The Mortgage Dictionary

The Mortgage Dictionary

By Alexander HernandezBusinessEducationInvesting
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The Mortgage Dictionary episodes

  • What are Easements?
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    Alex Hernandez | Mortgage Loan Officer | NMLS #1605167
    St. George Utah | Equal Housing Lender
    Transcription:
    Easements are the legal rights that give someone other than the owner access to use a property for a specific purpose. Easements may affect property values and are sometimes a part of the deed.
    1 min
  • What is Due On Sale Clause?
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    Alex Hernandez | Mortgage Loan Officer | NMLS #1605167
    St. George Utah | Equal Housing Lender
    Transcription:
    Due On Sale Clause is a provision of a loan allowing the lender to demand full repayment of the loan if the property is sold.
    1 min
  • What is Depreciation?
    More videos -> www.instagram.com/alexh.mortgage
    More content -> www.alexh.mortgage
    Alex Hernandez | Mortgage Loan Officer | NMLS #1605167
    St. George Utah | Equal Housing Lender
    Transcription:
    Depreciation is a decrease in the value or price of a property due to changes in the market conditions, wear and tear of the property and other factors.
    1 min
  • What is Document Recording?
    More videos -> www.instagram.com/alexh.mortgage
    More content -> www.alexh.mortgage
    Alex Hernandez | Mortgage Loan Officer | NMLS #1605167
    St. George Utah | Equal Housing Lender
    Transcription:
    Document recording is once a loan closes certain documents are filed and made public record. Discharged for the prior mortgage holder are filed first. Then the deed is filed with the new owners and mortgage company's names.
    1 min

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