The Lydian Financial Podcast

The Lydian Financial Podcast

By Lydian Financial ServicesBusiness
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The Lydian Financial Podcast episodes

  • Lydian Financial Podcast Episode 38 - Don't Get Caught Up in the Headlines

    Welcome back to the latest episode of the Lydian Financial Podcast, hosted by Chris Booth and Jackie Bowker! ๐Ÿฆ๐ŸŽ™๏ธ You may notice the new name, but you can expect the same great conversations and insights from Chris and Jackie that you've come to know and love.

    In this episode, Chris and Jackie unpack the latest Australian interest rate and property market outlook, including the pressure on inflation, rising fuel costs, the RBA's rate decisions and what higher interest rates could mean for borrowers, investors and homeowners.

    They also run through current home loan rates, fixed and variable lending, refinancing opportunities and some of the more specialised lending solutions available for business owners, investors and borrowers with more complex circumstances.

    On the property front, Chris shares his thoughts on falling property prices across Sydney, Melbourne, Brisbane and Perth, why buyers currently have more negotiating power, and where potential opportunities could emerge in the Australian property market.

    The key message? Don't get caught up in the headlines. Review your lending, cash flow, property portfolio and strategy, and make sure your plan still works in the current market.

    Learn about all these and more by tuning in to the episode right now! ๐Ÿ‘€

    ๐–๐š๐ญ๐œ๐ก ๐จ๐ง ๐˜๐จ๐ฎ๐“๐ฎ๐›๐ž

    https://youtu.be/aGCLL5CESGY

    ๐‹๐ข๐ฌ๐ญ๐ž๐ง ๐จ๐ง ๐’๐ฉ๐จ๐ญ๐ข๐Ÿ๐ฒ

    https://open.spotify.com/show/3uybP2alWGMdacUtV0nkwS

    ๐…๐จ๐ฅ๐ฅ๐จ๐ฐ ๐ฎ๐ฌ

    Website: https://www.lydian.com.au

    Facebook: https://www.facebook.com/www.lydian.com.au

    Instagram: https://www.instagram.com/lydianfinancialservices/

    LinkedIn: https://www.linkedin.com/company/lydian-financial-services

    ๐๐จ๐จ๐ค ๐€ ๐‚๐š๐ฅ๐ฅ ๐–๐ข๐ญ๐ก ๐Ž๐ฎ๐ซ ๐๐ซ๐จ๐ค๐ž๐ซ๐ฌ

    https://calendly.com/lydian-1/chris-booth

    17 min
  • Boothy Bites Episode 37 - It's a Buyer's Market Right Now

    Welcome back to the latest episode of Boothy Bites with Chris Booth and Jackie Bowker! ๐Ÿฆ Things are feeling a little rocky across lending and property markets, with inflation, fuel prices and global uncertainty keeping everyone guessing about what could happen next with interest rates. Chris shares his take on the RBA, the latest competitive rates, and some interesting niche lending products that are creating new options for borrowers. They also dive into the shifting property market, why it may currently favour buyers, and how changing investment rules could reshape the way Australians build wealth through property. Plus, Chris shares what's happening around Lydian HQ, including the growth of Lydian Private Office, Practice Finance, Property Advisory, the new China Desk and more. Learn about all these and more by tuning in to the episode right now! ๐Ÿ‘€ ๐–๐š๐ญ๐œ๐ก ๐จ๐ง ๐˜๐จ๐ฎ๐“๐ฎ๐›๐ž https://youtu.be/u4542VEJcAg ๐‹๐ข๐ฌ๐ญ๐ž๐ง ๐จ๐ง ๐’๐ฉ๐จ๐ญ๐ข๐Ÿ๐ฒ https://open.spotify.com/show/3uybP2alWGMdacUtV0nkwS ๐…๐จ๐ฅ๐ฅ๐จ๐ฐ ๐ฎ๐ฌ Website: https://www.lydian.com.au Facebook: https://www.facebook.com/www.lydian.com.au Instagram: https://www.instagram.com/lydianfinancialservices/ LinkedIn: https://www.linkedin.com/company/lydian-financial-services ๐๐จ๐จ๐ค ๐€ ๐‚๐š๐ฅ๐ฅ ๐–๐ข๐ญ๐ก ๐Ž๐ฎ๐ซ ๐๐ซ๐จ๐ค๐ž๐ซ๐ฌ https://calendly.com/lydian-1/chris-booth

    15 min
  • Boothy Bites Episode 36 - The Rules Have Changed, Now What?

    Welcome back to the latest episode of Boothy Bites with Chris Booth and Jackie Bowker! ๐Ÿฆ

    This month, Chris and Jackie break down the biggest changes from the Federal Budget and what they mean for property investors, including updates to negative gearing, capital gains tax, and self-managed super funds. They also share why getting the right advice has never been more important before making your next property move.

    Plus, listen to their conversation about the interest rate outlook, what lenders are doing in today's competitive market, where property markets are starting to shift across Australia, and why spring could present opportunities for buyers.

    Chris also gives an update on Lydian's newly launched website, expanded property advisory services, and the growing range of lending solutions available for clients and referral partners.

    Learn about all these and more by tuning in to the episode right now! ๐Ÿ‘€

    ๐‹๐ข๐ฌ๐ญ๐ž๐ง ๐จ๐ง ๐’๐ฉ๐จ๐ญ๐ข๐Ÿ๐ฒ

    https://open.spotify.com/show/3uybP2alWGMdacUtV0nkwS

    ๐…๐จ๐ฅ๐ฅ๐จ๐ฐ ๐ฎ๐ฌ

    Website: https://www.lydian.com.au

    Facebook: https://www.facebook.com/www.lydian.com.au

    Instagram: https://www.instagram.com/lydianfinancialservices/

    LinkedIn: https://www.linkedin.com/company/lydian-financial-services

    ๐๐จ๐จ๐ค ๐€ ๐‚๐š๐ฅ๐ฅ ๐–๐ข๐ญ๐ก ๐Ž๐ฎ๐ซ ๐๐ซ๐จ๐ค๐ž๐ซ๐ฌ

    https://calendly.com/lydian-1/chris-booth

    20 min
  • Boothy Bites Episode 35 - The RBA's Next Big Challenge

    Welcome back to the latest episode of Boothy Bites with Chris Booth and Jackie Bowker! This month, the duo unpacks the latest RBA rate rise, why inflation pressures are proving difficult to contain, and what's happening across lender competition, cashback offers, and fixed versus variable rates.

    Boothy also shares insights into the Federal Budget and the proposed changes to capital gains tax and negative gearing that property investors are keeping a close eye on. Plus, there's a look behind the scenes at Lydian HQ, including the growth of Lydian Private, the launch of Corporate Advisory, and welcoming Sarah Matthews to the team as the business enters its next phase.

    Learn about all these and more by tuning in to the episode right now! ๐Ÿ‘€

    ๐˜›๐˜ฉ๐˜ช๐˜ด ๐˜ฆ๐˜ฑ๐˜ช๐˜ด๐˜ฐ๐˜ฅ๐˜ฆ ๐˜ฉ๐˜ข๐˜ด ๐˜ฃ๐˜ฆ๐˜ฆ๐˜ฏ ๐˜ง๐˜ช๐˜ญ๐˜ฎ๐˜ฆ๐˜ฅ ๐˜ฃ๐˜ฆ๐˜ง๐˜ฐ๐˜ณ๐˜ฆ ๐˜ต๐˜ฉ๐˜ฆ ๐˜๐˜ฆ๐˜ฅ๐˜ฆ๐˜ณ๐˜ข๐˜ญ ๐˜‰๐˜ถ๐˜ฅ๐˜จ๐˜ฆ๐˜ต ๐˜œ๐˜ฑ๐˜ฅ๐˜ข๐˜ต๐˜ฆ ๐˜ฐ๐˜ฏ ๐˜”๐˜ข๐˜บ 12, 2026.

    ๐–๐š๐ญ๐œ๐ก ๐จ๐ง ๐˜๐จ๐ฎ๐“๐ฎ๐›๐ž

    https://youtu.be/es7g6CnN7D4

    ๐…๐จ๐ฅ๐ฅ๐จ๐ฐ ๐ฎ๐ฌ

    Website: https://www.lydian.com.au

    Facebook: https://www.facebook.com/www.lydian.com.au

    Instagram: https://www.instagram.com/lydianfinancialservices/

    LinkedIn: https://www.linkedin.com/company/lydian-financial-services

    ๐๐จ๐จ๐ค ๐€ ๐‚๐š๐ฅ๐ฅ ๐–๐ข๐ญ๐ก ๐Ž๐ฎ๐ซ ๐๐ซ๐จ๐ค๐ž๐ซ๐ฌ

    https://calendly.com/lydian-1/chris-booth

    15 min
  • Boothy Bites Episode 34 - Would you Build in this Market?

    Welcome back to the latest episode of Boothy Bites with Chris Booth and Jackie Bowker! It's been another big month, with global events creating ripple effects across markets, interest rates and property.

    In this episode of Boothy's Bites, we unpack how rising fuel costs and ongoing uncertainty are putting pressure back on inflation and what that means for the direction of interest rates in the months ahead.

    We also break down where rates are currently sitting for both owner occupiers and investors, what a potential 0.5% increase could mean for everyday borrowers, and why affordability and borrowing capacity are becoming more challenging. There's also a look at the return of cashback offers, shifting lender behaviour and new solutions emerging in the bridging and equity loan space.

    On the property side, we're seeing a clear slowdown in demand, tighter borrowing conditions and more caution from buyers, particularly with potential policy changes on the horizon.

    As always, it's a changing landscape, and having the right strategy and support in place is more important than ever. Learn about all these and more by tuning in to the episode right now! ๐Ÿ‘€

    ๐–๐š๐ญ๐œ๐ก ๐จ๐ง ๐˜๐จ๐ฎ๐“๐ฎ๐›๐ž

    https://youtu.be/0_WBn7rJCak

    ๐…๐จ๐ฅ๐ฅ๐จ๐ฐ ๐ฎ๐ฌ

    Website: https://www.lydian.com.au

    Facebook: https://www.facebook.com/www.lydian.com.au

    Instagram: https://www.instagram.com/lydianfinancialservices/

    LinkedIn: https://www.linkedin.com/company/lydian-financial-services

    ๐๐จ๐จ๐ค ๐€ ๐‚๐š๐ฅ๐ฅ ๐–๐ข๐ญ๐ก ๐Ž๐ฎ๐ซ ๐๐ซ๐จ๐ค๐ž๐ซ๐ฌ

    https://calendly.com/lydian-1/chris-booth

    13 min
  • Boothy Bites Episode 33 - From Rate Pressure to Property Strategy

    Welcome back to the latest episode of Boothy Bites with Chris Booth and Jackie Bowker!

    This episode has been filmed before the RBA's rate hike on March 17.

    March is already shaping up to be a big one. In this episode, we unpack the latest across rates, markets and what's happening behind the scenes at Lydian as the year gains momentum.

    With global uncertainty driving volatility, rising fuel costs and shifting bond markets, the outlook for interest rates has changed quickly, and a potential rate hike is now firmly back on the table. We break down what the RBA is watching, how lenders are responding and where fixed and variable rates are sitting right now.

    We also explore what this means for borrowers and investors, including SMSF lending making a return, tighter property conditions across key markets and the importance of having the right strategy and advice in place. Alongside that, we share updates from Lydian HQ, new team growth and the launch of Property Coffee Club, bringing deeper insights into property and investment conversations.

    Plenty happening, and plenty to watch as we head further into 2026! Learn about all these and more by tuning in to the episode right now! ๐Ÿ‘€

    ๐–๐š๐ญ๐œ๐ก ๐จ๐ง ๐˜๐จ๐ฎ๐“๐ฎ๐›๐ž

    https://youtu.be/3TEI2jW6KL8

    ๐…๐จ๐ฅ๐ฅ๐จ๐ฐ ๐ฎ๐ฌ

    Website: https://www.lydian.com.au

    Facebook: https://www.facebook.com/www.lydian.com.au

    Instagram: https://www.instagram.com/lydianfinancialservices/

    LinkedIn: https://www.linkedin.com/company/lydian-financial-services

    ๐๐จ๐จ๐ค ๐€ ๐‚๐š๐ฅ๐ฅ ๐–๐ข๐ญ๐ก ๐Ž๐ฎ๐ซ ๐๐ซ๐จ๐ค๐ž๐ซ๐ฌ

    https://calendly.com/lydian-1/chris-booth

    14 min
  • Boothy Bites Episode 32 - What Does the Rest of 2026 Look Like?

    Welcome back to the latest episode of Boothy's Bites with Chris Booth and Jackie Bowker!

    February was a short and busy one, so this episode lands a little later than planned - but stay tuned, as we'll be back with a fresh and timely March update soon! In the meantime, enjoy our insights and reflections from the month that was.

    February kicked off with a surprise 25 basis point rate hike, pushing the cash rate to 3.85%... and yes, we admit we didn't see it coming. ๐Ÿ˜… In this episode of Boothy's Bites, we unpack what's behind the decision, why inflation is only part of the story, and why the outlook for the next 12 months may not include any rate cuts.

    We also dive into what this means for borrowers planning ahead in 2026, including equity reviews, rental market pressures, refinancing trends and whether fixing for a couple of years could offer some welcome cashflow certainty. With stock tight around key price points and demand still strong, we explore where the property market is heating up... and why Melbourne might be one to watch.

    As always, it's not just about the headline rate. It's about strategy, structure and staying one step ahead! Learn about all these and more by tuning in to the episode right now! ๐Ÿ‘€

    ๐‹๐ข๐ฌ๐ญ๐ž๐ง ๐จ๐ง ๐’๐ฉ๐จ๐ญ๐ข๐Ÿ๐ฒ https://open.spotify.com/show/3uybP2alWGMdacUtV0nkwS

    ๐–๐š๐ญ๐œ๐ก ๐จ๐ง ๐˜๐จ๐ฎ๐“๐ฎ๐›๐ž

    https://youtu.be/joP1aFvehdg

    ๐…๐จ๐ฅ๐ฅ๐จ๐ฐ ๐ฎ๐ฌ

    Website: https://www.lydian.com.au

    Facebook: https://www.facebook.com/www.lydian.com.au

    Instagram: https://www.instagram.com/lydianfinancialservices/

    LinkedIn: https://www.linkedin.com/company/lydian-financial-services

    ๐๐จ๐จ๐ค ๐€ ๐‚๐š๐ฅ๐ฅ ๐–๐ข๐ญ๐ก ๐Ž๐ฎ๐ซ ๐๐ซ๐จ๐ค๐ž๐ซ๐ฌ

    https://calendly.com/lydian-1/chris-booth

    16 min
  • Boothy Bites Episode 31 - Let's Get the Ball Rolling for 2026!

    Welcome back to this year's first episode of Boothy Bites, with Chris Booth and Jackie Bowker!

    The first Boothy Bites episode of 2026 is kicking off with the questions many Australians are asking right now: what should I be doing with my finances this year, and how do I set myself up properly from the start? Lydian can definitely help with that! ๐Ÿฆ

    Listen to Chris and Jackie as they explore where interest rates are likely to land after the latest RBA meeting, what inflation and fuel prices are signalling, and why this year is shaping up to be a steady, watch-and-wait period.

    They'll also be breaking down important lending changes, including tighter trust lending, how competitive rates really are, and when it's worth locking something in.

    Also, get a clear-eyed look at the 2026 property market, touching on affordability pressures, limited stock, cities still outperforming, and the growing role of family support and intergenerational wealth. It also looks ahead to what's next for Lydian as the business continues to grow across Australia.

    New year, new plans, and new horizons! Learn about all these and more by tuning in to the episode right now! ๐Ÿ‘€

    ๐–๐š๐ญ๐œ๐ก ๐จ๐ง ๐˜๐จ๐ฎ๐“๐ฎ๐›๐ž

    https://youtu.be/SH4T2IfJsjk

    ๐…๐จ๐ฅ๐ฅ๐จ๐ฐ ๐ฎ๐ฌ

    Website: https://www.lydian.com.au

    Facebook: https://www.facebook.com/www.lydian.com.au

    Instagram: https://www.instagram.com/lydianfinancialservices/

    LinkedIn: https://www.linkedin.com/company/lydian-financial-services

    ๐๐จ๐จ๐ค ๐€ ๐‚๐š๐ฅ๐ฅ ๐–๐ข๐ญ๐ก ๐Ž๐ฎ๐ซ ๐๐ซ๐จ๐ค๐ž๐ซ๐ฌ

    https://calendly.com/lydian-1/chris-booth

    15 min
  • Boothy Bites Episode 30 - A Festive Finish to an Amazing Year!

    Welcome back to this month's episode of Boothy Bites, with Chris Booth and Jackie Bowker! Boothy's Bites is back for the final episode of 2025, closing out the year with a festive wrap and plenty to unpack. ๐ŸŽ„ Boothy and Jackie share what the Christmas period looks like for the Lydian team, alongside the latest on the cash rate, inflation pressures and what the RBA's next move could mean heading into 2026.

    Listen on as they also touch on how brokers balance price, policy and process when recommending lenders, a snapshot of current fixed and variable rates, and ongoing work supporting clients through credit challenges. With new team members, expanding locations and big plans ahead, it's a fitting end to a huge year for the Lydian pride. ๐Ÿฆโœจ

    Learn about all these and more by tuning in to the episode right now! ๐Ÿ‘€

    ๐–๐š๐ญ๐œ๐ก ๐จ๐ง ๐˜๐จ๐ฎ๐“๐ฎ๐›๐ž

    https://youtu.be/ONVEhYuLqr4

    ๐‹๐ข๐ฌ๐ญ๐ž๐ง ๐จ๐ง ๐’๐ฉ๐จ๐ญ๐ข๐Ÿ๐ฒ

    https://open.spotify.com/show/3uybP2alWGMdacUtV0nkwS?si=698ae200c81a496d

    ๐…๐จ๐ฅ๐ฅ๐จ๐ฐ ๐ฎ๐ฌ

    Website: https://www.lydian.com.au

    Facebook: https://www.facebook.com/www.lydian.com.au

    Instagram: https://www.instagram.com/lydianfinancialservices/

    LinkedIn: https://www.linkedin.com/company/lydian-financial-services

    ๐๐จ๐จ๐ค ๐€ ๐‚๐š๐ฅ๐ฅ ๐–๐ข๐ญ๐ก ๐Ž๐ฎ๐ซ ๐๐ซ๐จ๐ค๐ž๐ซ๐ฌ

    https://calendly.com/lydian-1/chris-booth?month=2025-01

    13 min
  • Boothy Bites Episode 29 - Sounds Like a Big Finish to the Year!

    Welcome back to this month's episode of Boothy Bites, with Chris Booth and Jackie Bowker!

    We're in the the final stretch of the year! ๐ŸŽ„ Listen as Boothy and Jackie talk about how Coffee Club and our partner education program are evolving, including CPD-accredited content through Ensemble and new ways we're helping practices stay across rates, lending trends and opportunities. โ˜•๐Ÿ“

    They also take a look at the latest movements in cash rate, inflation and employment, along with how lenders are responding and where fixed and variable rates are sitting as we roll into Christmas. ๐Ÿฆ

    Plus, take note of the highlights to a niche product for home builders and hear about a very busy and successful period across Lydian, from all of this month's celebrations to the national conference and the rapid growth of Lydian Private Office. ๐Ÿฆโœจ

    Learn about all these and more by tuning in to the episode right now! ๐Ÿ‘€

    ๐–๐š๐ญ๐œ๐ก ๐จ๐ง ๐˜๐จ๐ฎ๐“๐ฎ๐›๐ž

    https://youtu.be/mQYT3cInIMs

    ๐‹๐ข๐ฌ๐ญ๐ž๐ง ๐จ๐ง ๐’๐ฉ๐จ๐ญ๐ข๐Ÿ๐ฒ

    https://open.spotify.com/show/3uybP2alWGMdacUtV0nkwS?si=698ae200c81a496d

    ๐…๐จ๐ฅ๐ฅ๐จ๐ฐ ๐ฎ๐ฌ

    Website: https://www.lydian.com.au

    Facebook: https://www.facebook.com/www.lydian.com.au

    Instagram: https://www.instagram.com/lydianfinancialservices/

    LinkedIn: https://www.linkedin.com/company/lydian-financial-services

    ๐๐จ๐จ๐ค ๐€ ๐‚๐š๐ฅ๐ฅ ๐–๐ข๐ญ๐ก ๐Ž๐ฎ๐ซ ๐๐ซ๐จ๐ค๐ž๐ซ๐ฌ

    https://calendly.com/lydian-1/chris-booth?month=2025-01

    11 min

About The Lydian Financial Podcast

From the publisher's feed

Welcome to The Lydian Financial Podcast, the podcast where Lydian's very own CEO Chris Booth chats with guests about valuable experience and knowledge in the world of mortgage brokering.