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The Mortgage Conversation
The Mortgage Conversation episodes
- SNAP! It's election time, but what does it mean for the sector?
Anna Sagar, Deputy Editor of Mortgage Solutions joins Tony, Phil and Jay this month. Following a cancellation, Anna joined the panel last minute and on the same day Rishi Sunak announced a snap, Summer election the timing could have not been better,
Take a listen as the panel discuss the implications of the election announcement, what to expect over the next 6 weeks, how it will affect the mortgage and property markets and what brokers can do to manage their customers / client relationships.
The panel also discuss what they want to see in the manifestos and what the parties need to do to ensure housing is one of the biggest priorities of the next administration.
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A brand new series and a brand new era for SFI (not so) LIVE as we launch our video version of the podcast available on Spotify every month.
Would you like to be a guest on our podcast? If so, please contact Host and Producer, Jay Evans on [email protected].
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Brought to you by Saffron for Intermediaries | Saffron Building Society
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Follow us on LinkedIn | Twitter | YouTube
39 min - Why is the UK so far behind on self and custom build homes?
In conversation with Tony and Jay is the incredibly knowledgable and insightful Martin Reynolds, CEO at SimplyBiz and Chairmain on FIBA.
Join Tony Hall and host Jay Evans as they discuss all things self-build, custom build, and development finance with Martin covering planning reform, definitions of what each sector means for brokers, how each sector can improve the property market and the benefits to homeowners (including first-time buyers).
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A brand new series and a brand new era for SFI (not so) LIVE as we launch our video version of the podcast available on Spotify every month.
--
Brought to you by Saffron for Intermediaries | Saffron Building Society
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Follow us on LinkedIn | Twitter | YouTube
40 min - An underwhelming budget for the property market
In conversation with Tony, Phil and Jay is Editor of Specialist Lending Solutions and Deputy Editor of Mortgage Solutions Anna Sagar.
Join Tony Hall, Phil Lawford and host Jay Evans as they discuss the "pre-election" budget that didn't feel like a "pre-election budget" and what it means for homebuyers, homeowners, the property market and wider society.
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A brand new series and a brand new era for SFI (not so) LIVE as we launch our video version of the podcast available on the Saffron for Intermediaries YouTube channel and on Spotify.
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Brought to you by Saffron for Intermediaries | Saffron Building Society
Follow us on LinkedIn | Twitter | YouTube
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49 min - Don't believe the doom-mongers around buy-to-let
To celebrate our new format and new season of SFI (not so) LIVE we are joined by Rachel Geddes who operates the City of London branch of the Mortgage Advice Bureau. A successful and passionate broker, especially in the buy-to-let market.
Join Tony Hall, Phil Lawford and host Jay Evans as they look past the doom-mongering in the media and analyse what is ACTUALLY happening in the UK buy-to-let mortgage market - which would appear to be a lot more positive.
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A brand new series and a brand new era for SFI (not so) LIVE as we launch our video version of the podcast available on the Saffron for Intermediaries YouTube channel and on Spotify.
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Brought to you by Saffron for Intermediaries | Saffron Building Society
Follow us on LinkedIn | Twitter | YouTube
52 min - SFI (not so) LIVE - A non-complex chat about complex lending
What is complex lending? If you have been reading the recent news in the mortgage press you may have seen talk of complex lending. But what is it? What does it mean for brokers and borrowers? What situations, products and scenarios does it support?
These are the questions pondered and discussed on the podcast this month, with host Jay Evans, regular panelist Tony Hall and a brief visit by Phil Lawford and our guest expert, Lee Williams.
Find out why Saffron has adaopted Complex Lending, and is looking to add an additional category for mortgage lenders based on the modern day market.
**Special Announcement**
SFI (not so) LIVE is moving into the studio.
From March 2024, you will be able to watch as well as listen to our podcast as we embrace a new 4K Studio format. Audio podcasts will remain wherever you listen to us. But from March, you can watch us on Spotify, YouTube and other video platforms.
Follow Saffron for Intermediaries to keep up to date.
1 hr 1 min - SFI (not so) LIVE - Legal, Housing, Predictions...can only be the first pod of 2024!
Welcome to the first episode of SFI (not so) LIVE of 2024.
In this episode Jay Evans, Tony Hall and Phil Lawford are joined once again by legal expert and podcast favoruite, Perdip Kaur Bhachu from Blacks Solicitors LLP.
Among the topics discussed is the Renters Reform Bill, EPC ratings, new build housing quality, self and custom build and much more.
Perdip provided a very detailed and informative run down of the legal status for buy-to-let landlords too - you will find the 30 minute analysis at the end of the podcast.
Enjoy!
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Brought to you by Saffron for Intermediaries / Saffron Building Society.
1 hr 33 min - SFI (not so) LIVE - Are we embracing tech and what will 2024 bring?
The number one mortgage podcast in the UK returns with the panel discussing the introduction of tech in the mortgage industry, and thanks to our special guest, Jesper With-Fogstrop, CEO of Smoove we gain some insight into how technology is beginning to revolutionise the conveyancing process.
Also on the panel joining host Jay, was Phil Lawford and award-winning BDM, Lesley Terry who discussed tech in the mutual sector and led the discussion, with Jesper, around the Autumn Statement and its impact on the mortgage and property industries, and of course the affordability issue.
Finally, the whole panel gave their predictions and discussed their wishes for 2024. Listen to find out what they felt about the immediate future for the sector.
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Finally, we are delighted to announce that we are Feedspot's Number One Mortgage Podcast in the UK. We are delighted and want to thank each and every one of our listeners,https://www.linkedin.com/in/mrjayevans/ our amazing guests and the reviewers at Feedspot. See the list here: https://podcasts.feedspot.com/uk_mortgage_podcasts/
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Produced for Saffron Building Society and Saffron for Intermediaries by One Brick Communications.
59 min - SFI (not so) LIVE - A Ray of hope after a year of mortgage uncertainty
After a year since the financial disaster that was Truss and Kwarteng and their cataclysmic mini budget that spooked the markets, Tony, Phil and Jay welcome back industry legend, Ray Boulger, to see how much thing have changed since he joined us 12 months ago.
In this episode the team discuss an array of topics all around the effects of the mini budget and the aftermath, discuss what happened against predictions last year, and set new prediction for 23/24.
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Host: Jay Evans
Panel: Tony Hall & Phil Lawford & Ray Boulger, from John Charcol
The podcast is produced independently for Saffron for Intermediaries a division of Saffron Building Society
1 hr 2 min - SFI (not so) LIVE - Addressing mental health stigma in the mortgage industry - October 2023
In this episode, the panel discuss the effects of poor mental health on the mortgage industry. Jonathan, our special guest for this episode introduces us to the new steering group introduced to bolster the Mortgage Industry Mental Health Charter (MIMHC). Very worth a listen, it was a great and passionate discussion.
The panel also address...
- The lack of increase in the base rate by the Bank of England. What does this mean for the months ahead?
- The fixed vs variable debate – certainty of flexibility?
- The effects of EPC regulations being dropped by Rishi Sunak and what this means for green finance in general
- Is interest only on its way out?
Find out what the panel had to say. Please do leave us a rating if you enjoy this podcast.
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Host: Jay Evans
Panel: Tony Hall & Phil Lawford & Jonathan Southgate from Sterling Southgate
The podcast is produced independently for Saffron for Intermediaries a division of Saffron Building Society
57 min - SFI (not so) LIVE - Landlords, please don't leave the market! - September 2023
In this episode, the panel discuss some of the key issues facing the buy-to-let market - as well as other newsworthy topics too!
- Initially good news, mortgage rates are starting to drop - even with another rate rise and 1, if not 2, more due in the coming months. It appears to be the big lenders fighting for their future pipeline, listen in to hear Tony and Anna's views on this.
- Landlords are more likely to sell than buy a property as the market flutuates, rates increase and margins are stretched.
- The panel discuss the Renter's Reform Bill - with some interesting insights on Section 21 from Phil and Anna.
- Landlords are selling up before the end of a tenancy, according to research, what does that mean for the renter? Homelessness? Jay asks Tony if a landlord can see a property as a 'going concern' - take a listen to what his response is. You might learn something.
- Jay has a rant about social housing - the lack of and the state of social landlord homes compared to the private market.
There is so much more besides too - no more spoilers!
We finished this podcast offering our support to Jane Simpson - who's company, alongside others, ceased trading in the last month. The panel offer their opinions on what this means for the market in a financial crisis, especially those who focus on a single specialism.
Listen in for more.
Anna mentioned a masterclass on this podcast, please find links to the supporting articles below....
https://www.mortgagesolutions.co.uk/news/2023/08/02/mortgage-charter-measures-must-only-be-last-resort-lenders-say/https://www.mortgagesolutions.co.uk/news/2023/07/31/lenders-are-very-willing-and-capable-of-lending-industry-leaders-say/
https://www.mortgagesolutions.co.uk/news/2023/08/01/minimum-withdrawal-notice-periods-may-lead-to-unintended-consequences-say-industry-leaders/
Host: Jay EvansPanel: Tony Hall & Phil Lawford & Anna Sagar reporter for Mortgage Solutions and assitant editor of Specialist Mortgage Solutions
The podcast is produced independently for Saffron for Intermediaries a division of Saffron Building Society
1 hr 4 min
About The Mortgage Conversation
From the publisher's feed
The Mortgage Conversation (formerly SFI (not so) LIVE) with Saffron for Intermediaries was the 2024 number one mortgage podcast in the UK. A panel discussion featuring the latest mortgage, property and development news.
Brought to you once a month by host Jay Evans and Head of Mortgage Sales at Saffron Building Society, Tony Hall. The gentlemen are joined monthly by special guests from across the industry including distributors, mortgage clubs, lenders, brokers and the media.
2024 Number One podcast featured on Feedspot: https://podcasts.feedspot.com/uk_mortgage_podcasts/
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