This is a special series from the EBANX Payments Summit, which focused heavily on Rising Market - aka- Latam, Africa, and India.   

In this episode, we speak with Wagner Ruiz, Co-Founder and Board Member, EBANX

Delve into the transformation of credit and the incredible opportunities of the global south in this discussion with about the growth of ecommerce and the increase in financial inclusion that has resulted.    EBANX centers its mission on increasing financial inclusion and lowering the barriers to payment across LATAM, Africa and into India.   

Wagner Ruiz takes us through the historic growth, and predicts what we can expect in the next 10 years.

Host; Rachel Morrissey, Money20/20
Guest Host: Estelita Hass, EBANX

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This is a special series from the EBANX Payments Summit, which focused heavily on Rising Market - aka- Latam, Africa, and India.   

In this episode, we speak with Carlos Eduardo Brandt, Head of PIX Management and Operation,  Central Bank of Brazil

Pix Automático, the new launch of Brazil's Pix to enable recurring payments: how it will work, capabilities, launch timeline

How Pix Automático is expected to revolutionize the way millions of Brazilians make recurring payments, from electricity bills to streaming subscriptions

Pix Automático vs Cards: the impact of Pix Automático on the volume of recurring transactions made with debit and credit cards; implications for issuers and large banks

Pix Automático puts the instant payment method even closer to digital commerce – what opportunities does the Central Bank see for Pix in the XB digital market?

Carlos heads Pix Management and Operations at Brazil's Central Bank. Graduated in engineering and law, specializing in finance, he led Pix's implementation process in Brazil, and is currently leading and driving Pix's evolving agenda. Brandt coordinates Pix Forum, a permanent advisory committee, whose purpose is to support BCB in its role of establishing the Pix rulebook. 

Host: Rachel Morrissey, Money20/20
Guest Host: Estelita Hass, EBANX

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This is a special series from the EBANX Payments Summit, which focused heavily on Rising Market - aka- Latam, Africa, and India.   

In this episode, we speak with Costanza Lopez Vela, the Deputy Managing Director for Acquiring Business, Banorte.

Since its foundation, Banorte has successfully navigated all stages of the financial services industry's recent history. It is one of the so-called big banks most driven by data in Mexico, combining a robust operation and a tech-oriented mindset. This session will address how one of the largest banks in Latin America's second-largest economy has invested heavily in innovation, digital and the massive use of data to ride the latest wave of innovation in the banking and financial sector in Mexico.

Constanza has over 25 years’ experience in financial industry and expertise in product and digital development, innovation, affluent proposition, sales and finance CD with responsibility for Mexico, USA, Latin America and Asian markets. She started her career at American Express and has worked for MBNA, Bank of America, Visa, Scotiabank, HSBC and Mastercard.

Host: Rachel Morrissey, Money20/20
Guest Host: Estelita Hass, EBANX

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This is a special series from the EBANX Payments Summit, which focused heavily on Rising Market - aka- Latam, Africa, and India.   

In this episode, we speak with Wiza Jalakasi, Director of Africa Market Development, EBANX

The intriguing narrative of the emergence of Mobile Money, its profound impact in Kenya, its expansion to other African countries, and the paramount importance it holds. Discover the significant difference experienced when mobile money is embraced as an accepted payment method, transforming the financial landscape and empowering communities across the region.

With more than 13 years of experience in African countries, Wiza specializes in setting up and operating high-performance technology startups across Africa. He has founded and built B2B and B2C tech startups and holds a Bachelor's in Information Systems Technology from the United States International University.

Host: Rachel Morrissey, Money20/20
Guest Host: Estelita Hass, EBANX

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Pranav Sood from Airwallex joins The MoneyPot LIVE at our booth in Amsterdam, to discuss  the challenges and opportunities of programmatic money movement including the importance of financial infrastructure and how it can enable businesses of all sizes to scale across borders.  Every entrepreneur will want to listen to this one! 

Guest: Pranav Sood,  Executive General Manager,  EMEA, Airwallex

Hosts: Rachel Morrissey, Executive Producer,  The MoneyPot
 Medhy Souidi, host of  WTFintech Podcast and Senior Editor, Money20/20 Asia

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With the launch of FedNow in July, the US has jumped into the mix of several different nations who have inspired incredible innovation with real time payments. However, the ubiquity and persistence of financial crimes and fraud rose, and RTP make these schemes harder to fight or prevent.   We need to engage in practices, and arm ourselves with the tools, to fight this on grand scheme.   Ravi Loganathan, the Head of Financial Institution Services at Sardine, and the President of SardineX joined us to discuss the way forward, to keep our money safe while it is moving faster than ever.

Guest: Ravi Loganathan, Head of Financial Institution Services at Sardine, and the President of SardineX

Hosts:  Rachel Morrissey,  Executive Producer, The MoneyPot, Money20/20

Micky Tesfaye, Content Lead and Financial Journalist, Money20/20

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What if we misunderstand the value of crypto and where its value is derived? 

When Bill Spence bought a power plant in western Pennsylvania, he wasn’t aiming to become a crypto-pioneer.   His thoughts were more local, and more about reviving the communities that he had grown up in.   

Western Pennsylvania is at the top of the Appalachian Basin coal region, and coal was mined there, and funneled there to make the steel that built the US, both financially and physically.   When the basin had been tapped, mines started being closed, and in the wake they left refuse that poisoned the ground.  The excess iron turns the water rusty, and the other toxins do much more damage to the health and well-being of a population that often feels forgotten.   The Commonwealth of Pennsylvania started a program to help clean the refuse, subsidizing power plants that were created specifically to use this coal refuse to make power and to rehabilitate the land.

Bill Spence was a power guy.  He understood the energy industry, and he immediately found and made Scrubgrass a plant with that mission under the guidelines of the Pennsylvania program.   But even with the subsidies, power plants need customers.  And when the pandemic hit, power needs plummeted.    Now, there was another mission to save the plant by getting a new customer.   

This is part 2 of the story about how he “found” that customer, and what it could mean for bitcoin, energy stabilization, and the future of data centers.    This is the story of founding STRONGHOLD

Written and Produced by Rachel Morrissey, Head of Content, Money20/20 US and Roland Bodenham, Senior Video Producer, Flywheel

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What if we misunderstand the value of crypto and where its value is derived? 

When Bill Spence bought a power plant in western Pennsylvania, he wasn’t aiming to become a crypto-pioneer.   His thoughts were more local, and more about reviving the communities that he had grown up in.   

Western Pennsylvania is at the top of the Appalachian Basin coal region, and coal was mined there, and funneled there to make the steel that built the US, both financially and physically.   When the basin had been tapped, mines started being closed, and in the wake they left refuse that poisoned the ground.  The excess iron turns the water rusty, and the other toxins do much more damage to the health and well-being of a population that often feels forgotten.   The Commonwealth of Pennsylvania started a program to help clean the refuse, subsidizing power plants that were created specifically to use this coal refuse to make power and to rehabilitate the land.

Bill Spence was a power guy.  He understood the energy industry, and he immediately found and made Scrubgrass a plant with that mission under the guidelines of the Pennsylvania program.   But even with the subsidies, power plants need customers.  And when the pandemic hit, power needs plummeted.    Now, there was another mission to save the plant by getting a new customer.   

This is part 1 of the story about how he “found” that customer, and what it could actually mean for bitcoin, energy stabilization, and the future of data centers.  This is the story of founding STRONGHOLD.

Written and Produced by Rachel Morrissey, Head of Content, Money20/20 US and Roland Bodenham, Senior Video Producer, Flywheel

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Embedded Finance seems fait accompli, but in reality, it is just getting started.  As products come into the market, and with the current regulatory oversight,  there needs to be great care in looking toward the safety and security of users and consumers. As they say, “an ounce of prevention is worth a pound of cure”.   In much the same way, building compliance and risk management into your products and taking as much care and forethought as possible is the best way to do that.   Our own, Ian Horne spoke with two seasoned veterans in the compliance space, Luis Trujillo from Aliviere and Sara K. Weed from Gibson, Dunn & Crutcher, about best practices, risk realities, and what they hope to see for fintech innovators.

Guests: 

Luis Trujillo - Chief Compliance and Risk Officer, Aliviere 

Sara K. Weed - Fintech Partner, Gibson, Dunn & Crutcher LLP 

Host: Ian Horne, Head of Content, Money20/20 EU

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 In Indonesia, 40 percent of the population is unbanked, but Yada Piyajomkwan, Co-founder and CPO of Ajaib saw a future where learning to invest could actually be the on ramp to financial inclusion and building wealth, allowing people to achieve financial literacy while growing their own portfolios.    We got to speak to her about why she started Ajaib, why she saw investment as a crucial point of spear, and what she is hoping for in the coming year as we head into Money20/20 Asia 2024.    

Guest: Yada Piyajomkwan, Co-Founder and Chief Product Officer of Ajaib

Hosts: Nick Holland, Global Head of Insights, Money20/20

Mehdy Souidi,  Senior Editor, Money20/20 Asia

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