The Mwango Capital Podcast

Welcome to the Mwango Capital Podcast where we discuss topical issues on African capital markets.

In this episode, we host Jubilee Insurance CEO Julius Kipngetich and his team to talk all about the company’s life insurance product offerings, the onboarding to claiming process, and the benefits of each product. We also discuss insurance penetration in Kenya, investment and capital allocation strategies, and the role of insurance agents.

Show Notes

[00:00:00] Introduction

[00:02:38] Partnership with Allianz

[00:05:19] General vs life insurance

[00:07:40] Basics of life insurance

[00:18:20] Annuities

[00:26:48] Premiums

[00:32:30] Claims process

[00:39:12] Pension plans

[00:43:19] Investment strategy

[00:50:35] Capital allocation

[00:51:40] Insurance penetration

[01:01:28] Health insurance

[01:10:48] Dead assets and optimal capital deployment

[01:16:27] Education policies

[01:30:19] Insurance agents

Welcome to the Mwango Capital Podcast where we discuss topical issues on African capital markets.

In this episode, we host Cytonn Investments CEO Edwin H. Dande for a deep dive into the history, business model, and future of Cytonn. We discuss asset-liability mismatch, the state of the Kenyan capital market, and the funding and completion of the firm’s projects.

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Show Notes

[00:01:17] - Edwin’s career and founding Cytonn

[00:05:48] - Lessons from the global financial crisis

[00:08:45] - Role as Cytonn’s CEO

[00:10:30] - Business model, challenges, and asset-liability mismatch

[00:21:01] - Product roadmap, regulated vs unregulated products

[00:34:36] - State of funds under administration

[00:48:10] - Will Cytonn survive?

[00:51:15] - Unit Trust performance

[00:56:22] - Reform strategies, liquidity, and disgruntled investors

[01:14:06] - Skin in the game and funding completion of projects

[01:32:33] - The future of Cytonn

Welcome to the Mwango Capital Podcast where we discuss topical issues on African capital markets.

In this episode, we host Samuel Kariuki, Centum Real Estate’s Managing Director, and Fred Murimi, the Managing Partner at Centum Capital Partners, to discuss Centum Real Estate’s business model and objectives, its projects, and the KES 17B investment commitment from GEM.

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Show Notes

[00:03:13] - Introduction

[00:06:13] - Centum Capital Partners and Centum’s capital structure

[00:08:27] - Cash generation, raising project capital, and value addition metrics

[00:24:52] - GEM (Growth Enterprise Markets)

[00:28:40] - NAV/Price Gap

[00:40:40] - 2022 outlook

[00:51:27] - Optimal financing structure

[00:55:37] - Business model and objectives

[01:02:30] - Real estate pertinent risks

[01:10:43] - The Ugandan market

[01:12:14] - Cash payments vs mortgage

[01:15:13] - REITS

[01:16:37] - Working at Centum

Welcome to the Mwango Capital Podcast where we discuss topical issues on African capital markets.

A shortage of potatoes at KFC Kenya due to delayed imports raised a furore amongst Kenyans online. In this episode, we discuss the issue at length, look at building local supply chains, and explore policy issues and implementation of market standards in agriculture.

We are joined by Linda Achan, Kathambi Kaaria, Mohammed Hersi, Leonard Mudachi, Asif Khan, and cohost Ramah Nyang.

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Show Notes

[00:07:52] - Exploring potato standards and building local supply chains

[00:20:31] - Food sovereignty, carbon footprint, and traceability

[00:26:11] - Policy issues

[00:33:48] - Ando Foods

[00:39:30] - Imports’ impact on employment levels

[00:44:24] - Potato market in the UK

[00:47:42] - Carbon taxes on exports

[00:48:56] - Building regional supply chains

[00:56:11] - Supply-demand mismatch

[01:06:25] - Intellectual property

[01:11:41] -Total market layout and market size opportunity in packaging

[01:16:54] - Access to capital in the food industry

Welcome to the Mwango Capital Podcast where we discuss topical issues on African capital markets.

In this episode, we host Kwame Owino (IEA Kenya), June Odongo (Senga), Kevin Ngige (Genghis Capital), and Reuben Wambui (UNEP FI) in a review of 2021.

We cover the major trends during the year from a small business, financial markets, and macro-economic perspective. The guests share their reflections and greatest lessons from the past year and offer an outlook into 2022.

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Show Notes

[00:03:03] - Kenyan financial markets

[00: 11:36] - Share buybacks

[00:16:10] - Trends in small businesses

[00:23:59] - Mistakes, reflections, and best practices in small businesses

[00:35:56] - Macroeconomic environment

[00:46:54] - Financial markets outlook

[00:54:27] - Vaccination, currency adjustment, and economic growth

[00:57:48] - Small businesses 2022 outlook

[01:06:28] - ESGs

[01:11:41] - Personal lessons and book recommendations

Welcome to the Mwango Capital Podcast where we discuss topical issues on African capital markets.

In this episode, we host the Competition Authority of Kenya’s Director-General Wang’ombe KariukI, MBS on a discussion on the role of the authority, implications of market dominance, regulations in the digital lending space, and the conditions necessary for mergers and acquisitions.

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Show Notes

[00:00:51] - CAK’s role

[00:03:14] - The Director-General’s professional background and role

[00:07:32] - CAK’s recent interventions

[00:14:54] - Cost of living

[00:19:49] - Concurrent jurisdiction and regulatory competition

[00:24:59] - Interventions in the retail and insurance sectors

[00:30:27] - Market dominance and competition law challenges

[00:36:56] - Digital borrowing

[00:40:28] - Regulation of parastatals

[00:44:29] - Regulatory obstacles in professional services

[00:48:46] - Mergers and acquisitions

[00:52:21] - Violation, fines, and lodging complaints

[00:57:30] - Free Trade Areas and collaboration with competition agencies in the region

Welcome to the Mwango Capital Podcast where we discuss topical issues on African capital markets.

In this episode, we host Centum PLC’s CEO Dr. James Mworia on a discussion about the company’s HY 2021/2022 results. We also cover the company’s business model, the performance of its subsidiaries, capital allocation, and its current Centum 4.0 strategy.

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Show Notes

[00:01:45] - Half-year results highlights

[00:03:08] - Business model

[00:05:45] - Income statement

[00:07:15] - Portfolio

[00:08:31] - Valuation

[00:12:39] - Sidian Bank and Longhorn Publishers

[00:17:25] - Dividend policy and share buybacks

[00:21:54] - Shareholding and share price movement

[00:26:15] - Impact of Dr. Chris Kirubi’s loss on the firm

[00:27:16] - The Two Rivers project

[00:31:42] - Tech advancement and effects of Covid-19

[00:33:53] - Debt reduction, restructuring, and sustainability

[00:41:22] - Conflict of interest in projects

[00:44:03] - Nurturing talent

[00:45:37] - Akiira Geothermal Ltd

[00:46:10] - 2022 outlook

Welcome to the Mwango Capital Podcast where we discuss topical issues on African capital markets.

In this episode, we are joined by Ramah Nyang', John-Allan Namu, Klaire Muriithi, Rosebell Kagumire, and Wanjala Were on a discussion on the disruption happening in the media space in Africa.

The panel tackles in-depth trends in the media industry, advertising vs subscription revenue models, micro-influencing, and how to build engagement and retain an audience.

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Show Notes

[00:05:07] - Key trends disrupting the media industry

[00:19:09] - Funding, value proposition, and pricing of products

[00:35:22] - Dealing with failure

[00:39:51] - Building engagement and retaining an audience

[00:46:30] - Advertising revenue vs subscription revenue

[00:53:29] - Dealing with violent extremism and terrorism in Africa

[00:57:32] - Micro-influencers

[01:07:56] - Disinformation

[01:18:26] - Podcasts in the Kenyan media space

[01:21:11] - Preparing for elections

[01:29:58] - Packaging content

Welcome to the Mwango Capital Podcast where we discuss topical issues on African capital markets.

In this episode, we host I&M Bank Limited Kenya’s CEO Kihara Maina on discussions ranging from his educational and career background, the bank’s approach to mergers and acquisitions, and his thoughts on fintech and the adoption of blockchain technology.

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Welcome to the Mwango Capital Podcast where we discuss topical issues on African capital markets.

In this episode, we host NTV Kenya’s Business Editor Julians Amboko on a discussion about hosting the instructive Business Redefined and CFO Chat shows, his transition from financial advisory to business journalism, and his most memorable interviewing moments and learnings from his career.

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