The Money Alchemist Podcast

By Ben Jones & Brent Gargano

Join two dudes, Ben and Brent, to discuss current market events and savvy financial strategies to build wealth consistently over time.... more

4.9

88 ratings

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FAQs about The Money Alchemist Podcast:

How many episodes does The Money Alchemist Podcast have?

The podcast currently has 47 episodes available.

The Money Alchemist Podcast episodes:

February 07, 2026American Sentiment Is Shifting. What It Means for Markets
In this episode of Money Alchemist, Ben and Brent take a step back to examine the current American mood and what shifting consumer sentiment may signal for the broader economic landscape.
They begin with a look at recent market activity, including a strong start to the month for stocks, evolving global trade conversations, and continued movement in precious metals. The discussion also touches on brand perception, geopolitical developments, and areas of strength emerging within equities.
The main focus centers on the University of Michigan consumer sentiment survey, which currently reflects a reading of 56. Ben and Brent explore what this measure captures, why confidence matters, and how sentiment can influence economic behavior over time.
The episode also includes a practical tip of the week featuring tools that support digital security and organization, followed by a well known story about Jim Carrey that serves as a reminder of the role belief can play in long term success.
This discussion is for informational purposes only and does not constitute financial or investment advice.
Subscribe for ongoing conversations about markets, planning, and long term thinking.

Segments:
What’s happening - 10 min tops
The Snowmagedon
1st month stocks positive so far
Tesla brand damage
Latest market events - 10 min
Trade deal between Europe and India
Tensions over Greenland
Gold topping $5k / precious metals popping
Smid rally
Topic du jour - 20 to 25 min
U of M consumer sentiment survey
Currently at reading of 56
Pull up on Y Charts
Tip of the week - 5 min
Firewalla
Browser favorite folders
End on inspiration story
Young Jim Cary writes himself a $10M check

Sources
https://www.sca.isr.umich.edu/files/featured-chart_large-906bd993.png

About your Hosts

Ben Jones, CFP®
Managing Director, National Wealth Management Group
www.nwmgadvisors.com 
Sign up for Ben’s newsletter at www.karastick.com 
Follow him on X @thekaratstick
https://www.linkedin.com/in/ben-nwmg/
 
Brent Gargano, CFP®
Founder & Advisor, Infinite Wealth Planning 
www.infinitewealthplanning.com
linkedin.com/in/brent-gargano-cfp®-2067b573
 
Comments or questions? Email us at [email protected]
 
Disclosure:

Investment advice offered through National Wealth Management Group, LLC.

All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.
...more
1h 8min
January 24, 20262026 Financial Planning: What Families Should Know About the Market, Fed & Housing
In this episode, we break down the "pretext" behind the legal pressure on Jerome Powell and analyze a surprise GDP beat. Then, we shift gears to our Topic de Jour: Goal Setting. If you want 2026 to be your best financial year yet, you need a framework that goes beyond simple resolutions.
In this episode, we cover:
The Holiday Recap: Catching up with Ben and Brent after the break.
Geopolitical Shockwaves: The capture of Venezuelan President Maduro and its immediate impact on global oil prices.
The Fed Under Siege: Why Jerome Powell is facing a Grand Jury over headquarters renovations and the "political pretext" involved.
GDP & Tariffs: Analyzing the 4.3% Q3 GDP beat and how the shrinking trade deficit is driving growth.
The Mortgage Market: Fannie Mae & Freddie Mac’s potential $200B purchase plan and what it means for the housing market.
Topic De Jour: 2026 Goal Setting: How to use the SMART framework and end-result visualization to hit your targets.
Listener Q&A: The guys take on your most pressing financial questions in the "Stump the Planner" challenge.
Tip of the Week: A simple hack for Costco DoorDash gift cards.
__
About Your Hosts
Ben Jones, CFP® Managing Director, National Wealth Management Group
Web: www.nwmgadvisors.com
Newsletter: www.karastick.com
X: @thekaratstick
LinkedIn: linkedin.com/in/ben-nwmg/
Brent Gargano, CFP® Founder & Advisor, Infinite Wealth Planning
Web: www.infinitewealthplanning.com
LinkedIn: linkedin.com/in/brent-gargano-cfp®-2067b573
Newsletter: Join Brent's Monthly Newsletter
Comments or questions? Email us at [email protected]
Team Members
Trevor Gargano (The Digital QB)
Email: [email protected]
LinkedIn: linkedin.com/in/trevor-gargano-72727b67/
Web: TheDigitalQuarterback.com
Follow Our Socials
Support the podcast and see extra clips and announcements!
Instagram: @moneyalchemistpod
X: @moneyalchpod
Facebook: The Money Alchemist Podcast

Disclosure
Investment advice offered through National Wealth Management Group, LLC. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.
...more
1h 4min
December 20, 20252026 Financial Predictions: 60 Minutes of Market Forecasts & AI Trends with Brent and Ben
What does 2026 hold for your wallet? In this episode, Brent and Ben conduct a "Topic de Jour" deep dive into their 2026 Financial Predictions. Following their successful 2025 forecast—where they correctly predicted the AI counter-revolution and the crypto bear market—the guys are looking ahead at the next big shifts in the global economy.
From the Supreme Court tariff ruling to the AI trade fracturing, we break down why a diversified portfolio is your best defense in a shifting market. Plus, we discuss why the "Value Rotation" is finally here and what the Fed’s latest rate cuts mean for the "debasement trade."
In this episode, you’ll learn:
The 2025 Retrospective: What we got right (and the one thing we got wrong).
AI’s "Human Counter-Revolution": Why the "froth" is breaking down and where the real value lies.
Geopolitical Shifts: The potential China rebound and the impact of the House swinging Blue.
The Isaac Newton Lesson: A historical cautionary tale about the smartest man in the room losing it all.
Timestamps COMING SOON

About your Hosts

Ben Jones, CFP®
Managing Director, National Wealth Management Group
www.nwmgadvisors.com 
Sign up for Ben’s newsletter at www.karastick.com 
Follow him on X @thekaratstick
https://www.linkedin.com/in/ben-nwmg/
 
__

Brent Gargano, CFP®
Founder & Advisor, Infinite Wealth Planning 
www.infinitewealthplanning.com
linkedin.com/in/brent-gargano-cfp®-2067b573
Join Brent's Monthly Newsletter:
https://40221980.hs-sites.com/join-infinite-wealth-plannings-newsletter
 
Comments or questions? Email us at [email protected]
 
__________________

Editor:

Trevor Gargano (The Digital QB)
Email: [email protected]
LinkedIn: https://www.linkedin.com/in/trevor-gargano-72727b67/
Website: TheDigitalQuarterback.com

____________________________

Follow our socials to support the podcast; see extra clips and announcements!

Instagram: https://www.instagram.com/moneyalchemistpod/
X: https://twitter.com/moneyalchpod
Facebook: https://www.facebook.com/profile.php?id=61556458987483

Disclosure:

Investment advice offered through National Wealth Management Group, LLC.

All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.
...more
1h 16min
December 06, 2025Six Figure Poverty: Is $140,000 Enough to Raise a Family Today?
This Week's Agenda:
What’s happening in 10 min
Record Black Friday Sales
11.8B up 9.1% from 10.8B in 2024 (Adobe Analytics)
Higher in-store component (1.7% up since last year)
Alphabet surpasses Microsoft as 3rd most valuable company in the world
Concept of circular financing dominating headlines
Fed rate cut in December jumped to 80 - 85% Dec 9 - 10
Topic de jour - Is $140k the new poverty line?
Listener Q&A -
What should I do if my computer/Mac has been compromised?
Tip of the week
https://www.auctionzip.com/

_____

About your Hosts

Ben Jones, CFP®
Managing Director, National Wealth Management Group
www.nwmgadvisors.com 
Sign up for Ben’s newsletter at www.karastick.com 
Follow him on X @thekaratstick
https://www.linkedin.com/in/ben-nwmg/
 
__

Brent Gargano, CFP®
Founder & Advisor, Infinite Wealth Planning 
www.infinitewealthplanning.com
linkedin.com/in/brent-gargano-cfp®-2067b573
Join Brent's Monthly Newsletter:
https://40221980.hs-sites.com/join-infinite-wealth-plannings-newsletter
 
Comments or questions? Email us at [email protected]
 
__________________

Editor:

Trevor Gargano (The Digital QB)
Email: [email protected]
LinkedIn: https://www.linkedin.com/in/trevor-gargano-72727b67/
Website: TheDigitalQuarterback.com

____________________________

Follow our socials to support the podcast; see extra clips and announcements!

Instagram: https://www.instagram.com/moneyalchemistpod/
X: https://twitter.com/moneyalchpod
Facebook: https://www.facebook.com/profile.php?id=61556458987483

Disclosure:

Investment advice offered through National Wealth Management Group, LLC.

All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.
...more
1h 23min
November 22, 2025Surviving Holiday Dinner Conversations
This Week's Agenda:
What’s happening 10 min
50 year mortgage idea announced to unpopular fanfare
Bitcoin down 35% from highs, down 5% on the year. Crypto markets erase over $1.1T in market cap.
Government shutdown hits 43 days, ended when House of Reps passed a continuing resolution that would make it through the Senate.
No BLS jobs data ever for period.
Michael Burry announcing major AI short on Palantir and NVDIA then closes hedge fund shortly thereafter
Topic de jour - top financial questions to bring up at Thanksgiving
What investment should I buy?
I need to reduce my taxes, how are all people doing this?
The stock market is rigged, why should I bother?
I hate the mortgage debt/payment and just want to pay it off, why shouldn’t I do that?
My advisor has been recommending annuities, is that a good idea?
My friend/acquaintance has made so much money trading, where should I start?
TikTocker/YouTuber says we’ve peaked. Time to get out, the crash is coming.
The housing market is going to crash, terrible time to buy.
The US debt ($38T) is too great and the American dollar is going to collapse. I’m buying gold. Prove me wrong.
What about this AI bubble? What’s that about?
Listener Q&A -
I’ve maxed out my 401(k) by summer and was told I might be missing out on company match. Will I continue to get a company match?
Tip of the week
Learn how to login to your payroll portal and figure out split deposits
https://www.auctionzip.com/
https://simplelogin.io/

_______

About your Hosts

Ben Jones, CFP®
Managing Director, National Wealth Management Group
www.nwmgadvisors.com 
Sign up for Ben’s newsletter at www.karastick.com 
Follow him on X @thekaratstick
https://www.linkedin.com/in/ben-nwmg/
  __
Brent Gargano, CFP®
Founder & Advisor, Infinite Wealth Planning 
www.infinitewealthplanning.com
linkedin.com/in/brent-gargano-cfp®-2067b573
Join Brent's Monthly Newsletter:
https://40221980.hs-sites.com/join-infinite-wealth-plannings-newsletter
 
Comments or questions? Email us at [email protected]

___________________

Editor:

Trevor Gargano (The Digital QB)
Email: [email protected]
LinkedIn: https://www.linkedin.com/in/trevor-gargano-72727b67/
Website: TheDigitalQuarterback.com

____________________________

Follow our socials to support the podcast; see extra clips and announcements!

Instagram: https://www.instagram.com/moneyalchemistpod/
X: https://twitter.com/moneyalchpod
Facebook: https://www.facebook.com/profile.php?id=61556458987483
 
Disclosure:

Investment advice offered through National Wealth Management Group, LLC.
All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.
The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.
...more
1h 9min
November 08, 2025What To Do About Healthcare: Essential Strategies for Workers and Retirees
Agenda
What’s happening 10 min
Gov’t shutdown - no BLS employment data
Bitcoin now in bear market collapsing to below $100k
Michael’s Burry’s new big short
Healthcare premium inflation
Jester “Jack” Daniels - how he built an empire and did not survive to reap the reward
Topic de jour - Cost of healthcare for workers vs retirement, long-term care
Listener Q&A -
I’ve maxed out my 401(k) by summer and was told I might be missing out on company match, will I continue to get a company match?
All my neighbors are putting their homes in a trust or giving them to their kids so the nursing home doesn’t take the money, should I do that?
Tip of the week
Understand how you pay for a mortgage - not all refis are the same.
___

Sources

https://communications.fidelity.com/wi/tools/retirement-health-care/
Healthsherpa.com
https://www.carescout.com/cost-of-care

_____

About your Hosts

Ben Jones, CFP®
Managing Director, National Wealth Management Group
www.nwmgadvisors.com 
Sign up for Ben’s newsletter at www.karastick.com 
Follow him on X @thekaratstick
https://www.linkedin.com/in/ben-nwmg/
  __
Brent Gargano, CFP®
Founder & Advisor, Infinite Wealth Planning 
www.infinitewealthplanning.com
linkedin.com/in/brent-gargano-cfp®-2067b573
Join Brent's Monthly Newsletter:
https://40221980.hs-sites.com/join-infinite-wealth-plannings-newsletter
 
Comments or questions? Email us at [email protected]

___________________

Editor:

Trevor Gargano (The Digital QB)
Email: [email protected]
LinkedIn: https://www.linkedin.com/in/trevor-gargano-72727b67/
Website: TheDigitalQuarterback.com

____________________________

Follow our socials to support the podcast; see extra clips and announcements!

Instagram: https://www.instagram.com/moneyalchemistpod/
X: https://twitter.com/moneyalchpod
Facebook: https://www.facebook.com/profile.php?id=61556458987483
 
Disclosure:

Investment advice offered through National Wealth Management Group, LLC.
All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.
The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.
...more
1h 23min
October 25, 2025Don’t Waste Your Money: Common Annual Enrollment Mistakes
Agenda:
What’s happening 10 min
All asset classes are up: bonds, stocks, precious metals, crypto
Valuations at ATH
Brent’s new baby
Equity flows from funds to bonds
Crypto crunch in October - Bitcoin in corrective territory from ATH
Tariff threat with China last week.
This week’s most interesting money story - Alfred Nobel 15 min
Topic de jour - Open enrollment season - Optimize your choices 20 min
Listener Q&A -
“We are buying a new home, what do we do with our old home. Should we rent it out or sell it to fund goals or reduce the mortgage balance on the new home”
Tip of the week
Don’t use your HSA - defer it
Backup, Hidden savings of online delivery
529 plan payroll deduction
Resources:
Employer Benefits Checklist: https://www.fppathfinder.com/checklists/respond/423a7a8d-e99e-4201-b7da-80e337855dce

About your Hosts

Ben Jones, CFP®
Managing Director, National Wealth Management Group
www.nwmgadvisors.com 
Sign up for Ben’s newsletter at www.karastick.com 
Follow him on X @thekaratstick
https://www.linkedin.com/in/ben-nwmg/
  __
Brent Gargano, CFP®
Founder & Advisor, Infinite Wealth Planning 
www.infinitewealthplanning.com
linkedin.com/in/brent-gargano-cfp®-2067b573
Join Brent's Monthly Newsletter:
https://40221980.hs-sites.com/join-infinite-wealth-plannings-newsletter
 
Comments or questions? Email us at [email protected]

___________________

Editor:

Trevor Gargano (The Digital QB)
Email: [email protected]
LinkedIn: https://www.linkedin.com/in/trevor-gargano-72727b67/
Website: TheDigitalQuarterback.com

____________________________

Follow our socials to support the podcast; see extra clips and announcements!

Instagram: https://www.instagram.com/moneyalchemistpod/
X: https://twitter.com/moneyalchpod
Facebook: https://www.facebook.com/profile.php?id=61556458987483
 
Disclosure:

Investment advice offered through National Wealth Management Group, LLC.
All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.
The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.
...more
1h 16min
October 11, 2025Making the Most of Your 401k: How to Optimize Your Plan's Design and Contributions
This Weeks Topics:
Enrollment and contribution best practices
Plan design - who these plans are optimized for
Fees, what they pay for
How to collab with an advisor
Hidden secrets in the plan document
Recent policy changes that expand investment offering potential
_____

About your Hosts

Ben Jones, CFP®
Managing Director, National Wealth Management Group
www.nwmgadvisors.com 
Sign up for Ben’s newsletter at www.karastick.com 
Follow him on X @thekaratstick
https://www.linkedin.com/in/ben-nwmg/
  _
Special Guest: Matt Heitman, CFA, CFP®, ChFC®
Wealth Advisor, National Wealth Management Group
www.nwmgadvisors.com
https://www.linkedin.com/in/matthew-e-heitman/

 
Comments or questions? Email us at [email protected]
Call us at 513-438-0095

Comments or questions? Email us at [email protected]

___________________

Editor:

Trevor Gargano
Email: [email protected]
LinkedIn: https://www.linkedin.com/in/trevor-gargano-72727b67/
Website: TheDigitalQuarterback.com

____________________________

Follow our socials to support the podcast; see extra clips and announcements!

Instagram: https://www.instagram.com/moneyalchemistpod/
X: https://twitter.com/moneyalchpod
Facebook: https://www.facebook.com/profile.php?id=61556458987483
 
Disclosure:

Investment advice offered through National Wealth Management Group, LLC.

All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.
...more
1h 6min
September 27, 2025 The Shocking Truth Behind Terrible Returns: How to Align Your Goals with Market Mechanics
Managing investment return expectations.
The truth behind terrible returns is a person that doesn’t quite understand market mechanics and how they tie into your financial goals.

Watch this episode now: https://www.youtube.com/channel/UCDMLU9XVm8Cd5c1-gWbk3VA

Sources:
https://www.ramseysolutions.com/retirement/the-12-reality
https://am.jpmorgan.com/content/dam/jpm-am-aem/global/en/insights/ltcma-2025-us-matrix_usd.pdf
https://corporate.vanguard.com/content/corporatesite/us/en/corp/vemo/vemo-return-forecasts.html
https://am.jpmorgan.com/us/en/asset-management/adv/insights/market-insights/guide-to-the-markets/

_______________
About your Hosts

Ben Jones, CFP®
Managing Director, National Wealth Management Group
www.nwmgadvisors.com 
Sign up for Ben’s newsletter at www.karastick.com 
Follow him on X @thekaratstick
https://www.linkedin.com/in/ben-nwmg/
  __
Brent Gargano, CFP®
Founder & Advisor, Infinite Wealth Planning 
www.infinitewealthplanning.com
linkedin.com/in/brent-gargano-cfp®-2067b573
 
Comments or questions? Email us at [email protected]

___________________

Editor:

Trevor Gargano
Email: [email protected]
LinkedIn: https://www.linkedin.com/in/trevor-gargano-72727b67/
Website: TheDigitalQuarterback.com

____________________________

Follow our socials to support the podcast; see extra clips and announcements!

Instagram: https://www.instagram.com/moneyalchemistpod/
X: https://twitter.com/moneyalchpod
Facebook: https://www.facebook.com/profile.php?id=61556458987483

___________
Disclosure:

Investment advice offered through National Wealth Management Group, LLC.

Information in this podcast should not be construed as tax advice. Consult with your tax professional for specific advice on your situation.

The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.
...more
57min
September 13, 2025 Exponential Wealth through Concentration: Integrating a Focused Strategy into Your Financial Plan
Diversification is the foundation of most investment advice, but what if it's also the single greatest barrier to generating true, exponential wealth?
In this episode, we challenge conventional wisdom and explore the high-risk, high-reward strategy of concentrated investing. We delve into how some of the world's most successful investors built fortunes not by spreading their capital thin, but by placing high-conviction bets on a few key assets.
We’ll discuss the principles behind this approach, the deep research it requires, and why it's a strategy that can either lead to transformative wealth or significant loss. Join us as we explore whether the path to exponential returns lies in taking a different, more focused direction.
________
About your Hosts

Ben Jones, CFP®
Managing Director, National Wealth Management Group
www.nwmgadvisors.com 
Sign up for Ben’s newsletter at www.karastick.com 
Follow him on X @thekaratstick
https://www.linkedin.com/in/ben-nwmg/
  __
Brent Gargano, CFP®
Founder & Advisor, Infinite Wealth Planning 
www.infinitewealthplanning.com
linkedin.com/in/brent-gargano-cfp®-2067b573
 
Comments or questions? Email us at [email protected]

___________________

Editor:

Trevor Gargano
Email: [email protected]
LinkedIn: https://www.linkedin.com/in/trevor-gargano-72727b67/
Website: TheDigitalQuarterback.com

____________________________

Follow our socials to support the podcast; see extra clips and announcements!

Instagram: https://www.instagram.com/moneyalchemistpod/
X: https://twitter.com/moneyalchpod
Facebook: https://www.facebook.com/profile.php?id=61556458987483

___________
Disclosure:

Investment advice offered through National Wealth Management Group, LLC.

Information in this podcast should not be construed as tax advice. Consult with your tax professional for specific advice on your situation.

The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.
...more
46min

FAQs about The Money Alchemist Podcast:

How many episodes does The Money Alchemist Podcast have?

The podcast currently has 47 episodes available.