In this week's Money Moments we're back with Rich Mcdonald, former Head of Emerging Markets at Credit Suisse, to talk about the differences between the American and British stock markets and whether you should listen to hype around stocks.

Tune into the full episode ⤵️

YouTube: https://yt.openinapp.co/l5j4t

Apple Podcasts: https://podcasts.apple.com/gb/podcast/dont-invest-in-the-s-p-500-former-credit-suisse-head/id1670382337?i=1000696120586

Spotify: https://open.spotify.com/episode/1mjJ1Yt7iqofUsB1mUVVNP?si=vhnLvSVLRwOzIfr29iVpLA

---------

Take the FREE Money Personality Quiz 👉 https://upthegains.co.uk/quiz

---------

👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)

---------

👉🏼 We're delighted to welcome TIDE as a sponsor for the show.

OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)

🔗 https://www.tide.co/offers/gains/

---------

DISCLAIMER:
This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.

This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

This is how you can start keeping more of your hard-earned cash 💸

Join the Gains App waitlist 👇 Everyone who joins is entered to win their food shopping covered by us for an entire year!

🔗 www.gainsapp.com

---------

In this episode we've flipped things around as I'm interviewed by my good friend and host of the Trying To Adult Podcast, Adam Williams.

I shared my transformation from drowning in £24,000 of consumer debt to building one of the UK's top financial education platforms. 

We also spoke about my huge new project, Gains App, designed to put £1,000+ back in the average person's pocket through intelligent cashback whilst removing the shame and friction from money management, with the goal of changing how millions of Brits handle their finances forever.

---------

👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)

---------

👉🏼 We're delighted to welcome TIDE as a sponsor for the show.

OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)

🔗 https://www.tide.co/offers/gains/

---------

✅ How I escaped £24,000 consumer debt and built a top UK finance education platform

✅ Why 91% of people are losing £1,091+ a year by paying full price for everything

✅ How you can completely transform your money mindset

✅ Why I'm building an AI-powered mobile app to help remove shame and friction from money management 

✅ How one simple cashback strategy could pay for your Christmas, holiday, or emergency fund

---------

DISCLAIMER:
This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.

This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

In this week's Money Moments we discuss the difference between American and British business culture and why Brits might be feeling held back. 

Tune into the full episode ⤵️

YouTube: https://yt.openinapp.co/g7mrq2g

Apple Podcasts: https://podcasts.apple.com/gb/podcast/i-spent-10-years-becoming-an-overnight-success-what/id1670382337?i=1000693869157

Spotify: https://open.spotify.com/episode/53tiY2YlzyhU5k20n4hwyo?si=AgHEanIDQeCLKT5MunJEdw

---------

Take the FREE Money Personality Quiz 👉 https://upthegains.co.uk/quiz

---------

👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)

---------

👉🏼 We're delighted to welcome TIDE as a sponsor for the show.

OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)

🔗 https://www.tide.co/offers/gains/

---------

DISCLAIMER:
This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.

This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

This is a masterclass in all things investing  💸

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

---------

In this special 150th episode of the Money Gains Podcast we're bringing you a round-up of some of our favourite investing conversations from the last year.  

We've got Ryan King, Ayesha Ofori, Andrew Craig, Sam North, Michael Taylor and Rich McDonald sharing decades of experience in investing, trading and wealth building.

Today, we go through everything you need to know, from compound interest to index funds and portfolio allocation.

---------

👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)

---------

👉🏼 We're delighted to welcome TIDE as a sponsor for the show.

OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)

🔗 https://www.tide.co/offers/gains/

---------

✅ How you can spot winning investments by looking at products you use daily 

✅ Why global index funds could be a better option than single-country investing 

✅ How starting investing 3 years earlier can result in hundreds of thousands more at retirement

✅ Why dollar cost averaging during market crashes creates wealth

✅ How women investors outperform men on average

---------

DISCLAIMER:
This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.

This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

In this week's Money Moments, we talk about US vs UK markets and lump sum investing vs dollar cost averaging 💸

Tune into the full episode ⤵️

Spotify: https://open.spotify.com/episode/21xbsm1qLmXBEYoD0mfp4a?si=AL9mFDFzTuy_s0ApiWD2aQ

Apple Podcasts: https://podcasts.apple.com/gb/podcast/s-p-500-vs-uk-stocks-where-should-you-invest-right/id1670382337?i=1000702802555

YouTube: https://yt.openinapp.co/g7mrq2g

---------

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

---------

👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)

---------

👉🏼 We're delighted to welcome TIDE as a sponsor for the show.

OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)

🔗 https://www.tide.co/offers/gains/

---------

DISCLAIMER:
This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.

This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

Why does even a "good salary" not feel like enough anymore? 💸

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

---------

In this episode of the Money Gains Podcast we welcome financial advisor and content creator Rotimi Merriman-Johnson (Mr MoneyJar) back to the show.

We dive deep into the UK's current economic crisis and why even those earning in the global top 1% (£45,000+) are struggling to make ends meet in modern Britain. 

This episode looks at some potentially controversial solutions from wealth taxes to regional economic restructuring, as well as practical ways to build both monetary and non-monetary wealth during these challenging times.

---------

👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)

---------

👉🏼 We're delighted to welcome TIDE as a sponsor for the show.

OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)

🔗 https://www.tide.co/offers/gains/

---------

Mr MoneyJar online  https://www.mrmoneyjar.com/

Mr MoneyJar on Instagram https://www.instagram.com/mrmoneyjar

---------

✅ How earning £45,000 puts you in the global top 1% but barely covers UK living costs 

✅ Why you need to build non-monetary wealth through health, skills, and relationships 

✅ How to develop skills now that AI can't replace 

✅ Why the UK needs economic growth not just wealth redistribution

✅ How to use cashback apps to save £1000s every year

---------

DISCLAIMER:
This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.

This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

Ladies and gentlechaps - this one is for all of you that needs more money in their lives - is that all of you? Thought it might be because that's why you're here right!

This episode is all about cashback and how to make money from your cashback.

Join the Gains App waitlist (Win your food shopping paid for a year) 👉🏼 https://gainsapp.com/

-----

Other apps available NOW

Topcashback Sign Up Here - Get £10 (T&C's Apply) - https://www.topcashback.co.uk/ref/sammieellardking

Everup - Get up to 20% Instant Cashback on 150+ brands! - https://everup.onelink.me/9lgD/jjnekznl

DISCLAIMER:
This is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.

This description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

Everything feels like it's getting worse but is there a way to change it?  💸

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

---------

In this episode of the Money Gains Podcast we welcome ex-Goldman Sachs banker & economist Joe Bryan to the show.

Joe exposes how government money printing is the hidden root cause behind every major crisis we face today, from housing affordability to the obesity epidemic and from wealth inequality to the breakdown of families. 

Today, we uncover the mechanics of how monetary policies steal from citizens and what tools we have at our disposal to separate money from state control.

---------

👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)

---------

👉🏼 We're delighted to welcome TIDE as a sponsor for the show.

OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)

🔗 https://www.tide.co/offers/gains/

---------

Joe on LinkedIn https://www.linkedin.com/in/joe-bryan-/

Joe on X https://x.com/satmojoe

What's The Problem? on YouTube https://www.youtube.com/watch?v=YtFOxNbmD38

---------

✅ Why Government money printing is the root cause of ALL major societal problems 

✅ How Bitcoin represents humanity's first tool to achieve "perfect money"

✅ Why you don't actually own your money in banks 

✅ How inflation manifests in three different ways 

✅ Why the pension system is mathematically insolvent 

---------

DISCLAIMER:
This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.

This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

Fancy getting your shopping paid for an entire year?

Join the waitlist for Gains App today 👉🏼 https://gainsapp.com

Launching Autumn 2025!

Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

Revealing the uncomfortable truths about money and how you can save your future 💸

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

---------

In this episode of the Money Gains Podcast we welcome personal finance content creator Tom Wickstead to the show. 

Tom exposes the harsh reality of why an entire generation is financially screwed. From government money printing destroying purchasing power to the psychology behind why British people save instead of invest... 

Today, we uncover the uncomfortable truths about money that most people are oblivious to and why taking control of your own future through investing is so important.

---------

👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)

---------

👉🏼 We're delighted to welcome TIDE as a sponsor for the show.

OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)

🔗 https://www.tide.co/offers/gains/

---------

Tom on Instagram https://www.instagram.com/tom.wickstead/

Moneybox Financial Confidence Study https://www.moneyboxapp.com/moneybox-financial-confidence-index-uk-could-boost-net-worth-by-up-to-142bn-by-improving-nations-financial-confidence/

---------

✅ Why you need to start investing immediately with ANY amount 

✅ How to use the 80/20 strategy for potentially higher returns

✅ Why you need to avoid status games and social media comparison

✅ How to set up automatic direct debits into stocks & shares ISAs to remove emotion 

✅ Why you should download your bank statements and track every expense line by line

---------

DISCLAIMER:
This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.

This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist