Do you know which famous person said, "Compound interest is the 8th wonder of the world?" In this episode, Adam and Nick share about the compound interest calculator and its different components that make it so powerful. This episode is a must-listen episode as we cover the Rule of 72, the power of a single penny doubling for 31 days, and seeing how the future value of money is something you won't want to miss!

A common question for many is, "When can I retire?" Although that's a great starting question, the better question to ask is, "How much passive income do I need to make on a monthly basis to be able to retire?" In this episode, Adam and Nick breakdown a simple formula and calculation to showcase how much you need to be able to retire. This episode is also packed with some fascinating statistics of retirement numbers. The sooner you listen to this episode, the sooner you can start planning and saving for retirement!

Everyone knows that you can only retire when you're age 65 right? Wrong! In this episode, Adam and Nick talk about what retirement age is and how it came to be socially agreed upon. As you listen to the episode, we will challenge you to think about your "retire-mentality" and how you can shift it to a mentality that excites and inspires you. What if you could actually retire at age 50? Or 40? Learn how you can do that in this episode!

In this episode, Adam and Nick talk about their personal favorite topic-- personal finance! Tune in to hear your hosts share about how personal finance is just that, personal. You'll walk away with a fantastic overview of budgeting, cash flow management, resources to track net worth, money mindset tricks, as well as two book resources you won't want to miss!

What's an IRA? What about a Roth IRA? Or self-directed? When do I need to take RMDs? And what are the tax implications? If you don't know the answers to these questions, don't sweat-- in this episode, Adam and Nick go into great detail about the rules of how to use an IRA and what it is, and, they provide examples that are relevant to you! With the changing tax landscape for 2019, it's important to stay up to date and Adam and Nick help you do just that.

401(k)s, pensions, defined contribution plans and defined benefit plans. What do all of these mean? In this episode, Adam and Nick break down the differences, pros, and cons of each, highlighting the 401(k). Most likely, your company offers a 401(k), or a 403(b) if it's a non-profit or government organization, and it's important to know the different components of them. Tune in to hear the challenge at the end that could earn you tens of thousands of dollars, if not hundreds of thousands!

Have you ever wondered what the tips, tricks, and hacks were to improve your credit score? Well look no further-- in this episode, Adam and Nick share how to improve your credit score as well go over what to avoid so as to not lower your credit score. In the end of the episode, Adam shares an eye-opening story that you won't want to miss about how 80% of credit reports have some type of misinformation. Moral of the story: don't miss the episode so you can begin to improve your credit score!

Financial Independence-- aren't we all striving for that? In this episode, Adam and Nick talk about the FIRE movement (Financially Independent, Retire Early) and how people today are achieving that, even in their 20s and 30s! This conversation is packed with information, ranging from the importance of massive, passive, permanent streams of income, minimalism, and even begins to have you look at what monthly income number you'd need to be financially independent!

One of the most common questions Adam and Nick get from college students and young professionals is, "How many credit cards should I have?" Although that is a very valid question, in this episode, Adam and Nick breakdown the context of credit cards and share about the history of credit cards and how to use them appropriately. Whether you are looking into getting your first credit card or have 5 credit cards, this episode is for you as you learn what is most important when it comes to having credit cards.

In this very special episode, Adam brings on another guest star-- Davis Carroll! Join us as Davis shares his experience of working 4 jobs as a 5th grader, his goals for when he will become a millionaire, and how he thinks about what his time is worth. Leave this episode inspired by the entrepreneurial spirit and carry it with you throughout the upcoming month!