The Momentous Wealth Podcast

In this returning episode of The Momentous Wealth Podcast, hosts Isaac Pisarczyk and Brayden Disbrow break down everything you need to know about Initial Public Offerings (IPOs). From the seven-step IPO process to the role of underwriters, pricing, and SEC review, we cover the technical mechanics behind going public. We also dive into the investor side — due diligence, lockup periods, volatility, and when new IPOs join indexes like the S&P 500. With companies like SpaceX, OpenAI, and Anthropic making headlines, there's no better time to get educated. Tune in for a clear, relatable guide to navigating the world of IPOs!

Want a clearer picture of your finances? Our free guide, The 5 Pillars of Financial Success, covers the five areas that shape your financial life (investments, planning, tax, estate, and risk) and how they fit together. Download it here:

https://www.momentouswealth.com/5-pillars-guide

Sources:

Charles Schwab – "What Is an IPO? Initial Public Offerings Explained"
https://www.schwab.com/learn/story/what-is-an-ipo

Charles Schwab – "What to Know About IPOs"
https://www.schwab.com/learn/story/ipo-basics-what-to-know-before-investing

Fidelity – "Investing in IPOs"
https://www.fidelity.com/learning-center/trading-investing/trading/investing-in-ipos

Fidelity – "How to Participate in an IPO"
https://www.fidelity.com/customer-service/how-to-participate-in-an-ipo

SoFi – "What Is the IPO Process?"
https://www.sofi.com/learn/content/what-is-the-ipo-process/

SoFi – "Navigating the IPO Lock-Up Period"
https://www.sofi.com/learn/content/navigating-ipo-lock-up-period/

Vanguard – "Help Clients Stay Grounded on Moonshot IPOs"
https://advisors.vanguard.com/insights/article/help-clients-stay-grounded-on-moonshot-ipos

Mortgage rates have been on a rollercoaster—so what’s really happening in the housing market? In this episode, Todd Pisarczyk and Nik Miner sit down with mortgage expert Jason Fleming to break down current interest rate trends, what’s driving the recent shifts, and what buyers and homeowners should be watching for in the months ahead. Whether you're in the market for a home or just keeping an eye on real estate, this episode delivers timely, practical insights you won't want to miss.

Private equity has become a major force in today’s investment landscape—but is it right for your portfolio? In this episode, Todd and Aiden Pisarczyk break down what private equity really is, how it differs from public markets, and why it’s typically reserved for accredited investors. They explore the potential benefits, risks, and what to consider before diving in. Whether you’re a business owner or a curious investor, this episode offers a clear, thoughtful look at one of the most talked-about alternative asset classes.

Private equity has become a major force in today’s investment landscape—but is it right for your portfolio? In this episode, Todd and Aiden Pisarczyk break down what private equity really is, how it differs from public markets, and why it’s typically reserved for accredited investors. They explore the potential benefits, risks, and what to consider before diving in. Whether you’re a business owner or a curious investor, this episode offers a clear, thoughtful look at one of the most talked-about alternative asset classes.

In this episode of the Momentous Wealth Podcast, Todd Pisarczyk and Aiden Pisarczyk unpack the complexities of the U.S. national debt and what it really means for investors. They explain how government debt differs from personal debt, why rising debt levels often make headlines, and whether it should change the way you invest. Their takeaway? While national debt is important to understand, it shouldn't distract from long-term financial planning. This episode offers a clear, level-headed look at a topic that’s often misunderstood—and frequently overhyped.

In this episode of The Momentous Wealth Podcast, Todd Pisarczyk and Nik Miner discuss how political environments influence investor sentiment—and why most political headlines don’t translate into long-term market impact. They explore common misconceptions around politics and investing, explain why reacting emotionally to policy changes can hurt your portfolio, and encourage a long-term, fundamentals-first approach. It’s a level-headed conversation designed to help busy professionals and business owners stay focused on what really drives investment success.

Todd Pisarczyk and Nik Miner dive into Washington State’s newly passed Senate Bill 5813 — and it’s a big one. This legislation brings significant increases to capital gains and estate taxes for Washington residents. In this episode, we unpack what’s in the bill, what it could mean for your financial future, and practical strategies that may help reduce the impact. We also explore specific planning opportunities for business owners who could be hit especially hard by these changes. If you live in Washington and want to stay ahead of the tax curve.

In this episode, Todd Pisarczyk and Nik Miner break down the buzz around the newly passed “Big Beautiful ”Bill”— and why it matters to your money. From major planning updates to subtle shifts that could impact your portfolio, we highlight the most important takeaways for investors. Whether you’re a business owner, a busy professional, retired, or just trying to stay ahead of the curve, we’ve got you covered with insights that are both practical and actionable.

Vanguard article regarding Big Beautiful Bill:

https://advisors.vanguard.com/insights/article/reference-guide-for-advisors-on-the-one-big-beautiful-bill

In this episode, we’re joined by special guest Nathan Sanow for an honest, insightful conversation on long-term care—what it is, why it matters, and why having a plan before you need it is one of the smartest financial decisions you can make. If you’re in your 40s or 50s and haven’t thought much about this yet, this episode is your wake-up call. We break down the myths, the costs, and the key considerations to help you start the conversation with confidence.

The Momentous Wealth Podcast with Todd Pisarczyk

In Part 2 of our market volatility series, we’re shifting the focus to investors who are nearing or already in retirement. Todd walks through what we call the Buckets of Money approach—a practical framework we use at Momentous Wealth to help clients maintain a long-term perspective, even when it feels like time horizons are shrinking.

When markets are unpredictable, it’s easy to lose sight of the bigger picture. This episode breaks down how segmenting your assets into strategic “buckets” can provide clarity, reduce emotional decision-making, and ensure your retirement plan stays on track—regardless of short-term market noise.

If you’re thinking about how to invest more intentionally as you approach retirement, this one’s for you.