Joe chats with Rachel Lohman, a small business owner in Wisconsin.

Joe Silvia sits down with Scott Shay, co-founder of Next and former founder of Signature Bank, as he explains why he thinks the next generation of banking will replace unnecessary complexity with real-time, always-on dollar movement.

Joe Silvia shares his thoughts on the recent Illinois Banker Magazine article, "Bankers’ Top 5 Strategic Priorities for 2026," by banking technology solutions provider CSI.

Joe Silvia explains the The Expedited Funds Availability Act, implemented by the Federal Reserve as Regulation CC, which applies to all insured banks and credit unions and requires them to make funds deposited into transaction accounts available for withdrawal on defined availability schedules.

Joe Silvia discusses the proposed rule to implement the GENIUS Act's "directives to treat permitted payment stablecoin issuers (PPSIs) as financial institutions under the Bank Secrecy Act and to require issuers to maintain an effective customer identification program (CIP).

Joe Silvia explains the significance of OCC Interpretive Letter 1192, which confirms that the National Bank Act preempts state law and the bank in question "may engage in its federally authorized activities nationwide and is not required to hold a state money transmitter license or satisfy a state law exemption."

Joe Silvia examines the plans announced by the largest U.S. banks and financial institutions to launch a tokenized deposit network next year in response to crypto companies and stable coins taking an increasing share of core deposits and removing liquidity from the traditional, regulated banking system.

Joe Silvia reviews and analyzes the recent testimony of Vice Chair for Supervision Michelle W. Bowman before the Committee on Financial Services, U.S. House of Representatives on the June 2026 release of the Federal Reserve Supervision and Regulation Report. Vice Chair Bowman's remarks covered "current banking conditions, regulatory and supervisory reforms implemented since the Committee's last prudential regulator hearing, and our path forward as we continue to promote the safety, soundness, and stability of the U.S. financial system while supporting economic growth."

Joe Silvia sits down with Kevin Strenski of Nardello & Co. to discuss cryptocurrency investigations, blockchain transparency, and the evolving role of compliance in digital assets.

Kevin shares his background in illicit finance investigations for the Department of Defense and explains how modern crypto investigations combine blockchain tracing with traditional investigative techniques to identify bad actors and assess financial and sanctions risks.

Joe and Kevin also tackle one of the biggest misconceptions about cryptocurrency — the idea that it is completely anonymous — and explore how trust, compliance, KYC controls, and institutional partnerships will be critical to broader adoption of blockchain technology and stablecoins.

Joe Silvia briefly recaps Consensus Miami 2026, the year's premier crypto event and influential gathering across digital finance, blockchain and AI. At Consensus, Duane Morris LLP and Merkle Science hosted the Merkle Meet, a full day of panels, workshops and networking. Our program brought together leaders in the digital assets and blockchain community, highlighting legal and compliance with panels focusing on stablecoins, the regulatory environment and prediction markets that will impact the market in 2026 and beyond.