In this episode of The Lending Link, host Rich Alterman sits down with Adam Elliott, the CEO and Founder of Kevari, to delve into the critical issue of identity fraud and its evolving complexities.

Adam begins by sharing his journey from holding senior roles at Check Systems to founding Kevari, a leading identity fraud prevention company that combines machine learning with consortium velocity and identity networks to detect fraud in real-time. He explains the reasoning behind rebranding from ID Insight to Kevari, aiming to convey strength and technological innovation.

Adam also shares his optimistic outlook on the future of fraud prevention, emphasizing the potential of emerging technologies and data networks to turn the tide in the ongoing battle against fraud. Tune in now!

Join host Rich Alterman as he chats with Carlos Caro, founder of New Market Growth. Carlos delves into affiliate marketplaces, sharing insights from his journey at Credit Karma and Capital One. Discover how these marketplaces connect consumers with lending products, explore integration strategies, and learn about the opportunities for regional banks and credit unions. Carlos also addresses lenders' concerns about sharing credit policy intellectual property and the rise of emerging credit card issuers. Tune in for a concise guide to optimizing lender models in affiliate ecosystems.

In this episode of the Lending Link Podcast, host Rich Alterman welcomes Brett van Aswegen, CEO of Wonga, for an in-depth discussion on the South African lending market and Wonga's strategic evolution. Brett outlines how Wonga transitioned from a traditional payday lender to a leader in short-term financial solutions, focusing on ethical lending practices and the impact of these changes on consumers and the broader market.

Tune in to explore the nuances of consumer lending in South Africa, leadership strategies, and Wonga's future direction in ensuring responsible and sustainable financial services.

In this episode of The Lending Link LIVE, recorded at the Fintech Meetup in March 2024, host Rich Alterman talks with Liz Pagel, Senior Vice President at TransUnion. They explore the dynamic world of "Buy Now, Pay Later" (BNPL) services and their integration into the traditional credit reporting landscape. Liz discusses the challenges of modifying credit models to accurately reflect BNPL transactions and shares insights on the regulatory landscape involving the CFPB and OCC. She explains the technical updates being implemented to ensure BNPL data is accurately captured and used in credit evaluations.

Additionally, Liz addresses the broader impact of these adaptations on financial inclusion and potential changes in consumer behavior. She also speaks on the strides being made towards gender diversity within the fintech sector, highlighting the growing participation and influence of women in the industry.

This episode provides a deep dive into how traditional credit bureaus like TransUnion navigate the complexities introduced by new financial products and what this means for consumers and lenders alike. Tune in now!

In this engaging episode of the Lending Link Podcast, our host, Rich Alterman, welcomes Adam Goller, the Executive Vice President and Head of Fintech Banking at Cross River Bank, for a deep dive into the intersections of banking, technology, and personal perseverance. Cross River Bank has emerged as a linchpin in the fintech marketplace lending industry, charting a course through innovation and strategic partnerships. Adam unpacks the bank's history, its pivotal role in the financial sector, and how it continues to redefine the boundaries between traditional banking and fintech solutions.

Tune in now for a deep dive into the future of finance through the lens of a leading figure at the intersection of banking and technology.

In this episode of The Lending Link LIVE, host Rich Alterman is joined by Mike Horrocks, SVP of Corporate Strategy and Product Marketing at Baker Hill, at the 2024 FinTech Meetup in Las Vegas. Horrocks brings over two decades of experience at Baker Hill, specializing in commercial lending, small business lending, and risk management.

Throughout their discussion, they examine the evolving underwriting standards in commercial lending, emphasizing the impact of advanced technologies and data on enhancing decision-making and operational efficiency.

Rich and Mike explore how these technological innovations are addressing the shifting demands of the finance industry. This conversation provides valuable insights into how technology is transforming finance, improving processes, and addressing key industry challenges.

On this installment of Lending Link LIVE from the show floor at FinTech Meetup, host Rich Alterman takes us into the dynamic world of financial services with Javier Alvarado, Director of Financial Services at TransUnion.

Celebrating nearly ten years with TransUnion, Alvarado shares his expertise in outbound communications and collections, highlighting how TransUnion's innovative solutions enhance customer outreach and engagement. From caller name optimization to the strategic use of data and analytics in managing delinquent accounts, this episode dives deep into the strategies shaping the future of finance.

Join Rich and Javier for an insightful discussion on the challenges and opportunities in collections, the impact of financial trends on consumer behavior, and the cutting-edge tools driving operational efficiency in the financial services industry.

Welcome to another special edition of The Lending Link LIVE, recorded during the 2024 Fintech Meetup in Las Vegas. Host Rich Alterman sat down with Brad Tompkins, the visionary Chief Information Officer of Vergent LMS, for a deep dive into the evolving world of financial technology.

In this episode, Rich and Brad delve into how Vergent has redefined the lending process, providing an end-to-end platform that supports lenders from lead acquisition to collections. This comprehensive suite of web-based software solutions is specifically designed to meet the needs of today's fast-evolving industry.

Tune in now and join us to learn more about how Vergent LMS is leading the way in making lending more flexible, customer-focused, and innovative.

In the latest Lending Link Podcast episode, recorded at the Fintech Meetup in Las Vegas, host Rich Alterman sits down with Jeff Smith, the Sales Director of Workforce Solutions at Equifax. Together, they dive deep into how payroll API technology is revolutionizing financial services, particularly by improving the way financial institutions verify income and employment.

Rich and Jeff delve into the significant impact of Equifax's Work Number, highlighting how this innovative solution is transforming outdated and labor-intensive verification methods. With the advent of The Work Number, the process has become automated, allowing consumers to easily share their financial data, which, in turn, speeds up lending decisions and enhances their accuracy.

Listen to this engaging episode to understand how Equifax's advancements, like The Work Number, are shaping a more efficient, inclusive future for financial services tailored to meet the evolving demands of today's consumers.

In a special episode of the Lending Link Podcast, recorded at the Fintech Meetup in Las Vegas on March 3-6, 2024, host Rich Alterman sits down with Matthew Gomes, General Manager of Consumer Lending and Banking at Argyle. Together, they delve into the significant impact of payroll API technology on financial services, particularly in streamlining and improving income and employment verification for financial institutions.

The conversation highlights Argyle's role in modernizing how financial institutions verify income and employment. By replacing outdated, labor-intensive verification methods with efficient, automated solutions, payroll API platforms empower consumers to directly share their financial data. This evolution leads to quicker, more accurate lending decisions.

Listen to this episode to understand how innovation and efficiency are shaping the future of financial services through the lens of payroll API technology.