The Money Exchange

You have probably heard of the snowball method but perhaps you are not certain about how it can be of value to your debt pay-off plan.

This is a debt pay-off strategy where you pay off your debt in order of smallest to largest, gaining momentum as you knock out each remaining balance. When the smallest debt is paid in full, you roll the minimum payment you were making on that debt into the next-smallest debt payment ADN you get to celebrate the success of your accomplishment as you go along.

Our guest in today's episode is a testament to the snowball method. Tamika Richie has been able to pay off over $100K in debt over 8 yrs ago and has remained "debt free" except for the mortgage she is now working to pay off in 10 years after she purchased a home in October 2020. Tamika will share how she modified the snowball method to meet her goal.

Since June 2014, she has been a full-time entrepreneur and currently has a 6 figure business selling items on Amazon. In 2019 she started a black nutcracker brand and has just recently purchased her 1st semi-truck.

Tamika knows her way around passive income opportunities and this enabled her to smoothly pay off her debt with the snowball method.

Take a listen to her story and debt management tips in this episode.

+The Level Up Your Money Workbook

• https://www.itsmymoneyjournal.info/shop.html

Connect with host, Patrina Dixon

+Instagram

• https://www.instagram.com/itsmymoney_/

+Facebook

• https://www.facebook.com/profile.php?id=100013355082005

+Twitter

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+YouTube

• https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon

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+Website

• http://www.itsmymoneyjournal.info/

Connect with guest, Tamika Richie

+Instagram

• https://www.instagram.com/ms.freedegree/

Can you profit from blogging you ask? Yes, you can! In order for your blogging efforts to be sustainable long-term, you'll want to write about something you're genuinely passionate about. Alexa Curtis is a real-life example of that, at just 12 years old she started a fashion blog; A Life in the Fashion Lane. It became a platform for her to express her feelings around everything relating to teens, body image, and mental health. I love her story as she is a classic example of there isn't one way or path to become successful. As Alexa evolved as a person, her blog naturally did as well. It shifted from fashion to discussing sensitive topics that teens and young adults face every day. A Life in the Fashion Lane was changed to Life Unfiltered with Alexa Curtis and became a lifestyle website and podcast for teens & parents discussing topics such as social media and mental health. Not only did Curtis turn her little fashion blog into a full-time lifestyle platform for teens, through cold-pitching, she managed to get sponsored by brands like British Airways, T-Mobile, Lands' End, and more.

Alexa gets transparent about one of her money stories. Take a listen.

+The Level Up Your Money Workbook

• https://www.itsmymoneyjournal.info/shop.html

+Master Being an Affiliate is a great course to helo you monetize your blog

• https://millionairemindset01.gumroad.com/l/PDSRF/special22?_gl=1*1x3rbdn*_ga*MTE0ODE2MzI4Mi4xNjM3MTc2NTgy*_ga_6LJN6D94N6*MTY0MjM0MjcxOS4xMjcuMS4xNjQyMzQyNzgxLjA

Connect with host, Patrina Dixon

+Instagram

• https://www.instagram.com/itsmymoney_/

+Facebook

• https://www.facebook.com/profile.php?id=100013355082005

+Twitter

• https://twitter.com/itsmymoney_

+YouTube

• https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon

+Pinterest

• https://pin.it/5x8rOTp

+Website

• http://www.itsmymoneyjournal.info/

Connect with guest, Alexa Curtis

+Instagram

• https://www.instagram.com/alexa_curtis/?hl=en

+Life Unfiltered With Alexa Curtis

• https://www.lifeunfilteredwithalexa.com/

Can you make a living as a virtual assistant? Yes, you can, it is one of the top work-from-home opportunities you can start on your own with a minimal investment.

Virtual assistants provide support to businesses and individuals remotely and our guest, Joy Aliba Edumu has experience doing so.

She helps business owners around the world in the aspects of social media management, podcast management, and basic administrative tasks. Joy shares her virtual assistant journey and how she was able to take the big leap leaving her 9 to 5 job to fully run her virtual assistant business.

+The Ultimate Virtual Assistant Bootcamp

• https://justannalisa01.gumroad.com/l/qRFBk

+The "Master Becoming an Affiliate" course

• Master Being an Affiliate

Connect with host, Patrina Dixon

+Instagram

• https://www.instagram.com/itsmymoney_/

+Facebook

• https://www.facebook.com/profile.php?id=100013355082005

+Twitter

• https://twitter.com/itsmymoney_

+YouTube

• https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon

+Pinterest

• https://pin.it/5x8rOTp

+Website

• http://www.itsmymoneyjournal.info/

Connect with guest, Joy Aliba Edumu

+Instagram

• https://www.instagram.com/virtualjoyvj/

+Clubhouse

• https://www.clubhouse.com/@virtualjoyvj?utm_medium=ch_profile&utm_campaign=Z_crJWM-oNULWMUOyJdEOg-114010

Your job may help you meet needs however a great side hustle can be just what you need to create the financial freedom you desire.

This was the case for Janesse Torres-Rodriguez after she lost her job which led her to give more attention to her Latin food blog and start a podcast Yo Queiro. Due to the uniqueness of her content published on her blog and podcast, Janesse was able to monetize them and went from making $450 a day in her corporate job to over $400,000 in revenue with her side hustles.

Now an award-winning Latina Money Expert, Educator, Speaker, and Business Coach she helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom.

She leaves no crumbs dropping all the pointers you need to create passive income from a side-hustle.

+In$taMoney: Turn Your Following Into A 6-Figure Business!

• https://sidehustlemoguls.podia.com/income-impact-how-to-monetize-your-social-media/1kaq4

+The Ultimate Side Hustle Starter Kit

• https://sidehustlemoguls.podia.com/the-ultimate-side-hustle-starter-kit/1kaq4

+The "Master Becoming an Affiliate" course

• Master Being an Affiliate

Connect with host, Patrina Dixon

+Instagram

• https://www.instagram.com/itsmymoney_/

+Facebook

• https://www.facebook.com/profile.php?id=100013355082005

+Twitter

• https://twitter.com/itsmymoney_

+YouTube

• https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon

+Pinterest

• https://pin.it/5x8rOTp

+Website

• http://www.itsmymoneyjournal.info/

Connect with guest, Jannese Torres- Rodriguez

+Instagram

• https://www.instagram.com/yoquierodineropodcast/

+Twitter

• https://twitter.com/dineropodcast

+YouTube

• Yo Quiero Dinero Podcast

Investing can be scary because returns aren't guaranteed. There is a risk you could get back less than you originally invested but it's important not to let fear stop you from the opportunity. What is shared during the episode may be a great way to take control of your financial future.

In this episode, I spoke to Tonio Mckinley, Founder of Incisive Investments, who knows a great deal about making risk mitigated investments and how one can earn returns from a minimum investment of $500.

Connect with host, Patrina Dixon

+Instagram

• https://www.instagram.com/itsmymoney_/

+Facebook

• https://www.facebook.com/profile.php?id=100013355082005

+Twitter

• https://twitter.com/itsmymoney_

+YouTube

• https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon

+Pinterest

• https://pin.it/5x8rOTp

+Website

• http://www.itsmymoneyjournal.info/

+The "Master Becoming an Affiliate" course

• Master Being an Affiliate

Connect with guest, Tonio Mckinley

+Instagram

• https://www.instagram.com/toniomckinley/

• https://www.instagram.com/IncisiveInvestments/

+LinkedIn

• https://www.linkedin.com/in/tonio-mckinley/
• https://www.linkedin.com/company/incisive-investmentsllc/

+Email

• [email protected]
• [email protected]

+Website

• http://www.incisiveinvestments.net/

From deciding the rental apartment you would love to stay in, the floor, proximity to your job to the cost of it all, renting can be a daunting task. Still and all, Justin Pogue shares with us how you can confidently rent out your next property and get better value for your rental dollar. He shares effective reduction strategies you can pick up to ease your rental search for a property. Connect with host, Patrina Dixon +Instagram https://www.instagram.com/itsmymoney_/ +Facebook https://www.facebook.com/profile.php?id=100013355082005 +Twitter https://twitter.com/itsmymoney_ +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon +Pinterest https://pin.it/5x8rOTp +Website http://www.itsmymoneyjournal.info/ +The "Master Becoming an Affiliate" course Master Being an Affiliate Connect with guest, Justin Pogue +Instagram https://www.instagram.com/rentalsecrets/ +Facebook https://www.facebook.com/rentalsecrets/ +Twitter https://twitter.com/RentalSecret +LinkedIn https://www.linkedin.com/in/justincpogue/ +The Book: Rental Secrets https://rentalsecrets.net/the-book/

How much money do you earn, spend and invest? Have you ever critically analyzed this? Lawrence Delva-Gonzales believes if one can get to the root of these aspects, one can overcome debt and normalize happiness. However, this is action-oriented and only a handful of people put into practice the financial knowledge they come across each day. Lawrence and his wife went from over $150,000 in student loan and credit card debt to over $650,000 in wealth (as of December 2021). Two homes and over 13 countries traveled together, they are proving that the average 9-5 person can become millionaires in less than 15 years. He shares his story and resourceful tips one can follow suit to create generational wealth within themselves, their family, and community. Connect with host, Patrina Dixon +Instagram https://www.instagram.com/itsmymoney_/ +Facebook https://www.facebook.com/profile.php?id=100013355082005 +Twitter https://twitter.com/itsmymoney_ +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon +Pinterest https://pin.it/5x8rOTp +Website http://www.itsmymoneyjournal.info/ +The "Master Becoming an Affiliate" course Master Being an Affiliate: https://bit.ly/3u6DVp9 Connect with guest, Lawrence Delva- Gonzales +Instagram https://www.instagram.com/theneighborhoodfinanceguy/ +Website https://theneighborhoodfinanceguy.com/

Children often see adults/parents exchange money when purchasing various things and as they grow up they learn the value of money. Their understanding of its importance shapes their spending, saving, and sharing. Teaching them young just how valuable money is enables them to cultivate habits that they will put into good use as they grow into adulthood. Julina is a big advocate for this and she shares with us why we should teach our children about money. Connect with host, Patrina Dixon +Instagram https://www.instagram.com/itsmymoney_/ +Facebook https://www.facebook.com/profile.php?id=100013355082005 +Twitter https://twitter.com/itsmymoney_ +YouTube https://youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon +Pinterest https://pin.it/5x8rOTp +Website http://www.itsmymoneyjournal.info/ Connect with guest, Julina L. Ogilvie, CIMA® CPWA® Julina manages wealth for high net worth individuals and families in addition to guiding successful advisors through the firm's succession planning strategy. She is also an accomplished speaker and strategist who has presented wealth management concepts to thousands of financial professionals and clients. She is recognized for her outstanding achievements and serves as a mentor for young women entering the business. For her expertise help reach out to her below: Phone: 203.318.8892 Email: [email protected]

A great deal of people in America cringe at the word of taxes because they have a big deal reconciling them at the appropriate time. Daniela Ngounou, a Business and Wealth Coach and Speaker who totally understands the subject of taxes shares with us in this episode how you can lessen your tax burden and run a successful business. She also highlights how you can make your money make more money and why it is important to separate your business and personal finances. If you are in need of an extra source of income, affiliate marketing can help you achieve that with the help of The "Master Becoming an Affiliate" course. Check it out here: https://millionairemindset01.gumroad.com/l/PDSRF/birthday?_ga=2.49689830.1354164277.1631799181-2141478712.1608659742&mc_cid=d0750b882c&mc_eid=506ecc252f Connect with host, Patrina Dixon +Instagram www.instagram.com/itsmymoney_/ +Facebook www.facebook.com/profile.php?id=100013355082005 +Twitter twitter.com/itsmymoney_ +YouTube youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon +Pinterest pin.it/5x8rOTp +Website www.itsmymoneyjournal.info/ Connect with guest, Daniela Ngounou Daniela's Launch Your Business Course: https://systeme.io/?sa=sa00244400643dd0121922e4d426d008be9e8bd2e2 +Instagram https://www.instagram.com/danielangounou/ +YouTube https://www.youtube.com/c/DanielaNgounou

In this episode, we are talking about grants and how you can work the law in your favor. I speak to Staci Childs , an attorney of Sunnyside Legal and winner of a $25,000 grant from Saleforce award on Black Entrepreneurship Day. She tells us what set her apart from the numerous people who applied for the grant, you will be amazed by her response. Staci also highlights why it is important for you to stand firm in what you as a business owner charge. Additional streams of income should always be put into consideration and with the help of affiliate marketing you can do just that. We recommend the "Master Becoming an Affiliate" course, check it out here: www.itsmymoneyjournal.info/ Affiliate marketing is one way for you to pay off debt. Connect with host, Patrina Dixon +Instagram www.instagram.com/itsmymoney_/ +Facebook www.facebook.com/profile.php?id=100013355082005 +Twitter twitter.com/itsmymoney_ +YouTube youtube.com/c/It%E2%80%99sMyMoneywithPatrinaDixon +Pinterest pin.it/5x8rOTp +Website www.itsmymoneyjournal.info/ Connect with guest, Staci Childs +Instagram https://www.instagram.com/attorneystaci/ +Facebook https://www.facebook.com/staci.childs.7