With many viewing bonds as a bad investment, there has been increasing talk of how best to move one’s portfolio away from bonds. This video goes into this very topic, including how to be sure that selling/ moving away from bonds really is the best solution.

Related videos:

You’d be Crazy to Own Bonds" Says Ray Dalio – Why? #92 - https://www.youtube.com/watch?v=7TTZsEqCJys

"Don't Own Bonds" Ray Dalio - So What to Invest In? #93 - https://www.youtube.com/watch?v=8EZdCF-qkuc&t=662s

Feel free to share your thoughts in the comments section below and let me know of any specific questions you'd like me to answer in future videos. I always love to hear how I can make the content even more valuable for you 🎉

Please note, this video is not a recommendation. Seek independent financial advice based on your specific personal circumstances to ensure that the decisions you make are right for your unique situation.

Keeping your money in cash is a guaranteed way to lose money! Inflation is a constant drain on people’s savings. Today’s video explains why, including what people can do to navigate this issue.

LINKS:

Historical UK inflation

https://www.bankofengland.co.uk/monetary-policy/inflation/inflation-calculator

Historical US inflation

https://www.macrotrends.net/countries/USA/united-states/inflation-rate-cpi

Asset Class Historical Performance

http://www.lazyportfolioetf.com/asset-class-returns/

Feel free to share your thoughts in the comments section below and let me know of any specific questions you'd like me to answer in future videos. I always love to hear how I can make the content even more valuable for you 🎉

Please note, this video is not a recommendation. Seek independent financial advice based on your specific personal circumstances to ensure that the decisions you make are right for your unique situation.

With Ray Dalio and others saying “you’d be crazy to hold bonds” the big question on everyone’s mind is whether Ray Dalio’s All-Weather Portfolio finally broken? Have we finally found a season in which the Portfolio no longer works?

Today’s video goes into how this portfolio came to be, the rationale for it, and whether the current environment is such that the Portfolio no longer works.

LINKS:

Back-tested performance of Ray Dalio’s All-Weather portfolio

http://www.lazyportfolioetf.com/allocation/ray-dalio-all-weather/

Example ETF selection for the All-Weather portfolio

Stock market https://investor.vanguard.com/etf/profile/VTI

Long-term government bonds https://www.ishares.com/us/products/239454/ishares-20-year-treasury-bond-etf

Intermediate-term government bonds https://www.ishares.com/us/products/239455/ishares-37-year-treasury-bond-etf

Gold https://www.spdrgoldshares.com/

Commodities https://www.ishares.com/us/products/239757/ishares-sp-gsci-commodityindexed-trust-fund

RELATED VIDEOS:

Ray Dalio’s All-Weather Investment Strategy #20 - https://www.youtube.com/watch?v=rdLcizRj6dA&t=1530s

With Interest Rates so Low, are Bonds and Ray Dalio’s All-Weather Portfolio Still a Good Idea? #57 - https://www.youtube.com/watch?v=IcvbchjySCU&t=442s

Feel free to share your thoughts in the comments section below and let me know of any specific questions you'd like me to answer in future videos. I always love to hear how I can make the content even more valuable for you 🎉

Please note, this video is not a recommendation. Seek independent financial advice based on your specific personal circumstances to ensure that the decisions you make are right for your unique situation.

With Ray Dalio and others talking so negatively about owning bonds, the question is, what should people invest in? Traditionally, bonds would form a large share of people’s investment portfolio and so if people aren’t in bonds, that is a big share of the portfolio that isn’t invested. In addition, bonds are usually seen as the safer part of one’s investment portfolio and so when there are concerns that this very asset starts to become “unsafe” or “risky”, then it starts throw upside down the very principles many invest by.

This video picks up from last week’s video where I covered why Ray Dalio and others speak so poorly of bonds. If you haven’t yet checked that video out, then I encourage you to do so too.

Today’s video goes into what kinds of investments people can invest in an environment where the attractiveness of bonds have fallen considerably. It also goes into how best to navigate this situation. As it’s just a case of selling your bonds, buying something else, and moving on.

RELATED VIDEOS:

You’d be Crazy to Own Bonds" Says Ray Dalio – Why? #92 https://www.youtube.com/watch?v=7TTZsEqCJys&t=10s

How I Keep My Tax Low While Having High Income #73 - https://www.youtube.com/watch?v=RN5rCgpHfUY&t=4s

Staying on the Right Side of Tax #77 - https://www.youtube.com/watch?v=swMJuFDkWeE&t=4s

Feel free to share your thoughts in the comments section below and let me know of any specific questions you'd like me to answer in future videos. I always love to hear how I can make the content even more valuable for you 🎉

Please note, this video is not a recommendation. Seek independent financial advice based on your specific personal circumstances to ensure that the decisions you make are right for your unique situation.

Why in the World Would You Own Bonds When Bond markets offer ridiculously low yields?” says Ray Dalio in March 2021.

In fact he’s been slamming bonds for over a year now.

In this video we dive into why he has such strong views on the topic and what that means for us investors.

Ray Dalio Article - https://www.linkedin.com/pulse/why-world-would-you-own-bonds-when-ray-dalio/

Long-term US government bond historical performance - http://www.lazyportfolioetf.com/etf/ishares-20-year-treasury-bond/

Bonds are a popular component in people’s retirement portfolio. Either when retired or leading up to it. Today’s video explains why this is the case and things to think about when making a decision as to whether to own them too. We also talk about different types of bonds, how they differ, and what that means for someone’s portfolio.

Example bonds that represent some of the different types of bonds that were mentioned in the video:

- Short term US Government Bonds -

https://www.justetf.com/en/etf-profile.html?assetClass=class-bonds&groupField=index&bondType=Government&bm=0-3&from=search&isin=IE00BKWD3C98

- Long term US Government Bonds -

https://www.justetf.com/en/etf-profile.html?assetClass=class-bonds&groupField=index&bondType=Government&bm=10%252B&from=search&isin=IE00BSKRJZ44

- US Corporate Bonds -

https://www.justetf.com/en/etf-profile.html?assetClass=class-bonds&groupField=none&bondType=Corporate&bm=All%2Bmaturities&sortField=ter&sortOrder=asc&from=search&isin=IE00BGYWFK87

- Global Bonds (developed and emerging countries included) -

https://www.justetf.com/en/etf-profile.html?assetClass=class-bonds&groupField=none&bm=All%2Bmaturities&sortField=ter&sortOrder=asc®ion=World&from=search&isin=IE00B3F81409

- Global Developed Countries Bonds -

https://www.justetf.com/en/etf-profile.html?query=developed++bond&groupField=index&from=search&isin=LU0908508731#overview

- Global Emerging Countries Bonds -

https://www.justetf.com/en/etf-profile.html?query=emerging++bond&groupField=index&from=search&isin=IE00BLRPQP15

Feel free to share your thoughts in the comments section below and let me know of any specific questions you'd like me to answer in future videos. I always love to hear how I can make the content even more valuable for you 🎉

Please note, this video is not a recommendation. Seek independent financial advice based on your specific personal circumstances to ensure that the decisions you make are right for your unique situation.

Warren Buffett and Ray Dalio are both saying the markets are overvalued. Should you invest, and if so how? Watch the video to find out!

Example Index Funds

US Equity – Vanguard S&P 500 UCITS ETF

https://www.justetf.com/en/etf-profile.html?query=IE00B3XXRP09&groupField=index&from=search&isin=IE00B3XXRP09

World Equity - iShares Core MSCI World UCITS ETF

https://www.justetf.com/en/etf-profile.html?query=IE00B4L5Y983&groupField=index&from=search&isin=IE00B4L5Y983

Emerging Market Equity - Vanguard FTSE Emerging Markets UCITS ETF

https://www.justetf.com/en/etf-profile.html?query=IE00B3VVMM84&groupField=index&from=search&isin=IE00B3VVMM84

Value Equity – iShares Edge MSCI USA Value Factor UCITS ETF

https://www.justetf.com/en/etf-profile.html?query=value&groupField=none&sortField=ter&sortOrder=asc&from=search&isin=IE00BD1F4M44

Gold - iShares Physical Gold ETC

https://www.justetf.com/en/etf-profile.html?query=IE00B4ND3602&groupField=index&from=search&isin=IE00B4ND3602

Commodities - L&G All Commodities UCITS ETF

https://www.justetf.com/en/etf-profile.html?query=commodity&groupField=index&from=search&isin=IE00BF0BCP69#overview

Cryptocurrency – Coinbase

https://www.coinbase.com/dashboard

Bonds - Vanguard Global Aggregate Bond UCITS ETF

https://www.justetf.com/en/etf-profile.html?assetClass=class-bonds®ion=World&groupField=index&ic=Vanguard&from=search&isin=IE00BG47KH54#overview

Real Estate - SPDR Dow Jones Global Real Estate UCITS ETF

https://www.justetf.com/en/etf-profile.html?query=IE00B8GF1M35&groupField=index&from=search&isin=IE00B8GF1M35

Find an ETF - https://www.justetf.com/en/

Feel free to share your thoughts in the comments section below and let me know of any specific questions you'd like me to answer in future videos. I always love to hear how I can make the content even more valuable for you 🎉

Should You Trade Individual Stocks?

We'll be showing you whether it is better to trade individual companies versus the market as a whole.

89% Fund Managers Underperform S&P500 Index https://www.spglobal.com/spdji/en/documents/spiva/spiva-us-mid-year-2017.pdf

99% Individual Stock Pickers Don’t Beat the Market https://papers.ssrn.com/sol3/papers.cfm?abstract_id=1872211

Feel free to share your thoughts in the comments section below and let me know of any specific questions you'd like me to answer in future videos. I always love to hear how I can make the content even more valuable for you 🎉

We are at the start of a multi-year UK property boom. I know that is a bold statement but I've never been this bullish about property before. There are 7 key factors that affect property prices and all are now in a positive situation. Today's video explains what each of the factors are and why they are so good property price growth at the moment. for those looking to move into property, are already into property, or wanting to grow their finances, this video is a must!

Feel free to share your thoughts in the comments section below and let me know of any specific questions you'd like me to answer in future videos. I always love to hear how I can make the content even more valuable for you 🎉

You can ignore 90% of what you hear about investing and still be financially free. There are only a few things you need to know to be successful in this area, and unlocking what you actually want. Today, we will be going into exactly why this is the case and how you can implement it into your own life.

Feel free to share your thoughts in the comments section below and let me know of any specific questions you'd like me to answer in future videos. I always love to hear how I can make the content even more valuable for you 🎉

* Video 35: The Power of Compounding: https://youtu.be/I-1OQHKYuns