How do you know your why? How does someone come to that conclusion? In this episode, Adam and Nick dive deep into the conversations of purpose, why money really and truly is important to you, and even challenge you to consider that your why can change based on your circumstances. Whether you're a single college student or a spouse to a full household of children, this episode will help you discover your true purpose. By the end of this episode, you'll see how famous psychologist, Maslow and his heirarchy of needs plays a critical component to knowing your why.

In this episode, Adam and Nick address a mailbag question: "How can I retire my parents?" If you want to learn how to retire your parents, you're in the right place. This segment addresses the different ways you can accomplish your goal of retiring your parents-- from sending gift money to paying for groceries or paying for their cell phone or gas bills, helping retire your parents can look like a lot of different ways. You'll walk away from this episode knowing the types of questions to ask your parents, as well as how to have that conversation with your parents. From getting clear on your parents' financial situation to how much they'll need in retirement, this episode, will open up a dialogue many parent-child relationships do not have. According to a Stanford University Center of Longevity study, 1/3 of Baby Boomers had no money saved for retirement. This is a frightening statistic and this episode will address how we can shift that.

In this episode, Adam and Nick talk about how to negotiate collections. Adam has had extensive experience in this arena and shares with Nick, who learns many things on this call-- we're sure you will too! If you, or someone you know, is dealing with collections, this segment will cover everything you need to know, from how the collections industry business model works, how to remove negative trails that could follow you into your future, and how to settle your collections for cents on the dollar. You'll walk away from this episode with much more confidence in negotiating collections and have a better understanding of how to improve your financial situation if you're in collections.

If you could see life through the eyes of Warren Buffett, what would your takeaways be? Last month, co-host Nick had the opportunity to tour Omaha, Nebraska through the eyes of Warren Buffett. In this episode, Adam and Nick share about their experiences and provide takeaways from the Oracle of Omaha. Interestingly enough, a lot of the takeaways are concepts our hosts actively discuss, like frugality, early money memories, finding value in investments, and the strategy of starting small and playing forever. You'll learn the backstory of how Warren Buffett got to be the world's most famous investor of our time and more importantly, you'll walk away being able to apply these principles in your life.

A question we get a lot is, "what is the difference between a financial advisor and a financial coach?" Although they sound the same, the two titles have very distinct characteristics. In this episode, Adam and Nick share the differences between the two as well as the pros and cons of each. Moreover, you'll start to see which, if either, would be better suited for you and your situation. One of the many differences between financial advising and financial coaching is that a financial advisor will tend to make recommendations and provide answers, while a financial coach may be more inclined to ask the right questions and empower their clients. One is not better than the other, as they each serve their purposes. Listen in to this episode to find out which may be right for you and gain clarity on the two distinct industries.

In this episode, Adam and Nick talk about the current state of currency in the U.S. Do you know the difference between M1 and M2 money? How about how much actual cash is floating and circulating in the U.S.? The current state of currency in the U.S. isn't as clear as you think, especially with a lot of money existing in banks as 1's and 0's, offshore accounts, and the like. How important is cash exactly? By the end of this episode, you'll know the extremely low amount of cash every American could draw out from a bank or ATM if the state of the U.S. currency collapsed. Hurry up and listen to this episode before your money runs out!

"Rule #1" by Phil Town is a must-read. In "Rule #1", author Town is an avid student of billionaire investor, Warren Buffett and shares the 2 simple rules and strategies for investing. In this episode, Adam and Nick share their thoughts and reviews on the book and you can use it to impact your investing mindset and strategies. In "Rule #1" and this conversation, you'll know what the 4 M's are and how to look for underpriced businesses to create massive amounts of wealth. Adam even shares his experience with Phil Town and it is quite the story!

"Think and Grow Rich" by Napoleon Hill is one of the world's most influential books when it comes to desire, faith, success, and manifesting what you want. In this episode, Adam and Nick share their thoughts and reviews on the book and how you can use it to impact your finances, purpose, and retirement. Think and Grow Rich was written in 1939 and was a result of a 20 year project given to Napoleon Hill from titan of the steel industry, Andrew Carnegie. Listen close to this episode to hear how Think and Grow Rich can impact how you create your financial vision, define your purpose, and make you rich!

What's the difference between a credit union and a bank? In this episode, Adam and Nick break down the differences as well as similarities between a credit union and a bank and why you would want to use one over the other because of the perks and benefits.

You've heard the statistic that 78% Americans are living pay check to pay check. So how does one invest when they don't have a lot of money?