The Mortgage Mindset: Real Stories and Proven Strategies from Top Loan Officers

Welcome back to Small Talk with Big Thinkers, hosted by Loan Factory – the nation’s #1 mortgage broker.

In this episode, Rafael Acosta sits down with Matt Moghaddam — mortgage loan officer, entrepreneur, experienced content creator, and Loan Factory's newly appointed Vice President of Loan Officer Recruiting.

🎯 In this episode:

Matt shares his unconventional career journey, from growing up around real estate and working in mortgage processing to building a career in off-road motorsports before returning to the mortgage industry in 2024.

But this conversation goes beyond career changes.

Rafael and Matt discuss what it takes to build a mortgage business in a challenging market, why developing long-term relationships matters more than chasing transactions, and how taking consistent action can help loan officers create opportunities regardless of market conditions.

Matt also shares his experience joining Loan Factory, including how its technology, centralized systems, and operational support have helped him spend more time building relationships, serving clients, and growing his business.

The conversation explores Matt's new role as Vice President of Loan Officer Recruiting, where he is helping expand awareness of Loan Factory's platform, recruiting initiatives, and Ambassador Program.

A major focus of the episode is social media marketing for loan officers.

Drawing on 15 years of content creation experience, Matt explains how he transitioned an established motorsports audience into a source of mortgage business by sharing educational content, building trust, and showing up authentically.

He discusses why expensive equipment and highly produced videos aren't always necessary, how he approaches posting consistently, and why loan officers should focus their content on a specific audience rather than trying to reach everyone.

Matt also opens up about overcoming his own fear of appearing on camera and shares why he believes personal branding, education, and genuine relationships are essential to sustainable business growth.

If you're a loan officer, mortgage professional, entrepreneur, or content creator looking to build your personal brand, strengthen referral relationships, and grow your business through social media, this episode offers practical insights from someone actively putting these strategies into practice.

🎙️ Host: Rafael Acosta – Loan Factory Advocate, Corporate Coach & Loan Officer
🎧 Guest: Matt Moghaddam – Loan Officer & VP of Loan Officer Recruiting at Loan Factory
🏢 Presented by: LoanFactory.com
📺 Show: Small Talk with Big Thinkers

Timestamps:

00:00 – Welcome & meet Matt Moghaddam
01:49 – Matt's introduction to the mortgage industry
03:02 – From motorsports to becoming a loan officer
04:52 – Joining Loan Factory & finding the right platform
07:18 – Learning Loan Factory's technology and systems
09:17 – Building a mortgage business through education & relationships
11:13 – Creating a business that can withstand market changes
13:15 – Mindset, taking action & avoiding analysis paralysis
16:47 – Matt's new role as VP of Loan Officer Recruiting
18:37 – Loan Factory's resources, compensation model & growth opportunities
21:19 – Why Matt prefers relationship-driven mortgage business
26:18 – Transitioning into social media marketing
27:01 – Building a personal brand across social platforms
29:20 – Educating audiences instead of constantly selling
31:11 – Overcoming fear and building confidence on camera
33:09 – How educational content builds trust and generates leads
35:40 – Social media results, posting frequency & consistency
37:06 – Why a smartphone can be enough to create effective content
39:09 – Choosing the right niche and audience for your content
41:47 – Balancing personal content with mortgage education
43:26 – Final advice & how to connect with Matt
44:38 – Closing remarks

#SmallTalkWithBigThinkers #LoanFactory #MortgageIndustry #LoanOfficerLife #SocialMediaMarketing #PersonalBranding

Welcome back to Small Talk with Big Thinkers, hosted by Loan Factory – the nation’s #1 mortgage broker.

In this episode, Rafael Acosta sits down with Deb Herdman, a high-performance and sales coach with 32 years of experience in the mortgage industry. Having led a team of over 90 loan officers producing more than $1 billion annually, Deb shares what separates top performers from those who struggle to grow.

🎯 In this episode:

Deb shares her journey from starting as a receptionist in the mortgage industry to becoming a successful sales leader and coach. Along the way, she discovered how stress, fear, and unconscious thought patterns can influence performance, decision-making, and career growth.

Rafael and Deb discuss why some loan officers see opportunity in a challenging market while others feel stuck, how staying busy can become a form of avoiding important work, and why high performers learn to recognize and overcome their own mental roadblocks.

Deb also explains how leaders can build stronger teams through trust, delegation, recognition, and purpose rather than relying solely on financial incentives. She shares practical insights on managing difficult conversations, overcoming self-doubt, and recognizing the beliefs that may be preventing professionals from reaching their next level.

The conversation also explores the importance of coaching, work-life balance, and Deb’s approach to helping loan officers manage stress and develop healthier habits through her Weekly Reset program.

If you're a loan officer, sales leader, mortgage professional, or entrepreneur looking to improve performance without sacrificing your well-being, this episode offers valuable lessons on building confidence, managing pressure, and achieving sustainable growth.

🎙️ Host: Rafael Acosta – Loan Factory Advocate, Corporate Coach & Loan Officer
🎧 Guest: Deb Herdman – High-Performance & Sales Coach, Mortgage Industry Veteran
🏢 Presented by: LoanFactory.com
📺 Show: Small Talk with Big Thinkers

Timestamps:

00:00 – Welcome & meet Deb Herdman
01:38 – Deb’s journey through 32 years in the mortgage industry
03:12 – How your brain influences success and performance
04:25 – Three types of loan officers in a challenging market
07:06 – Overcoming negative thinking and finding opportunities
09:18 – Habits and mindset of top-performing loan officers
11:37 – Why staying busy can hold you back
13:41 – Stress, procrastination & self-sabotaging patterns
16:16 – Leadership lessons from managing high-performing teams
19:24 – Why purpose and recognition matter more than money
20:52 – Delegation, trust & achieving work-life balance
22:47 – What prevents loan officers from reaching the next level?
26:41 – Overcoming fear and difficult client conversations
29:20 – The power of coaching & Deb’s 4N method
33:49 – Deb’s vision for the future & Weekly Reset program
35:24 – Final thoughts & closing remarks

#SmallTalkWithBigThinkers #LoanFactory #DebHerdman #MortgagePodcast #LoanOfficerLife #SalesMindset #Leadership #MortgageIndustry #BusinessGrowth #HighPerformance

✴️ 𝐖𝐄 𝐃𝐀𝐑𝐄 𝐘𝐎𝐔 𝐓𝐎 𝐂𝐎𝐌𝐏𝐀𝐑𝐄 ✴️ ✴️ 𝐋𝐎𝐀𝐍 𝐎𝐅𝐅𝐈𝐂𝐄𝐑𝐒➩ Compare our rates: www.loanfactory.com/quote ➩ Join our next webinar: www.loanfactory.com/loan-officer ➩ Email: [email protected]===================================✴️ 𝐖𝐄 𝐇𝐎𝐏𝐄 𝐘𝐎𝐔 𝐄𝐍𝐉𝐎𝐘 𝐓𝐇𝐄𝐒𝐄!The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply.

Welcome back to Small Talk with Big Thinkers, hosted by Loan Factory – the nation’s #1 mortgage broker.

In this episode, Rafael Acosta sits down with Zachary Foust — military veteran, entrepreneur, real estate professional, and social media creator known for challenging conventional thinking around housing, money, and the economy.

🎯 In this episode:

Zachary shares his unconventional entrepreneurial journey, from starting businesses at a young age to building a successful career in real estate and eventually growing a massive audience through social media.

But this conversation goes much deeper than business.Rafael and Zachary discuss how the definition of success is changing for younger generations, whether college is still the default path, how AI could reshape the workforce, and why today’s housing affordability crisis requires a very different conversation than it did a decade ago.

Zachary also shares his perspective on inflation, cryptocurrency, real-world assets, housing supply, investors in the housing market, and potential approaches to making homeownership more attainable. He explains why he believes real estate professionals need to be willing to tell clients when buying a home may—or may not—make sense for their financial situation.

The conversation also explores Zachary’s personal evolution as a creator. After stepping away from social media to reassess his priorities, he returned with a different mission: less focus on selling and more focus on researching, questioning, and starting conversations around issues he believes deserve more attention.

Looking ahead, Zachary discusses the next wave of technology, including AI and augmented reality, and why his long-term goal is to build a platform capable of contributing to meaningful economic change.

If you're a real estate professional, entrepreneur, loan officer, creator, or simply someone trying to understand where housing, technology, and the economy may be headed, this episode offers a thought-provoking perspective.

🎙️ Host: Rafael Acosta – Loan Factory Advocate, Corporate Coach & Loan Officer

🎧 Guest: Zachary Foust – Entrepreneur, Real Estate Professional & Content Creator

🏢 Presented by: LoanFactory.com

📺 Show: Small Talk with Big Thinkers

Timestamps:

00:00 – Welcome & meet Zachary Foust

01:20 – From military service to entrepreneurship

03:12 – Why entrepreneurs often start young

06:52 – Is college still the default path?

09:20 – Hustle culture & the changing economy

13:08 – Preparing the next generation for a different future

14:55 – Inflation, assets & Zachary’s perspective on money

17:11 – Bitcoin, crypto & the future of digital currency

22:19 – The housing affordability problem

25:35 – When buying a home may not make financial sense

28:14 – What could actually improve housing affordability?

33:28 – Why Zachary changed his approach to social media

39:07 – Creating conversations instead of choosing sides

41:42 – Zachary’s outlook for the next five years

44:10 – AI, augmented reality & the next technology shift

45:16 – Building a platform for long-term impact

47:30 – Final message for big thinkers

#SmallTalkWithBigThinkers #LoanFactory #ZacharyFoust #HousingMarket #RealEstate #Entrepreneurship #ArtificialIntelligence #HousingAffordability #FutureOfWork #RealEstatePodcast

Welcome back to Small Talk with Big Thinkers, hosted by Loan Factory - the nation’s #1 mortgage platform.In Part 3 of this three-part series with Craig Barton, Rafael Acosta sits down once again with the 40-year mortgage industry veteran to tackle one of the biggest challenges loan officers face every day: handling borrower objections and earning trust.🎯 In this episode:Craig breaks down his approach to difficult borrower conversations - from clients who only want to know the rate to those who refuse a credit pull, shop multiple lenders, wait for rates to drop, or insist on working with their primary bank.Instead of aggressively pushing for the deal, Craig explains why slowing down, asking the right questions, listening carefully, and understanding a borrower’s real goals can be far more effective.He also shares how he builds rapport before talking business, handles highly analytical and high-net-worth clients, gets both spouses involved in the decision-making process, and compares competing loan offers line by line.The conversation goes beyond simply “winning” the current transaction. Craig explains why loan officers should think long term - even borrowers who choose another lender can become future clients, referral sources, or advocates if you continue providing value.And for loan officers worried about losing deals? Craig’s advice is simple: talk to more people, learn from every transaction, and don’t become desperate for one deal.If you're a loan officer looking to improve your sales conversations, handle objections with more confidence, and build stronger relationships with borrowers, this final Craig Barton episode is packed with practical strategies.🎙️ Host: Rafael Acosta – Loan Factory Advocate, Corporate Coach & Loan Officer🎧 Guest: Craig Barton – Mortgage Industry Veteran🏢 Presented by: LoanFactory.com📺 Show: Small Talk with Big ThinkersThis is Part 3 of our three-part conversation with Craig Barton. Be sure to watch Parts 1 and 2 for more insights from his 40+ years in the mortgage industry.Timestamps:00:00 – Welcome back & recap of Parts 1 and 202:08 – Craig’s approach to overcoming borrower objections03:22 – Slow down and understand what the borrower really wants06:19 – What if a borrower won’t let you pull credit?08:24 – Building rapport before talking business11:51 – Working with highly analytical and high-net-worth clients14:00 – Handling “I’m waiting for rates to drop”18:17 – Why loan officers need to listen more19:10 – Helping buyers focus beyond today’s rate24:00 – Getting both spouses involved in the decision26:45 – When a borrower chooses their bank instead32:12 – Why you should stay in touch even after losing the deal36:31 – Handling aggressive rate shoppers38:49 – Building trust without appearing desperate40:17 – Final thoughts & closing#SmallTalkWithBigThinkers #LoanFactory #MortgagePodcast #CraigBarton #LoanOfficerLife #MortgageSales #SalesStrategy #MortgageIndustry #BorrowerExperience#loanfactory #MLOCareer #WebinarAlert #Allinoneplatform #joinusnow The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply.

Welcome back to Small Talk with Big Thinkers, hosted by Loan Factory – the nation's #1 mortgage broker.In Part 2 of this special three-part series, Rafael Acosta continues his conversation with Craig Barton, a mortgage industry veteran with more than 40 years of experience building one of the most referral-driven businesses in the industry.🎯 In this episode:Craig answers the questions every loan officer asks: How do you consistently generate referrals? How do you overcome call reluctance? And what actually works when prospecting today?Drawing from decades of real-world experience, Craig shares practical strategies for building relationships with Realtors, financial planners, attorneys, and referral partners. He explains why listening is more valuable than pitching, how to position yourself as a problem solver instead of a salesperson, and why adding value always beats competing on rates.The conversation also covers handling rejection, following up without being pushy, reviving dormant databases, using video emails to stand out, organizing your pipeline with CRM tools, and creating daily habits that lead to long-term success.Whether you're a new loan officer or an experienced mortgage professional looking to grow your business, this episode is packed with actionable ideas you can implement immediately."The more conversations you have, the closer you get to your next opportunity."🎙️ Host: Rafael Acosta – Loan Factory Advocate, Corporate Coach & Loan Officer🎧 Guest: Craig Barton – Mortgage Industry Veteran & Senior Loan Officer🏢 Presented by: LoanFactory.com📺 Show: Small Talk with Big ThinkersTimestamps:00:00 – Welcome to Part 2 of the Craig Barton series01:25 – Why prospecting still wins in today's market04:20 – Overcoming call reluctance and fear of rejection07:30 – Stop selling—start solving problems10:15 – Finding your niche and building referral partners13:00 – Why face-to-face relationships still matter15:40 – Developing the mindset for long-term success18:20 – Turning "No" into future opportunities21:30 – Using BombBomb video emails to stand out27:45 – Creating an exceptional client and Realtor experience31:00 – Adding value without paying for leads34:00 – Building systems, CRM habits, and daily discipline39:30 – Craig's technology stack and weekly prospecting routine42:00 – Open house strategies that still generate business45:00 – Final takeaways & preview of Part 3#SmallTalkWithBigThinkers #LoanFactory #MortgagePodcast #LoanOfficerLife #Prospecting #SalesStrategy #MortgageIndustry #BusinessGrowth ✴️ 𝐖𝐄 𝐃𝐀𝐑𝐄 𝐘𝐎𝐔 𝐓𝐎 𝐂𝐎𝐌𝐏𝐀𝐑𝐄 ✴️ ✴️ 𝐋𝐎𝐀𝐍 𝐎𝐅𝐅𝐈𝐂𝐄𝐑𝐒➩ Compare our rates: www.loanfactory.com/quote ➩ Join our next webinar: www.loanfactory.com/loan-officer ➩ Email: [email protected]===================================✴️ 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀 - 𝐅𝐎𝐋𝐋𝐎𝐖 𝐔𝐒 𝐎𝐍:➩ YouTube: https://lenda.ly/lfytc ➩ Facebook LoanFactory: www.facebook.com/LoanFactoryHQ➩ Facebook Thuan Nguyen: www.facebook.com/ThuanBroker➩ LinkedIn: www.linkedin.com/company/17774093/➩ Instagram: www.instagram.com/loanfactoryhq/ ➩ Twitter: https://twitter.com/LoanFactoryHQ ➩ Google Reviews: https://www.loanfactory.com/testimonials ===================================✴️ 𝐖𝐄 𝐇𝐎𝐏𝐄 𝐘𝐎𝐔 𝐄𝐍𝐉𝐎𝐘 𝐓𝐇𝐄𝐒𝐄!➩ Give us a Like and share it with your friends! ➩ Subscribe to our channel for more insightful content and stay up-to-date with the latest news➩ Subscribe now: https://lenda.ly/lfytc The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply.

Welcome back to Small Talk with Big Thinkers, hosted by Loan Factory - the nation’s #1 mortgage broker.In this episode, Rafael Acosta sits down with Craig Barton, a mortgage industry veteran with over 40 years of experience helping families achieve homeownership and mentoring loan officers to build long-lasting careers.🎯 In this episode:Craig shares the mindset, habits, and work ethic that have kept him successful through four decades of changing markets, rising and falling interest rates, and major technological shifts.From mowing lawns and delivering newspapers as a kid to becoming one of California's most respected mortgage professionals, Craig explains why grit, consistency, and relationships matter far more than talent alone. He also discusses why AI won't replace great loan officers, how to build a referral-based business, and why serving clients always matters more than chasing rates.Whether you're a new loan officer, an experienced mortgage professional, or an entrepreneur looking to build a sustainable business, Craig's practical advice and decades of experience offer timeless lessons that still apply today."Success isn't about avoiding failure, it's about getting back up every single time."🎙️ Host: Rafael Acosta – Loan Factory Advocate, Corporate Coach & Loan Officer🎧 Guest: Craig Barton – Senior Loan Officer & Mortgage Industry Veteran🏢 Presented by: LoanFactory.com📺 Show: Small Talk with Big ThinkersTimestamps:00:00 – Welcome & introducing Craig Barton01:55 – Growing up in the Midwest & learning work ethic early06:30 – Entrepreneurship starts with small jobs08:40 – 40 years in the mortgage industry10:00 – Why relationships outperform marketing alone12:10 – Embracing technology & AI in mortgages16:20 – Why AI won't replace great loan officers22:10 – Buying a home vs. waiting for lower rates28:15 – Building a referral-based business that lasts31:20 – Prospecting, CRM strategies & warm outreach35:00 – Final thoughts & preview of Part 2#SmallTalkWithBigThinkers #LoanFactory #MortgagePodcast #LoanOfficerLife #MortgageIndustry #Leadership #SalesMindset #MortgageSuccess

Welcome back to Small Talk with Big Thinkers, hosted by Loan Factory - the nation’s #1 mortgage broker.🎯 In this episode:In this episode of Small Talk with Big Thinkers, host Rafael Acosta sits down with Sheilla Lavadia, a dedicated loan officer professional whose success has been built on strong relationships, community involvement, and a commitment to helping families achieve their goals.Sheilla shares her personal journey, the lessons she has learned throughout her career, and the mindset that has helped her navigate challenges while continuing to grow professionally. The conversation explores leadership, personal development, client service, and the importance of creating opportunities through consistency and hard work."Success is built one relationship at a time, and every challenge is an opportunity to grow."🎙️ Host: Rafael Acosta – Loan Factory Advocate, Corporate Coach & Loan Officer🎧 Guest: Sheilla Lavadia – Sr. Loan Officer | Team Leader🏢 Presented by: LoanFactory.com📺 Show: Small Talk with Big ThinkersTimestamps:00:00 – Welcome & introduction to Sheilla Lavadia01:45 – From corporate America to the mortgage industry04:15 – Building a successful mortgage career through referrals08:10 – The habits that drive consistent production10:45 – Work-life balance, family, and defining success13:20 – Why systems and boundaries matter in business16:05 – Growing a team and mentoring loan officers18:45 – Building referral partnerships that last22:10 – Creating a business plan around your strengths23:25 – Social media, content creation & personal branding25:45 – Prospecting strategies that still work today28:00 – Choosing the right referral partners and relationships30:15 – Industry challenges, communication & professionalism32:20 – Why kindness and collaboration matter in lending34:15 – How to connect with Sheilla online35:40 – Final thoughts & closing message#SmallTalkWithBigThinkers #RealEstate #Leadership #Entrepreneurship #LoanFactory #MortgageIndustry #PersonalGrowth #BusinessSuccess #CommunityImpact #Homeownership✴️ 𝐖𝐄 𝐃𝐀𝐑𝐄 𝐘𝐎𝐔 𝐓𝐎 𝐂𝐎𝐌𝐏𝐀𝐑𝐄 ✴️ ✴️ 𝐋𝐎𝐀𝐍 𝐎𝐅𝐅𝐈𝐂𝐄𝐑𝐒➩ Compare our rates: www.loanfactory.com/quote ➩ Join our next webinar: www.loanfactory.com/loan-officer ➩ Email: [email protected]===================================✴️ 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀 - 𝐅𝐎𝐋𝐋𝐎𝐖 𝐔𝐒 𝐎𝐍:➩ YouTube: https://lenda.ly/lfytc ➩ Facebook LoanFactory: www.facebook.com/LoanFactoryHQ➩ Facebook Thuan Nguyen: www.facebook.com/ThuanBroker➩ LinkedIn: www.linkedin.com/company/17774093/➩ Instagram: www.instagram.com/loanfactoryhq/ ➩ Twitter: https://twitter.com/LoanFactoryHQ ➩ Google Reviews: https://www.loanfactory.com/testimonials ===================================✴️ 𝐖𝐄 𝐇𝐎𝐏𝐄 𝐘𝐎𝐔 𝐄𝐍𝐉𝐎𝐘 𝐓𝐇𝐄𝐒𝐄!➩ Give us a Like and share it with your friends! ➩ Subscribe to our channel for more insightful content and stay up-to-date with the latest news➩ Subscribe now: https://lenda.ly/lfytc The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply.

Welcome back to Small Talk with Big Thinkers, hosted by Loan Factory - the nation’s #1 mortgage broker.🎯 In this episode:In this episode of Small Talk with Big Thinkers, host Rafael Acosta sits down with Suong Nguyen, a top-producing Loan Officer whose success story is built on resilience, consistency, and a commitment to serving her community.Originally from Vietnam with a background in banking, Suong shares her journey of rebuilding her career in the United States, navigating a new industry, and becoming one of the most trusted mortgage professionals in her market.From generating referrals and leveraging social media to building a powerful personal brand, Suong reveals the habits, mindset, and strategies that helped her consistently close over 100 loans a year while creating lasting relationships with clients and referral partners."Flowers don't compete with other flowers. They just bloom." - Suong Nguyen🎙️ Host: Rafael Acosta - Loan Factory Advocate, Corporate Coach & Loan Officer🎧 Guest: Suong Nguyen - Top-Producing Loan Officer🏢 Presented by: LoanFactory.com📺 Show: Small Talk with Big Thinkers#SmallTalkWithBigThinkers #LoanFactory #MortgageIndustry #LoanOfficer #PersonalBranding #MortgageSuccess #RealEstate #TopProducer✴️ 𝐖𝐄 𝐃𝐀𝐑𝐄 𝐘𝐎𝐔 𝐓𝐎 𝐂𝐎𝐌𝐏𝐀𝐑𝐄 ✴️ ✴️ 𝐋𝐎𝐀𝐍 𝐎𝐅𝐅𝐈𝐂𝐄𝐑𝐒➩ Compare our rates: www.loanfactory.com/quote ➩ Join our next webinar: www.loanfactory.com/loan-officer ➩ Email: [email protected]===================================✴️ 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀 - 𝐅𝐎𝐋𝐋𝐎𝐖 𝐔𝐒 𝐎𝐍:➩ YouTube: https://lenda.ly/lfytc ➩ Facebook LoanFactory: www.facebook.com/LoanFactoryHQ➩ Facebook Thuan Nguyen: www.facebook.com/ThuanBroker➩ LinkedIn: www.linkedin.com/company/17774093/➩ Instagram: www.instagram.com/loanfactoryhq/ ➩ Twitter:   / loanfactoryhq   ➩ Google Reviews: https://www.loanfactory.com/testimonials ===================================✴️ 𝐖𝐄 𝐇𝐎𝐏𝐄 𝐘𝐎𝐔 𝐄𝐍𝐉𝐎𝐘 𝐓𝐇𝐄𝐒𝐄!➩ Give us a Like and share it with your friends! ➩ Subscribe to our channel for more insightful content and stay up-to-date with the latest news➩ Subscribe now: https://lenda.ly/lfytc The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply.

Welcome back to Small Talk with Big Thinkers, hosted by Loan Factory – the nation’s #1 mortgage broker.In this episode, Rafael Acosta sits down with Kyle Wegg, an entrepreneur whose journey spans trucking, international business ventures, real estate investing, and the mortgage industry.🎯 In this episode:Kyle shares how he built multiple businesses from scratch, took risks across different industries, and eventually found his path in real estate investing and mortgage lending. From running a freight brokerage business in California to exploring business opportunities overseas, Kyle explains how adaptability, persistence, and an entrepreneurial mindset shaped his career.He also dives into how real estate investing changed his financial outlook, why he transitioned into DSCR and investment property lending, and how becoming a mortgage broker opened new opportunities to help investors structure smarter deals.Throughout the conversation, Kyle talks about overcoming setbacks, learning through experience, and why taking action is often more important than having everything figured out from the start.If you're an entrepreneur, loan officer, real estate investor, or someone looking for inspiration to pivot into new opportunities, this episode is packed with practical insights and real-life lessons.“Success comes from being willing to learn, adapt, and keep moving forward even when the path isn’t clear.”🎙️ Host: Rafael Acosta – Loan Factory Advocate, Corporate Coach & Loan Officer🎧 Guest: Kyle Wegg – Entrepreneur, Real Estate Investor & Mortgage Professional🏢 Presented by: LoanFactory.com📺 Show: Small Talk with Big Thinkers #MLOCareer #WebinarAlert #Allinoneplatform #joinusnow #loanfactory ✴️ 𝐖𝐄 𝐃𝐀𝐑𝐄 𝐘𝐎𝐔 𝐓𝐎 𝐂𝐎𝐌𝐏𝐀𝐑𝐄 ✴️ ✴️ 𝐋𝐎𝐀𝐍 𝐎𝐅𝐅𝐈𝐂𝐄𝐑𝐒➩ Compare our rates: www.loanfactory.com/quote ➩ Join our next webinar: www.loanfactory.com/loan-officer ➩ Email: [email protected]===================================✴️ 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀 - 𝐅𝐎𝐋𝐋𝐎𝐖 𝐔𝐒 𝐎𝐍:➩ YouTube: https://lenda.ly/lfytc ➩ Facebook LoanFactory: www.facebook.com/LoanFactoryHQ➩ Facebook Thuan Nguyen: www.facebook.com/ThuanBroker➩ LinkedIn: www.linkedin.com/company/17774093/➩ Instagram: www.instagram.com/loanfactoryhq/ ➩ Twitter: https://twitter.com/LoanFactoryHQ ➩ Google Reviews: https://www.loanfactory.com/testimonials ===================================✴️ 𝐖𝐄 𝐇𝐎𝐏𝐄 𝐘𝐎𝐔 𝐄𝐍𝐉𝐎𝐘 𝐓𝐇𝐄𝐒𝐄!➩ Give us a Like and share it with your friends! ➩ Subscribe to our channel for more insightful content and stay up-to-date with the latest news➩ Subscribe now: https://lenda.ly/lfytc The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply.

Welcome to the first episode of Small Talk with Big Thinkers 🎙️Hosted by Rafael Acosta, this series brings real conversations with industry leaders who are making a real impact.In this episode, Rafael sits down with Carmen Barreda, broker and co-owner of CMC Realty powered by ERA, to talk about leadership, community impact, entrepreneurship, and the future of real estate.Carmen shares her inspiring journey from helping her mom during COVID to becoming a brokerage owner serving the Latino community in Atlanta.💡 In this episode, we cover:• How Carmen got started in real estate• Building a Latina-owned family brokerage• Supporting and training new agents• The power of social media & community trust• Why impact matters more than transactions• AI in real estate and what the future looks likeThis episode is packed with real stories, real lessons, and real inspiration.👉 Subscribe and turn on notifications for new episodes twice a month.#loanfactory #MLOCareer #WebinarAlert #Allinoneplatform #joinusnow ______________________________________________________________✴️ 𝐖𝐄 𝐃𝐀𝐑𝐄 𝐘𝐎𝐔 𝐓𝐎 𝐂𝐎𝐌𝐏𝐀𝐑𝐄 ✴️ ✴️ 𝐋𝐎𝐀𝐍 𝐎𝐅𝐅𝐈𝐂𝐄𝐑𝐒➩ Compare our rates: www.loanfactory.com/quote ➩ Join our next webinar: www.loanfactory.com/loan-officer ➩ Email: [email protected]===================================✴️ 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀 - 𝐅𝐎𝐋𝐋𝐎𝐖 𝐔𝐒 𝐎𝐍:➩ YouTube: https://lenda.ly/lfytc ➩ Facebook LoanFactory: www.facebook.com/LoanFactoryHQ➩ Facebook Thuan Nguyen: www.facebook.com/ThuanBroker➩ LinkedIn: www.linkedin.com/company/17774093/➩ Instagram: www.instagram.com/loanfactoryhq/ ➩ Twitter:   / loanfactoryhq   ➩ Google Reviews: https://www.loanfactory.com/testimonials ===================================✴️ 𝐖𝐄 𝐇𝐎𝐏𝐄 𝐘𝐎𝐔 𝐄𝐍𝐉𝐎𝐘 𝐓𝐇𝐄𝐒𝐄!➩ Give us a Like and share it with your friends! ➩ Subscribe to our channel for more insightful content and stay up-to-date with the latest news➩ Subscribe now: https://lenda.ly/lfytc The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply.