how a strategically structured commercial general liability insurance program helps close coverage gaps and protects businesses as they grow.

The information provided in this podcast is for informational purposes only and does not constitute legal, financial, or professional advice. RMC Group recommends consulting with qualified professionals regarding your specific needs and circumstances.

Most business owners think once the calendar turns, their tax-advantaged retirement planning opportunities are gone, but SECURE 2.0 changed the game.

In this episode, Megan and Ashley sit down with retirement plan expert Tamara Middleton to unpack how employers can still start retirement plans for the 2025 tax year, qualify for powerful tax credits, and get ahead of major changes coming in 2026. If you’re an advisor or business owner looking for smarter ways to save for retirement, while reducing current taxes, attract employees, and avoid compliance surprises, this episode is your retirement plan toolkit.

The information provided in this podcast is for informational purposes only and does not constitute legal, financial, or professional advice. RMC Group recommends consulting with qualified professionals regarding your specific needs and circumstances.

When it comes to insurance, more coverage doesn’t always mean better protection. In this episode of The Legacy Lab, the team walks through the most common insurance blind spots facing business owners today—from paying for outdated assets to missing critical protections like flood, cyber, or business interruption coverage.

Through real-world examples and a practical risk checkup, we share how regular policy reviews can help businesses avoid surprises, reduce unnecessary costs, and stay properly protected as they grow.

The information provided in this podcast is for informational purposes only and does not constitute legal, financial, or professional advice. RMC Group recommends consulting with qualified professionals regarding your specific needs and circumstances.

In this Q&A-style episode of The Legacy Lab, Megan Davis and Ashley Simpson answer the most common Property & Casualty insurance questions for both business owners and individuals. From reviewing coverage and avoiding costly gaps to understanding replacement cost, cyber insurance, and umbrella policies, this episode breaks down what you need to know to protect what matters—without overpaying.

The information provided in this podcast is for informational purposes only and does not constitute legal, financial, or professional advice. RMC Group recommends consulting with qualified professionals regarding your specific needs and circumstances.

Are you over-insured, under-protected, or both? In this episode of The Legacy Lab, Megan, Ashley, and Tom break down common insurance gaps, why outdated policies cost business owners money, and share a quick “5-Minute Risk Checkup” to spot red flags fast. Plus, hear real examples of how a simple policy review can save thousands and strengthen your protection.

The information provided in this podcast is for informational purposes only and does not constitute legal, financial, or professional advice. RMC Group recommends consulting with qualified professionals regarding your specific needs and circumstances.

It’s open enrollment season — and whether you love comparing insurance plans or dread it every year, this episode is for you. Megan and Ashley break down the essentials in simple, stress-free language so you can confidently choose the benefits that fit your life and budget.

The information provided in this podcast is for informational purposes only and does not constitute legal, financial, or professional advice. RMC Group recommends consulting with qualified professionals regarding your specific needs and circumstances.

People are living longer than ever, which means your retirement plan needs to go the distance. In this episode of The Legacy Lab, Megan and Ashley talk with RMC Group’s Tamara Middleton about how to plan for a 30–40 year retirement. They discuss saving strategies, income diversification, and preparing for healthcare and lifestyle costs so your money—and your life—last longer.

The information provided in this podcast is for informational purposes only and does not constitute legal, financial, or professional advice. RMC Group recommends consulting with qualified professionals regarding your specific needs and circumstances.

In this episode of The Legacy Lab, we tackle a crucial topic for employers: retention and the often-overlooked role of ancillary benefits in driving it. Joining me is Sue Nelson, VP of Health and Benefits at RMC Group, who shares insights on how investing in vision, dental, and supplemental coverages can lead to significant long-term savings and improved employee satisfaction. We discuss the hidden costs of turnover and how these benefits not only enhance workplace attractiveness but also contribute to better productivity and morale. Discover practical strategies to tailor your benefits offerings, maximize ROI, and ultimately secure your business's future. Tune in to learn how small investments can yield substantial returns in retention and organizational success.

Cyberattacks aren’t just an IT problem—they’re a business risk. In this episode of The Legacy Lab, Megan and Ashley sit down with Mark Elwell, VP of Risk at RMC Group, to unpack why cyber insurance is essential for businesses of all sizes. From ransomware to regulatory fines, discover what’s covered, how policies work, and the steps you can take today to protect your company.

Disclosure: The information provided in this podcast is for informational purposes only and does not constitute legal, financial, or professional advice. RMC Group recommends consulting with qualified professionals regarding your specific needs and circumstances.

In this episode of The Legacy Lab, we dive into the transformative world of captive insurance and how it can revolutionize your approach to risk management. I'm joined by Tom Bachrach from RMC Group, who shares his expertise on creating customized insurance solutions tailored to your business's unique needs. We discuss the benefits of captive insurance, including cost control, tailored coverage, and long-term stability—moving away from the traditional one-size-fits-all policies. If you're a business owner frustrated by fluctuating premiums or coverage gaps, this episode is packed with insights that could lead to a more strategic approach to managing your insurance. Join us as we explore how you might take control of your risk and rewards through innovative insurance strategies.