More than two-thirds of the UK’s working population are worried about a loss of earnings due to injury or illness such as COVID-19. However, despite these financial concerns, only 19% working adults protect their income through insurance, falling to just 9% for self-employed workers. Source: Mortgage Introducer. If you were unable to work due to illness, injury or redundancy, how would you keep paying your monthly bills? If you were to die prematurely, how would your loved ones and dependents cope financially? Sam and Ross catch up with Nottingham Mortgage Services adviser Jonathan Saint to discuss what types of cover is available.