I hated group projects in school because I had to depend on other people for my grade.
Your path to financial freedom is not a group project.
Your family or friends do not have a say in how you should get out of debt.
This project is a solo one and your final grade is up to you.
So if you have been asking other people for advice around your finances today is the day you take ownership.
Sit down, create a plan, and execute!