Hello! 

In this episode, I mull over the idea of being a good leader to money. It needs direction and purpose, otherwise it disappears off to someone else! 

So.... how good a money leader are you?

Here's the show notes: https://thefemalemoneydoctor.com/are-you-a-good-money-leader/

Love,

Dr Nikki x

P.S. If you have a podcast episode idea, or would like to be featured in a member spotlight, then feel free to get in touch: [email protected]

Hello!

In this session, Stephanie talks about how her mindset around spending has completely turned around! She has found all sorts of amazing savings just by going through her bank statements. Her story is awesome and so inspiring!

For some further information on how you can start looking at your budget like Stephanie has, go here: https://thefemalemoneydoctor.com/essential-spend/

Lots of Love,

Dr Nikki x

P.S. If you have any questions or would like to be featured in a member spotlight, then send me an email: [email protected]

Hello!

In this session, I'm answering a question I saw in a group I follow on facebook. The individual wanted to know what the difference was between saving and investing, so I thought I'd break down this question for you now. 

And if you fancy reading the show notes for more detail, go here: https://thefemalemoneydoctor.com/save-or-invest/

Lots of Love,

Dr Nikki x

P.S. If you have any questions or would like to be featured in a member spotlight, then send me an email: [email protected]

Hello!

In this session, Hayley talks about how her money journey has been met with a lot of unexpected bumps and turns in the road! Her story is a real inspiration and serves as a reminder for all of us to prepare and plan for the expected unexpected events that happen in our lives.

For some further information on building an emergency fund, go here: https://thefemalemoneydoctor.com/life-saving/

Lots of Love,

Dr Nikki x

P.S. If you have any questions or would like to be featured in a member spotlight, then send me an email: [email protected]

Hello!

In times of overwhelm and stress, we can often feel depleted and find life hard to cope with. BUT, if we focus on the things we CAN do, instead of what we CAN'T do, it can really help calm the stress down.

So here are 10 ways you can feel better in crazy times.

For the show notes go here: https://thefemalemoneydoctor.com/how-to-feel-better-in-crazy-times/

Lots of Love,

Dr Nikki

P.S. Feel free to get in touch with me here: [email protected]

Hello!

This week I starting something new - community member spotlight sessions! Starting us off is the lovely Jill who has had an amazing career to date. She talks about the inspiration she has had to manage her own money and is starting to look at investing for her long term financial success. 

To get in touch with Jill, you can email her: [email protected]

For "10 Investing Ideas You Probably Haven't Thought Of", go here: https://thefemalemoneydoctor.com/10-investing-ideas/ and for my bar-inspired freebie on planning for retirement, go here: https://nikkiramskill.podia.com/retirement-planning

Lots of Love,

Dr Nikki x

P.S. If you have any questions or would like to be featured in a member spotlight, then send me an email: [email protected]

So you may have noticed that the markets have dropped lately - even if you aren't currently an investor you couldn't not have seen it! The news has been FULL of it!

What I want to do in this post is hopefully make you feel more reassured that investing in a crisis is possible AND "do-able", you just need to remember the rules.

For the show notes, go here: https://thefemalemoneydoctor.com/investing-in-a-crisis/

Enjoy!

Dr Nikki x

P.S. If you have any questions, come into my FREE PRIVATE Facebook Group: https://facebook.com/groups/thefemalemoneydoctor or send me an email: [email protected]

So you’ve heard that having a will is a grown-up thing to have, but you’re not entirely sure how to even go about sorting one out (or even if you actually need one?).

Then you go to buy a house, and the mortgage broker tells you that you need to sort one out, and they can help you do it….

…this is great! But before you do, let’s talk through a few things first so you don’t get your fingers burnt.

And these testing times, it's more important than ever!

For the show notes, go here: https://thefemalemoneydoctor.com/writing-a-will/

Stay safe,

Dr Nikki x

We're living in some really uncertain times right now, and it can feel incredibly overwhelming and upsetting. So many sectors are being seriously affected by recent government recommendations, and this is putting a lot of people out of work. Money then suddenly comes to the forefront of everyone's mind, because for many people, working is the only source of income they have.

It's a hard time to realise that having an emergency fund would probably have been a good idea.

So I get it - I see this all the time working as a GP, and not just in the current climate. Illness strikes at ANY time and can turn someone's world upside down.

But in chaos can come clarity, and actually, this is probably a really good time to evaluate your finances - particularly if you have nothing to do right now. These are my thoughts on how to handle your money in a crisis.

Show Notes

Take care of yourself out there,

Dr Nikki x

P.S. if you want to comment or ask a question, feel free to email me: [email protected]

Lately I've been obsessing over a book called Atomic Habits*, written by James Clear, and I want to share with you the points I've picked out that I think come in really useful to building healthy habits around money.

Creating wealth is just a series of good habits built up over time. Equally, being broke is a result of a series of bad choices, or bad situations that led an individual into debt. It generally happens slowly - overspending, putting things on credit like cars or furniture, not prioritising saving, unexpected events etc, and one day you wake up and you're in £20,000 worth of debt.

For the rest of the show notes, go here: https://thefemalemoneydoctor.com/healthy-habits/

For the budget prompter, go here: https://nikkiramskill.podia.com/budget-prompts 

Until next time!

Dr Nikki x

P.S. If you have any comments or wish to make suggestions for future episodes, let me know by email: [email protected]