Back when I decided to change my financial life, I thought that paying off more than $70,000 in debt would solve all my financial problems. It wasn’t until I reached the end of that journey that I realized it would take more for me to feel liberated and confident. 

There was something missing. 

As a result, I decided to elevate my financial approach again. 

I’m now going on six years of financial coaching, and I’ve learned there is a connection between financial confidence and financial certainty. 

What most people are looking for with money is certainty is: 

Year after year of my financial growth and coaching I recognize that to improve your financial confidence you also must elevate your financial knowledge.

I have found that there are three money skills that will greatly improve your financial confidence, which opens the door to certainty. 

In this episode, I will share with you those money skills that will change your financial life forever.

Often, when you think about minimalism you think of scarcity. There is this vision of someone counting pennies, living in a super small home, driving a very old car, and not spending much on having fun. 

When I started changing my financial life, I became a minimalist. Instead of having less though, I had a whole lot more. I had more…

-Self-care days at the spa

-Lunch outings

-Personal development

-Travel

-Happy hours

While I paid off debt, I was having the time of my life. I paid off over $70,000 in debt while living a full and fun life, by using minimalist principles with a twist. 

For me, being a minimalist wasn’t about having less- it was about doing more because I became incredibly good at managing my money. As the years went on, I made more and more money, leaving more left over for a bigger home, nicer car, and adventures without increased pressure or stress.

This is one of the surprises my clients experience when working with me. They make a major shift that allows them to have a full life while changing their money forever.

Today I am sharing my four inside tricks on how I put a twist on minimalist principles to live more abundantly.

Once you decide to become an entrepreneur you will start researching non-stop about what to expect. Two things usually happen…

This episode is dedicated to the latter of the results of your Google search. After having a conversation with a fellow entrepreneur, I started asking myself…

“Is entrepreneurship for everyone?”

Honestly, the answer is no, but don’t get discouraged just yet. In my six years of having Jones Coaching Group, I’ve discovered that there are a few reasons why it isn’t for everyone. I like to call them “entrepreneurial realities”. 

If you’ve accepted that there are certain realities to becoming an entrepreneur, you are more likely to act in the interest of your entrepreneurial dream. 

In this episode, I will share with you the four realities that you need to accept in order to make your business really happen.

For some of us, we have a desire that is pulling us to get more degrees. It’s our way of feeling like we’ve reached our full potential. 

But we get stuck before we ever step foot back in the classroom. Why?

It may seem obvious. We are grown now. We have:

The idea of being Dr. (fill in the blank) never leaves our minds. It's why I interviewed my incredible client Dr. Tuere Marshall, an expert on helping mature students return to college. She not only went back to school in her late thirties with a career. She also went on to get her master's and her doctorate, became an educator, is working with institutions making safe spaces for mature students, and now owns a business continuing her quest of helping people reach their full potential. 

In this episode, Dr. Marshall discusses…

We have a deep discussion about how to build the strength to become a solo venturer in order to pursue your dreams. 

Thank you so much Dr. Marshall for sharing your story and expertise with us.

This week, I had an incredible conversation with a wonderful woman that was afraid to retire. I wish I could say that this was a unique conversation. Retirement tends to be an elusive goal that so many people struggle to wrap their heads around. 

It seems distant and far off. There’s a challenge in it that seems insurmountable for many. Yes, even the people that make six-figures a year. 

After so many conversations with professionals that are afraid of retirement, I’ve noticed a few themes. There are four primary reasons they’re afraid of retirement and once you confront and create a plan to overcome those fears, retirement becomes attainable. 

Listen to this episode to see if you have these fears and how to overcome them to create your retirement plan.

If you have a hard time keeping your savings account full, you’re not alone. It’s common for people to build savings and reduce it all in a month. 

I see this all the time. I have the most incredible clients making six figures a year, but they have a hard time creating a practice that results in GROWING their savings account. 

When you make enough money to support yourself, but you don’t see your savings grow, it’s due to a combination of your emotional relationship to money and your technical approach. 

In this episode, I am going to give you five mental shifts that drive your savings growth.

To listen to this and other money saving tips, listen to The Money Itch podcast on your favorite players:

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Apple: https://podcasts.apple.com/us/podcast/the-money-itch/id1486645307

Have you ever wondered what it would be like to build a business focused on adventure?

I have. That's why I interviewed Jennifer Idol, an entrepreneur, scuba diver, underwater photographer, graphic designer, wildlife educator, and boundary breaker. Jennifer was the first woman to dive in all fifty states and built a business that allows her to live out her dreams of adventure. 

I met Jennifer a couple times over the years, since I am a part of the scuba diving world. In our last meeting, she was showing one of her underwater documentaries. Jennifer’s images are breathtaking, and her adventures are boundless. 

However, even an underwater business starts somewhere and has the same realities that many entrepreneurs face. 

In this interview, Jennifer discusses…

-How she schedules and organizes her time to balance ten major adventure trips a year and handle the background work of her business

-How she found the most profitable opportunities in the adventure world

-Her theory of growing with your business, which she calls the Cupcake, Birthday Cake, and Wedding Cake model

-What she wishes she knew when she started

-How she balance business with her life as a mother, wife, and adventurer.

Thank you so much Jennifer for sharing such deep insight with us. I learned so much from you!

We live in a society that praises high incomes and the acquisition of material objects. They've become a symbol of financial ease and success. There's an assumption that when someone has a high income, bigger house, nice car, and so on that they have it altogether financially. I can tell you as a personal finance expert that isn’t the truth. 

Another result of seeing this as a symbol of financial well-being is we tend to compare ourselves.

Have you ever heard this quote from Theodore Roosevelt?

“Comparison is the thief of joy.”

This is especially true in finance. You can get better traction toward a financially happy and whole life by not spending most of your time comparing your financial success to others. 

In this episode, I'll share more about this controversial topic as I too have suffered from financial comparison over the years only to break the spell in 2023. I'll discuss:

If this episode helped you, subscribe to The Money Itch podcast on your favorite podcast player listed below:

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The number one question I get about my business is,

“How do you work 16 hours a day and make six-figures?”

The answer is, 

I eliminated all busy work. 

Most of the tasks on your to do list for your business don’t result in what you truly want. In this episode, I will share the secret tips I have used to cut hours from my work in my business, such as how to:

Did this episode make you think? Subscribe to The Money Itch podcast. We're on all your favorite podcast players listed below:

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Apple: ⁠⁠https://podcasts.apple.com/us/podcast/the-money-itch/id1486645307⁠⁠

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Want to talk to me about your business, click here to schedule a free consultation https://calendly.com/jonescoachinggroup/30min?month=2024-03

There is no blueprint for how you should handle money in your relationship. There are only actions that create great money results. 

I wish everyone knew that there is more than one way to get to an incredible financial state, but the path you choose must be personalized for it to be effective. 

Joining your life with someone can be tough when it comes to money. In this episode, I will help you navigate this and answer the question if you should commingle your money when you're dating. 

Want more money tips? Subscribe to The Money Itch podcast. We're on all your favorite podcast players:

Spotify: ⁠⁠https://open.spotify.com/show/3pxm0RkMRsssxDJgca1fyA?si=3f9d20b9105e4df5⁠⁠

Apple: ⁠⁠https://podcasts.apple.com/us/podcast/the-money-itch/id1486645307⁠⁠

Google: ⁠⁠https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy9mMGFhOTg4L3BvZGNhc3QvcnNz?sa=X&ved=0CAcQrrcFahcKEwiI3KP7lLiEAxUAAAAAHQAAAAAQLw

You can talk to me by scheduling a consultation. Click here to access my calendar: https://calendly.com/jonescoachinggroup/30min?month=2024-03