“Pay Later” doesn’t feel like real spending and that’s exactly why it’s dangerous. In this episode, we break down a real confession and uncover how BNPL (Buy Now, Pay Later) quietly changes your behaviour, making it easier to overspend without realizing it. If you’ve ever told yourself “it’s only a small amount”… you need to watch this.

Learn more about your ad choices. Visit megaphone.fm/adchoices

We go deeper into the truth behind generational wealth, income vs real wealth, and the mindset that keeps people stuck. This isn’t just about money, it’s about how you think, who you surround yourself with, and how you play the cards you’re dealt.

Learn more about your ad choices. Visit megaphone.fm/adchoices

New year, new resolution and for the SYOK team, it’s trying not to online shop.

We live on our phones 24/7. We use them to stay connected with loved ones, get work done, and even keep up with hobbies like reading and working out. But there’s one combo that might be the most dangerous of all: social media and shopping apps.

So, are the things we see on social media, influencers, trends, and even causes pushing us to spend more than we realise? Let’s talk about it.

#SYOK #SYOKPodcast #TheMoneyGoal

Learn more about your ad choices. Visit megaphone.fm/adchoices

You’ve been with the same company for years, but your salary hasn’t really moved — meanwhile, food prices, rent, and utility bills just keep climbing. So what’s it actually like being in your 20s and 30s in Malaysia today? Are our salaries keeping up with inflation, or are we earning less than we realistically should be?

In this week’s episode of The Money Goal, host Emir sits down with producer Yasmin to talk honestly about wages, rising living costs, and the financial realities many young Malaysians are facing right now.

#SYOK #SYOKPodcast #TheMoneyGoal

Learn more about your ad choices. Visit megaphone.fm/adchoices

So you’ve been best friends for over 10 years… but you’ve never travelled together. And they say travelling together is the ultimate friendship test 😬From splitting expenses to setting boundaries, how do you actually manage money when travelling with friends?

In this episode of The Money Goal, host Emir and producer Aishah share their real-life travel experiences, the money conversations they’ve had with friends, and how they handle finances on trips without ruining the friendship.

#SYOK #SYOKPodcast #TheMoneyGoal

Learn more about your ad choices. Visit megaphone.fm/adchoices

Investing in yourself is always worth it! Learning a new language, picking up design skills, or even trying copywriting can not only help you grow personally but could also boost your career and income. Make yourself valuable!

This week, our hosts Emir and Yasmin dive into the world of self-improvement and skill-building, and discuss one big question: how far should you go when investing in yourself?

#SYOK #SYOKPodcast #TheMoneyGoal

Learn more about your ad choices. Visit megaphone.fm/adchoices

We’ve all experienced it: quiet quitting. That period when work feels unmotivated and unfulfilling, and the weekends start to feel like the only time to escape or feel something. Many people end up spending a lot just to fill that emptiness.

In this episode, Emir and Aishah talk about what burnout really feels like, how they cope with it, and ways to manage those emotions without overspending. Tune in for honest tips and relatable stories.

#SYOK #SYOKPodcast #TheMoneyGoal

Learn more about your ad choices. Visit megaphone.fm/adchoices

Self-care is essential, but where do we draw the line? From retail therapy to pilates classes and regular spa days, this episode dives into how much is too much when it comes to spending on yourself.

We talk honestly about balancing your finances while still prioritising your wellbeing, because taking care of yourself should not come at the cost of your financial peace of mind.

#SYOK #SYOKPodcast #TheMoneyGoal

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is job hopping bad for your resume, or is it actually normal in today’s job market? Many people say leaving a company too soon shows disloyalty... but do employers still expect you to stay at least two years?

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is job hopping bad for your resume, or is it actually normal in today’s job market? Many people say leaving a company too soon shows disloyalty... but do employers still expect you to stay at least two years?

In this episode, our host Emir and producer Yasmin share their honest experiences with job hopping, why they changed roles, and how they finally figured out what career path fits them best.

What do you think about job hopping? #SYOK #SYOKPodcast #TheMoneyGoal

Learn more about your ad choices. Visit megaphone.fm/adchoices