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In this episode of Mortgage Chatter, Tyler and Ken break down two of the most important documents in the homebuying process: the Loan Estimate (LE) and the Closing Disclosure (CD). Whether you’re a first-time buyer or a seasoned homeowner, understanding the differences—and what to look for—can save you money, stress, and surprises at the closing table.

They’ll cover:

• What each document is and when you receive it
• Key numbers to compare between the LE and CD
• Common fees that change (and shouldn’t)
• Red flags to watch out for
• Tips to avoid last-minute closing headaches

It’s a must-listen for anyone navigating a mortgage—and anyone who wants to feel more confident during the home loan process.

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🎙️ The Mortgage Chatter

In this episode, we’re thrilled to introduce our newest team member, Mindy Rozear, a seasoned expert in reverse mortgages. As demand grows for smarter retirement solutions, Mindy brings deep knowledge, real-life experience, and a fresh perspective on how reverse mortgages can support aging homeowners and their families.

Tune in as we cover:

• Who qualifies for a reverse mortgage
• Common myths and misconceptions
• How they can fit into a retirement strategy

Whether you're a homeowner exploring options or a professional advising clients, this episode brings clarity to a powerful (and often misunderstood) financial tool.

🎧 Subscribe and listen now — it’s time to talk mortgages that matter.

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Join your hosts Ken and Tyler as they take a deep dive into the world of DSCR loans — a powerful tool for real estate investors. And this time, they’re joined by Bailey, who's learning the ropes right alongside you, bringing a fresh perspective to the conversation.

DSCR (Debt Service Coverage Ratio) loan programs are designed specifically with investors in mind. But what exactly goes into qualifying for one? And how do these loans differ from your typical forward mortgage?
 👉 Tune in to this investor-focused episode to get the full breakdown of what makes DSCR loans such a unique and flexible financing option.

Have a specific scenario or question in mind? Don’t hesitate to reach out — we’re happy to walk you through the details and explore how these programs could fit your investment goals.

Coming up next week: We’ll be joined by a special guest — an investor-focused real estate agent — who will share insights from the realtor side of the investment game. You won’t want to miss it!

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In this special episode of The Mortgage Chatter, your hosts Tyler and Ken brought back in a familiar face! 

Bailey, one of our very first guest appearances, has gone from an outsider asking questions - to one of your newest licensed Mortgage Loan Officers! We thought it would be fun to get Bailey back on the Podcast and talk about the differences of looking in vs being in. 

We touch on what it takes to become a licensed loan officer, as well as what made Bailey decide to join the industry and take on the pleasure of getting homebuyer's taken care of!

Next episode, we cover all things DSCR - not sure what "DSCR" stands for? Be sure to tune in to the next episode for a great overview!

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On this week's episode of The Mortgage Chatter, your hosts, Tyler and Ken, catch-up on their where-abouts lately! 

Back in full action - at a new location. The storm of moving and Easter has passed and we are back to regularly scheduled programming!

They also touched on the Roller Coaster of the market lately - what has happened and where things are looking in regards to mortgage rates. It has been a crazy past few weeks - and a little insight is always good to stay in the loop!

As always, please reach out with thoughts/questions/ideas too [email protected]! 

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In this special episode of the Mortgage Chatter, your hosts Ken Land and Tyler Kornhauser brought in a VERY important and special guest - Jane Kornhauser, head of operations at our branch! AND it is our last episode at our office that has been home base for years! Tune in for the new office tour coming to our YouTube soon!!

Jane has not only worked with Ken for numerous years and brings an incredible experience and knowledge skillset. But YES! You guessed it, is your co-host's Mother!! 

With a great background in the mortgage industry, Jane leads our Ops team here in the Carolinas and is a walking encyclopedia!! We brought Jane in to explain more about what happens 'behind the scenes' if you will - you have seen what Loan Officers do, and heard about the behind the scenes. But Jane goes into high level detail and speaks on what her and her team do off the radar to help your loan get to the closing table! Jane and her team are a crucial asset here, and without them the mortgage process may be more complicated than it should be!

If you are curious about what Jane and her team does, reach out and send us an email! Or if you have a specific topic you would like to hear, let us know and we will be sure to cover it!

[email protected]

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Part 2 of the insurance deep dive!! In part 1 we went line by line through an insurance policy. In this 2nd part, we dive into some tips and tricks on how to get your premium lower, while still getting great coverage! 

Also in this episode, we dive into some optional coverage that could be very beneficial for you and particular situations, like rental properties! 

You can reach out for more information to us or Josh himself at (843) 352-6315!

We would love to hear what you think of our first ever 2 part episode! You can reach out to us at [email protected]!

As always, Cheers!

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This episode of the Mortgage Chatter will be 2 parts, because we brought in another insurance agent with Brightway Insurance, Josh Smith, who gives us a deep dive breakdown on a homeowner's insurance policy! 

The Mortgage Chatter has already had one Brightway agent, who helped shed some light on Homeowner's Insurance and the world as a whole. So this week, we decided to dig DEEP! Line for line what is a Homeowner's Insurance Policy contains. What are the coverages? How do they come up with these numbers? 

Tune in for the next episode, part 2, for some tips and tricks to lower your premiums and still have great coverage!

Josh is able to help you out in the Carolina's or Georgia! He can be contacted at [email protected], by phone directly at (843) 352-6315 or the office (843) 408-4554

As always, please reach out to us with any ideas or questions you may have - that is what we are here for!! [email protected]

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On this episode of The Mortgage Chatter, we're excited to welcome a special guest, Jenn Finnegan from Keller Williams South Park! 

With several years of experience in the industry, Jenn has quickly risen to become one of the top Realtors in the Charlotte Metro area. After gaining invaluable knowledge on her first team, she now brings her expertise and passion to help clients find their dream homes. Having spent most of her life in the Charlotte area, Jenn has an in-depth understanding of the local market and is committed to offering a personalized, top-notch experience to each of her clients.

Buying a home shouldn’t be overwhelming. When you partner with an expert like Jenn, you’ll have a guide who not only knows the ins and outs of the process but also tailors every step to your unique needs. Ready to start your homebuying journey? Reach out to Jenn today—and don’t forget to get pre-approved!

Jenn Finnegan: [email protected]

Want to be a guest on the show? Have a specific topic in mind? Or maybe just want to say hello? We’d love to hear from you! Drop us a line at [email protected].

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The Mortgage Chatter team is kicking off 2025 with an EPIC episode you won't want to miss!

Hosts Tyler and Ken sit down with real estate investing expert Tom Tousignant to dive deep into the world property investment. With a background in the Air Force, years of experience in the mortgage industry, and over 20 investment properties under his belt, Tom is the perfect person to share valuable insights on how to get started and scale your investment portfolio.

In this episode, Tom covers everything from the reasons to invest, to the essential steps for purchasing your first property, and strategies for expanding your portfolio. He also shares some insider tips and hacks to help you start investing today!

Interested in learning more? Feel free to reach out to us at [email protected] or give us a call at (803) 207-4454. We'd love to discuss your scenarios and help you take the next step towards investing in YOUR future!

2025 if the year to invest in yourself - let's make it happen!

Cheers!