Jay Kirkwood discusses the recent market volatility and its impact on retirement planning. He addresses the concerns of clients and provides insights into the reasons behind the market fluctuations. Jay emphasizes the importance of understanding risk tolerance and aligning investment strategies with retirement goals. He also highlights the need for a defensive posture in the face of market uncertainty and the importance of diversification and income sources in retirement portfolios.

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.clearskiesretirement.com

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