In this episode of Millionaire By Morning, host Rashad Thirlkill sits down with Dr. Mary Bell Carlson, financial behavior expert, speaker strategist, and founder of Financial Behavior Keynote Group (FBKG), to explore the psychology behind how we think, feel, and act with money.

As a Certified Financial Planner™, Accredited Financial Counselor®, and adjunct professor at the University of Georgia, Mary combines research-backed insight with real-world application to help individuals and professionals better understand financial decision-making. Through her work, she reveals how behavior—not just numbers—drives financial outcomes.

Mary is also the host of the Financial Behavior Thought Leaders podcast and the author of Anchors, Ostriches, and a Hot Pair of Scissors, where she breaks down complex financial behaviors with clarity, warmth, and humor.

During this conversation, Mary shares how understanding human behavior can transform the way you manage money, make decisions, and guide others.

In this episode, you’ll learn:

How psychology influences financial decisions

Common behavioral patterns that impact money habits

How to improve your relationship with money

Why financial success is more about behavior than knowledge

How professionals can better guide clients through financial decisions

If you're an entrepreneur, financial professional, or anyone looking to make smarter decisions with money, this episode offers powerful insights into the human side of wealth.

🎙️ Millionaire By Morning is the podcast where successful entrepreneurs share the strategies, mindset, and systems that build wealth.

In this episode of Millionaire By Morning, host Rashad Thirlkill sits down with Michelle Burke, founder of Hot Mess Magic, to uncover the hidden patterns, conditioning, and behaviors that quietly shape our lives—and hold us back.

As a keynote speaker, author of Hot Mess Magic, and podcast host, Michelle brings a bold, direct approach that challenges people to take ownership of their growth and step into real change.

During this conversation, Michelle shares how awareness is the first step to transformation—and why confronting the truth about yourself can unlock your next level.

In this episode, you’ll learn:

How to identify the hidden patterns shaping your behavior

If you're ready to stop avoiding what’s holding you back and start taking control of your life, this episode will challenge and empower you to make meaningful change.

In this episode of Millionaire By Morning, host Rashad Thirlkill sits down with Bill Flynn, founder of Catalyst Growth Advisors and member of Marshall Goldsmith’s MG100 Coaches, to explore how leaders can scale their companies without becoming the bottleneck.

Bill works with CEOs and senior executives of growing organizations, helping them navigate the challenges that come with leadership at scale. His upcoming book, The Hero Trap, dives into a common pitfall many leaders face—trying to do too much themselves and unintentionally limiting their company’s growth.

During this conversation, Bill shares how shifting from “hero leader” to “strategic leader” can unlock team performance, improve decision-making, and accelerate business growth.

In this episode, you’ll learn:

What the “Hero Trap” is and how it limits scaling companies

In this episode of Millionaire By Morning, host Rashad Thirlkill sits down with Lindsay Friedman, four-time startup founder, to explore how innovation in healthcare and long-term care can create real impact for families and communities.

As the founder of ventures like CareBloom and LTCareNav, Lindsay has built solutions focused on one core mission: helping people navigate complex healthcare systems and access the care they truly need. Her work is driven by a passion for solving real-world problems—especially in areas where families often feel overwhelmed and underserved.

With hands-on experience launching and scaling multiple startups, Lindsay brings a practical, solutions-oriented perspective on entrepreneurship, innovation, and building businesses that make a difference.

During this conversation, Lindsay shares what it takes to turn an idea into a meaningful solution—and how to stay focused on impact while building and growing a company.

In this episode, you’ll learn:

How to build startups that solve real-world problems

The challenges and opportunities in healthcare innovation

How to create solutions that truly serve people’s needs

What it takes to launch and scale multiple businesses

How purpose-driven entrepreneurship leads to lasting impact

If you're an entrepreneur, innovator, or someone passionate about making a difference through business, this episode offers valuable insights into building solutions that matter.

🎙️ Millionaire By Morning is the podcast where successful entrepreneurs share the strategies, mindset, and systems that build wealth.

In this episode of Millionaire By Morning, host Rashad Thirlkill sits down with Tina Brigley, award-winning coach, TEDx speaker, and master storyteller, to break down how to turn your lived experiences into a powerful, high-demand methodology that sells.

Tina specializes in helping entrepreneurs, speakers, and leaders transform their personal stories into compelling messages that move audiences, create emotional connection, and drive real business results—especially from the stage.

Known for her ability to make people feel something deeply, Tina teaches how storytelling isn’t just about sharing—it’s about creating impact, influence, and unforgettable moments that convert into opportunities.

During this conversation, Tina reveals how to craft a message that resonates, builds authority, and positions you as the go-to expert in your space.

In this episode, you’ll learn:

How to turn your life experiences into a sellable methodology

The power of storytelling in building influence and authority

How to create emotional connection that drives action

What makes a message unforgettable on stage

How to position yourself as a high-demand speaker

If you're an entrepreneur, coach, or speaker looking to stand out, connect deeply, and monetize your message, this episode will give you the blueprint to do it.

🎙️ Millionaire By Morning is the podcast where successful entrepreneurs share the strategies, mindset, and systems that build wealth.

In this episode of Millionaire By Morning, host Rashad Thirlkill sits down with Clestine I. Herbert—globally known as Clestine, The Purpose Coach—to explore how faith, identity, and courage come together to unlock true purpose.

An international speaker, global transformation coach, and Purpose Identity Strategist, Clestine has spent over two decades helping women of faith break free from confusion, build confidence, and boldly pursue their divine calling. Her journey began after being laid off from her engineering career on her birthday—a moment she recognized as a divine turning point that led her to launch her purpose-driven mission in 2003.

Through her signature Souled Out Method™, Clestine now empowers women worldwide to overcome limitations, renew their identity, and step fully into their Kingdom assignment.

During this conversation, Clestine shares how aligning faith with action can transform your life and help you walk confidently in your purpose.

In this episode, you’ll learn:

How to discover and step into your true purpose

The role of faith in overcoming fear and confusion

How to shift your identity to align with your calling

Practical strategies to take bold, intentional action

How to break free from limiting beliefs and step into confidence

If you're searching for clarity, purpose, or the courage to take the next step in your life, this episode will inspire you to move forward with faith and intention.

🎙️ Millionaire By Morning is the podcast where successful entrepreneurs share the strategies, mindset, and systems that build wealth.

In this episode of Millionaire By Morning, host Rashad Thirlkill sits down with Richard McWhorter, CFP®, CRPC, a seasoned wealth advisor at SRM Private Wealth, to explore a fresh and unconventional approach to wealth management.

With over 30 years of experience and a career working with some of the biggest names in finance, Richard has built a reputation for thinking outside the box—blending traditional financial strategies with creative, personalized solutions for ultra-high-net-worth clients.

Based in Beverly Hills, Richard brings a unique perspective shaped by his deep connections in the music, sports, and entertainment industries. From financial lessons learned in locker rooms to business insights gained backstage, he offers a rare look into how wealth, influence, and opportunity intersect.

During this conversation, Richard shares how innovative thinking and strategic relationships can elevate wealth-building beyond traditional methods.

In this episode, you’ll learn:

How high-net-worth individuals approach wealth management differently

Alternative strategies for building and preserving wealth

The role of relationships and networks in financial success

How to think creatively about investing and opportunity

Insights from the intersection of finance, entertainment, and sports

If you're an entrepreneur, investor, or someone looking to expand your perspective on wealth-building, this episode delivers unique insights from one of the industry’s most forward-thinking advisors.

🎙️ Millionaire By Morning is the podcast where successful entrepreneurs share the strategies, mindset, and systems that build wealth.

In this episode of Millionaire By Morning, host Rashad Thirlkill sits down with Jaimie Skultety, Founder & CEO of Upscale Your Business, to break down how coaches and consultants can elevate their online presence and consistently attract ideal clients.

Since 2009, Jaimie has helped professionals grow impactful, sustainable businesses by creating tailored systems and processes that drive clarity, efficiency, and results. Her approach focuses on uncovering overlooked opportunities and turning them into momentum—helping clients expand their reach and scale with intention.

During this conversation, Jaimie shares how simplifying your systems and refining your positioning can transform your business and client pipeline.

In this episode, you’ll learn:

How to attract high-quality clients online

The systems and processes needed to scale a coaching business

How to uncover hidden opportunities for growth

Why clarity and efficiency are key to sustainable success

How to build a business that aligns with your goals and lifestyle

If you're a coach, consultant, or service-based entrepreneur looking to grow your business and increase your impact, this episode will give you practical strategies to do just that.

🎙️ Millionaire By Morning is the podcast where successful entrepreneurs share the strategies, mindset, and systems that build wealth.

In this episode of Millionaire By Morning, host Rashad Thirlkill sits down with Rea Withers, founder of Embers of Gold LLC, to explore how individuals and organizations can remove what’s blocking their path to purpose, efficiency, and growth.

With a decade of corporate experience supporting medical device companies and certifications through John Maxwell, DISC, and mediation, Rea brings a powerful blend of real-world insight and proven leadership frameworks. Through her coaching, consulting, and speaking, she helps people create clarity and momentum using her unique approach: Space, Schedule, and People.

As a solo homeschooling mom and faith-driven introvert, Rea offers a grounded and deeply personal perspective—meeting people where they are and guiding them through meaningful transformation.

During this conversation, Rea shares how simplifying your environment, time, and relationships can unlock clarity, productivity, and purpose.

In this episode, you’ll learn:

How to identify what’s blocking your progress in life and business

The “Space, Schedule, and People” framework for clarity and growth

How to create margin and reduce overwhelm

Why simplifying your environment leads to better results

How to reconnect with your purpose and move forward with intention

If you're feeling stuck, overwhelmed, or disconnected from your purpose, this episode will give you practical tools to reset, refocus, and move forward.

🎙️ Millionaire By Morning is the podcast where successful entrepreneurs share the strategies, mindset, and systems that build wealth.

In this episode of Millionaire By Morning, host Rashad Thirlkill sits down with Mariquita Joy, founder of Small Steps Rehab, to explore how compassion, healthcare expertise, and AI integration are reshaping patient care and workforce efficiency.

With over 25 years of experience serving Hispanic injured workers across Maryland, Virginia, Pennsylvania, and Washington, DC, Mariquita brings a powerful blend of clinical knowledge and real-world impact. As a bilingual nurse, public health expert, and certified case manager, she has dedicated her career to improving outcomes through patience, trust, and culturally competent care.

Mariquita also co-developed Humana’s “Personal Nurse” health coaching program and now trains insurance professionals and healthcare teams on practical AI implementation—bridging the gap between technology and human-centered care.

During this conversation, she shares how combining empathy with innovation can transform not only patient outcomes, but entire systems.

In this episode, you’ll learn:

How AI is being applied in real-world healthcare settings

Why compassion and patience are critical in patient care

How to improve outcomes through culturally competent communication

The role of technology in optimizing healthcare systems

How to balance innovation with human connection

If you're in healthcare, leadership, or interested in how AI and empathy can work together to create better results, this episode delivers powerful, practical insights.

🎙️ Millionaire By Morning is the podcast where successful entrepreneurs share the strategies, mindset, and systems that build wealth.