The Money Factor

In episode 58, we welcome guest host Garry Lee (@GHawkinz) to discuss the mistakes people make when planning for retirement. We cover the need for a personal relationship with a fiduciary financial advisor, remembering to course-correct & diversify, and knowing your exit strategy. Plus, we recap the Black Enterprise Entrepreneur Summit (#BESummit) in Houston and the financial gems that come from it. All of this and more on the #MoneyFactor.

In episode 57, we continue our conversation about the financial foundation and the importance of protecting your assets. We start off with a timely conversation concerning the costs of prom and your senior year of high school (as a whole). We continue with our conversation surrounding protection of life and the different aspects of life insurance. Plus, we give a little business insight for how insurance can be used. All of this and more on the #MoneyFactor.

In episode 56, we continue our conversation about the financial foundation and the importance of protecting your assets. We start with an example of expenses to send your kids to college and raising them throughout childhood to adulthood. We then give you the different types of insurance including buying term and investing the difference, whole life, universal life, and indexed universal life. We also give scenarios and explain why some of the newer options work well in conjunction with the stock market. All of this and more on the #MoneyFactor.

In episode 55, we continue our conversation about the financial foundation and the importance of protecting your assets. We break down the different types of term insurance and some of the myths that exist with it. Plus, we give a brief synopsis of why your 401K may be shrinking right under your nose. All of this and more on the #MoneyFactor.

In episode 54, we dive deeper into the financial foundation and the importance of protecting your assets. We give you insight as to why people don’t utilize life insurance and what the devastating effects could be. Plus, we show you how to purchase it and the method to determine the amount of life insurance coverage needed. All of this and more on the #MoneyFactor.

In episode 53, we dive deep into the financial foundation and the importance of protecting your assets. We breakdown the wealth formula and compare things that people normally protect vs life insurance and family-based protection. Plus, we give insight needed to compare why investing first isn’t always the best answer. All of this and more on the #MoneyFactor.

In episode 52, we welcome guest host Dawniel Winningham (@WealthSpeaker) to discuss women and wealth during financial literacy month. We cover key concepts of what it takes to be an entrepreneur and how to accumulate wealth. We also breakdown strategies to retire earlier and ways to decrease the wealth disparity between women and men. All of this and more on the #MoneyFactor.

In episode 51, we discuss the potential loss of state-funded retirement plans. We also debut Houston Money Week’s calendar of events for increasing your financial knowledge. Plus, this is Financial Literacy Month so let’s get focused! All of this and more on the #MoneyFactor.

In episode 50, we do a deep dive on Obamacare’s survival and how it affects everyone. We also discuss Medicare and it’s tie-in with Obamacare. Plus, we give you the 10/20 Formula for understanding your retirement needs and health protection. All of this and more on the #MoneyFactor.

In episode 49, we discuss the latest interest rate increase and what it means for you. We also look at the new GOP Health Care bill and have it will negatively impact seniors and those closer to the poverty line. Plus we breakdown the benefits of going with a ROTH IRA. All of this and more on the #MoneyFactor.