The Money Barista Podcast

This week in the Virtual Cafe there is some bittersweet news we are sharing. Tune in to hear the details of the changes that are coming as Season Six wraps up. The last few weeks there have been some really hard decisions made.

• Kerry doesn't have a crystal ball
• Making hard choices
• Kerry has her cape on for her clients
• Grieving the changes and celebrating at the same time
• Pausing isn't quitting forever
• Over 200 episodes to binge on during this intermission
• Changing and evolving are part of business
• Becoming a published author and doing all the things that has caught the attention of those around Kerry and has opened the eyes of others watching, including her clients
• Seasons change, so be gracious and send Kerry messages of how much you love her!

Thank you for listening for all these years and to all the episodes, please go back and listen to all the amazing guests and for all the wisdom Kerry has shared about getting in control of your finances.

Stick around and watch for the next season in the future. ūüôŹ

Cheers ‚ėē Kerry & Kim

PS - Don't forget you can always grab the Savings Tool and join The Money Barista Club.

Information contained in this podcast should be taken as general advice only and your personal circumstances have not been taken into account. It is recommended that you seek financial advice from a professional who is licensed to do so. If you choose to act upon the general advice shared, you do so at your own risk.

This week in the Virtual Cafe listen in to the conversation about Kerry's bean-o-meter and the confessions that go with it. Coffee and money are always a topic at the table here. The Money Barista herself is answering some great questions from a listener.

• Questions can be hard to ask
• Calendar, schedule, timing
• 'The Day' vs Bite Size Pieces
• Excuses from overwhelm
• Deadline for taxes is a higher level of stress
• Inflicting more pain on ourselves
• Adding unnecessary pressure
• Being mindful of your business finances
• Little pieces of effort add up
• Learning and repeating with practice

Kerry shared what riding a bike or wiping your bum has to do with your flipping digits. Continuing to learn and practice to get ahead of the game helps you get in control of your business finances and helps you avoid the pain.

Using The Money Barista Savings Tool for recurring payments is a great place to get started. There is a live demo every quarter where Kerry shows you how to use it and it's a great place you can ask questions. Don't miss out!

We would love you to tune in for this episode and future discussions in the virtual cafe, where you too can get in control of your business finances.

We hope you enjoy this experience ūüôŹ

Cheers ‚ėē Kerry & Kim

Information contained in this podcast should be taken as general advice only and your personal circumstances have not been taken into account. It is recommended that you seek financial advice from a professional who is licensed to do so. If you choose to act upon the general advice shared, you do so at your own risk.

Welcome to the Virtual Cafe where coffee meets money. This week we are chatting about The Money Barista coffee mug and how not to be 'pedestrian' or 'basic' with our beans. The discussion gets spicy when speaking of the perfect world vs when getting started it may look very different.

• When to separate the beans
• What to keep that are the most important things
• How things can change over time and to know when to separate records
• Make sure what is required in your area
• The right advice from certain professionals is important
• Not getting overwhelmed or sucked down the technical rabbit hole
• Which tool can make things easier (or much harder)

Combining your business and personal finances in accounting software may not be the right fit so knowing when it's time has some clues. Everything in business is not the same, there are different shapes and sizes. Numbers matter in whichever industry you are in and they help you understand your business finances.

We would love you to tune in for this episode and future discussions in the Virtual Cafe, where you too can get in control of your flipping digits.

We hope you enjoy this experience ūüôŹ

Cheers ‚ėē Kerry & Kim

Grab your free ÔĽŅTMB Savings Tool and get started saving money in your business!

Information contained in this podcast should be taken as general advice only and your personal circumstances have not been taken into account. It is recommended that you seek financial advice from a professional who is licensed to do so. If you choose to act upon the general advice shared, you do so at your own risk.

Welcome to the Virtual Cafe where we have discussions about the beans in your business. This week we are dreaming about more coffee while skating full throttle through the changing seasons across the globe. Kerry is comparing two sides of the coin of categorizing income and expenses when you are so busy.

• Balance in information about categories
• Discovering through pain points how much info is needed
• Minimum of requirements
• Lean & Mean vs Extra Details
• Information for making decisions
• Where to focus your energy
• Based on our business and us

Having the information you need to make decisions and keeping things simple so you can stay consistent in your business finances is very important. It looks different for every person and every business. Kerry shares how to be in control by reading the numbers and knowing what they mean.

Let us know if you have questions you would like to have answered live in the Virtual Cafe on a future episode. Join us in our weekly conversations for serious topics that are always wrapped in fun!

We hope you enjoy this experience ūüôŹ

Cheers ‚ėē Kerry & Kim

Grab your free ÔĽŅTMB Savings Tool and get started saving money in your business!

Information contained in this podcast should be taken as general advice only and your personal circumstances have not been taken into account. It is recommended that you seek financial advice from a professional who is licensed to do so. If you choose to act upon the general advice shared, you do so at your own risk.

We all have phone-a-friend moments in business especially when it comes to money and finances. It can be compelling to go to a search engine when it's an embarrassing question, but be careful when searching online because it can be a slippery slope. The so-called answers online can be overwhelming and we can get off answers. Asking someone you know has experience and sincerely wants to help you is a much better choice, but how do you know who to ask?

• Kim called Kerry while live on a podcast to see if she knew the answer to a game question she was being asked
• relationships that we can have for a 'phone-a-friend' call
• who to ask questions that are private and confidential
• searching online can be a slippery slope
• Kerry gets all kinds of business questions and keeps them anonymous when she answers on the podcast

Money basics are the same for most people and we understand how hard it can be. If you have questions and don't know who to ask, send them to Kerry and she will do her best to answer them on the podcast without any judgment and she keeps who asked confidential. Don't let those embarrassing questions keep you from getting in control of your BF's aka business finances.

Send questions to [email protected] and remember Kerry loves colorful language so ask away with swear words included. Message her on the socials to connect with her too.

Grab your free copy of The Money Barista Savings Tool and join us on the live virtual tour HERE.

Thank you for joining us in the Virtual Cafe where coffee meets money. Follow the show so you don't miss any of the weekly discussions. We are grateful you are here.

We hope you enjoy this experience ūüôŹ

Cheers ‚ėē Kerry & Kim

Information contained in this podcast should be taken as general advice only and your personal circumstances have not been taken into account. It is recommended that you seek financial advice from a professional who is licensed to do so. If you choose to act upon the general advice shared, you do so at your own risk.

Decisions are fire-hosing us every single day. Part of the decision fatigue is having the right systems in place that are going to work for you. When we think about sitting down and working on our Business Finances, we need to make that decision first. When am I going to do it, where am I going to do it, what day, what time, am I going to get interrupted? Join Kerry and Kim in the Virtual Cafe and prepare to make fewer decisions.

• Decision fatigue is real
• A recipe for our Business Finances
• Having the Digital Shoebox as a tool

There are tiny little things that we can do as we are running at a fast pace to help ourselves, if we know ahead of time and we have all our things gathered up, then we can make the decisions on the digits instead of all the things.

We would love you to tune in for this episode and future discussions in the virtual cafe, where you too can get in control of your business finances.

We hope you enjoy this experience ūüôŹ

Cheers ‚ėē Kerry & Kim

Information contained in this podcast should be taken as general advice only and your personal circumstances have not been taken into account. It is recommended that you seek financial advice from a professional who is licensed to do so. If you choose to act upon the general advice shared, you do so at your own risk.

Pretty early in the writing of her book, Business Finances Made Simple in the Virtual Cafe, Kerry got sick to death of writing out the words 'business finances' and wanted to short cut. In the virtual cafe in this episode Kerry and Kim are having coffee with their BFs and our BFF and you!

• If you think about your 'BF's instead of your Business Finances, it's kind of cool, you get to work with your BF's
• One you want to avoid and the other you can't wait to get to
• If we can mentally change this for ourselves and turn it into a fun time, have some way that we get to enjoy this, it can make a huge difference

Kerry's ready to adopt a whole new dictionary around business finances and it'll start with the BF's. If you want to change your mind about how you think about your Business Finances start calling them your BFs!

Business Finances Made Simple in the Virtual Cafe

We would love you to tune in for this episode and future discussions in the virtual cafe, where you too can get in control of your business finances.

If you want to save money in your business, you can get started for FREE with The Money Barista Savings Tool!

This tool is built with the sole purpose to list all your recurring payments, find the ones you are no longer using, enabling you to make decisions on what you want to keep or cancel, and help you be accountable to track your progress.

Grab your FREE & PRIVATE copy right here - https://www.kerryzarb.com/savings

We hope you enjoy this experience ūüôŹ

Cheers ‚ėē Kerry & Kim

Information contained in this podcast should be taken as general advice only and your personal circumstances have not been taken into account. It is recommended that you seek financial advice from a professional who is licensed to do so. If you choose to act upon the general advice shared, you do so at your own risk.

If you don't like something, you don't understand it, or you don't know how to do it, like our business finances, we self sabotage a lot of times by looking for ways for some tool or person to take the pain away. Can you strip any of that away to simplify your Business Finances so that it's easier? As an Entrepreneur maybe we just need to keep it simple and bring it back to the basics of a spreadsheet and start somewhere. Join Kerry and Kim in the virtual cafe for today's conversation.

• Are you complicating your business finances?
• Sometimes we make things complicated because we just don't like them
• Make things so simple that thing don't get harder
• Sometimes we think the problem is that we don't have the right tool
• Starting where ever you are and start to uncomplicate it

There shouldn't be any judgment in the business spaces, there's no right or wrong - it'll be what works for you, whatever's going to motivate you to work on your Business Finances. Don't be afraid to try different tools and keep it simple. Keep trying, you can find the one that does motivate you to work on your digits.

Listen to the Buckets & Boom Gates Episode 53 Shortcuts vs Shortcutting

Live Tour Sign Up

We would love you to tune in for this episode and future discussions in the virtual cafe, where you too can get in control of your business finances.

We hope you enjoy this experience ūüôŹ

Cheers ‚ėē Kerry & Kim

Information contained in this podcast should be taken as general advice only and your personal circumstances have not been taken into account. It is recommended that you seek financial advice from a professional who is licensed to do so. If you choose to act upon the general advice shared, you do so at your own risk.

As business owners we have a million things that we want to outsource. Not liking business finances may make you feel like they need to be outsourced right away. Join Kerry and Kim while they wait for their coffee orders in the virtual cafe for a chat about outsourcing business finances.

• How do I outsource my business finances? Who do I delegate them to?
• If we don't understand them first, how do we know the person we are giving this to is doing the right thing?
• You can get your own base understanding of your business finances, and you don't need the certifications or degrees
• If we spend some time in our own business finances, we start to have a better understanding for those outsourcing conversations
• Outsourcing something that's pretty critical in our daily running of our business, requires us to form relationships with these people as well

Kerry is not a financial advisor, she is sharing what she would personally do if it were her. She cares so much about what someone's business finances will do to them because stress is real. Getting in control of our business finances isn't going to happen in 5 minutes, but also isn't going to take us having to get a degree of some kind. Keep listening to gain more understanding and have someone in your corner who can answer your questions.

If you want to save money in your business, you can get started for FREE with The Money Barista Savings Tool!

This tool is built with the sole purpose to list all your recurring payments, find the ones you are no longer using, enabling you to make decisions on what you want to keep or cancel, and help you be accountable to track your progress.

Grab your FREE & PRIVATE copy right here - https://www.kerryzarb.com/savings

We would love you to tune in for this episode and future discussions in the virtual cafe, where you too can get in control of your business finances.

We hope you enjoy this experience ūüôŹ

Cheers ‚ėē Kerry & Kim

Information contained in this podcast should be taken as general advice only and your personal circumstances have not been taken into account. It is recommended that you seek financial advice from a professional who is licensed to do so. If you choose to act upon the general advice shared, you do so at your own risk.

There's a confidence that comes naturally when we get to do these things that are just not our fave thing to do and we have this extra sense of achievement. When we sit down and work with the numbers we build our confidence muscles, as Kim calls it. Join Kerry and Kim in the Virtual Cafe for a chat about the superpowers that can come with the confidence we gain in our business finances.

• How do I take control of my Business Finances?
• How do I build confidence in that control?
• Spend time with your Business Finances
• Stepping away from our Business Finances for extended periods of time makes it harder
• When working through something icky to us, and we make progress, we can feel like a superhero!

If we don't ask the questions and we don't seek help in these spaces, we're going to stay stuck, in that spot that we aren't comfortable with, we're not familiar with, or we don't understand. If you are listening and tune in weekly, and you need more information than this, send Kerry questions. It helps all of us get better knowing all these things.

Thank you for helping us feel a little like a superhero and building confidence!

If you want to save money in your business, you can get started for FREE with The Money Barista Savings Tool!

This tool is built with the sole purpose to list all your recurring payments, find the ones you are no longer using, enabling you to make decisions on what you want to keep or cancel, and help you be accountable to track your progress.

Grab your FREE & PRIVATE copy right here - https://www.kerryzarb.com/savings

We would love you to tune in for this episode and future discussions in the virtual cafe, where you too can get in control of your business finances.

We hope you enjoy this experience ūüôŹ

Cheers ‚ėē Kerry & Kim

Information contained in this podcast should be taken as general advice only and your personal circumstances have not been taken into account. It is recommended that you seek financial advice from a professional who is licensed to do so. If you choose to act upon the general advice shared, you do so at your own risk.