The Mwango Capital Podcast

In this episode recorded on 10.07.2025 and hosted by Ramah Nyang, we examine the state of Kenya’s economy and where it’s headed.

Guests:

* Stephanie Kimani - Economist,

* Kwame Owino - CEO, Institute of Economic Affairs

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Show Notes

00:00:00 Introduction

00:01:51 Slowdown in Private Sector Growth

00:15:45 Tax Revenue and Public Spending

00:25:56 Public Sector Spending and Reforms

00:36:08 Fiscal Deficit and Debt Management

00:39:25 Tax Policy

00:56:06 Rebuilding Trust between the Gov’t and Taxpayers

In this episode recorded on 02.07.2025 and hosted by Julians Amboko, we break down the Finance Act 2025 and what it means for you.

Guests:

* Agnes Gitau - Tax Manager, Andersen Tax Kenya

* Jilna Shah - Tax Director, RSM Eastern Africa

* Fredrick Kimotho - Associate Director, Tax & Legal, Deloitte East Africa

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Show Notes

00:00:00 Introduction

00:03:19 VAT Changes

00:09:30 Unstable VAT Regime and Fraudulent Claims

00:14:12 KRA’s Clawback Powers

00:18:26  Medium Term Revenue Strategy

00:21:35  Tax Procedures Act

00:31:31 Refund Processing and Filing of Objections

00:37:48  Withholding Tax on Freight Income and Tax Amnesty

00:42:05  Advanced Pricing Agreements and Significant Economic Presence Tax

00:49:36 Repeal of Digital Asset Tax

00:52:53  Investment Allowances and Carrying Forward of Losses

01:00:10 Betting and Gaming Withholding Tax

01:04:34 Closing Remarks

In this episode recorded on 11.06.2025 and hosted by Ramah Nyang, we break down the FY25/26 Kenyan Budget. We also cover the pending bill situation, debt management strategies, stagnation in private sector growth, and fiscal consolidation.

Guests:

* Rafael Agung' - Group Director of Global Markets, NCBA Bank,

* Ann M Magondu - Senior Tax Manager, Deloitte & Touche LLP,

* Churchill Ogutu - Economist, IC Group.

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Show Notes

00:00:00 Introduction

00:05:12 Fiscal Deficit

00:09:00 Tax Measures and Implications

00:14:24 What Tax Cuts Could Jumpstart Growth?

00:25:00 Debt Management Strategies

00:36:10 Pending Bills

00:46:22 Private Data Access Debate

00:50:57 Kenya's Fiscal Credibility

00:54:12 Private Sector Growth Stagnation

00:57:02 Debt Service and Fiscal Consolidation

01:06:34 Closing Thoughts

In this episode recorded on 27.06.2025 and hosted by Joe Mwaniki, we engage on key issues and questions around filing of 2024 tax returns ahead of the deadline on 30.06.2025.

Guests:

* Patience Njau - KRA

* Dr. Gideon Muhwa - KRA

* Miriam Wairimu - KRA

* Ruth Mwiti - Tax Consultant

* Wycliff Ombasa - Tax Consultant

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Show Notes

00:00:00 Introduction

00:02:11 Filing Income Tax Returns

00:09:33  Support for Taxpayers

00:13:42 How to Amend a Tax Return

00:17:05 Step-by-Step Filing Process

00:22:15 Filing Tax Returns for Companies and Non-individuals

00:27:41 Resetting KRA Password or Email address

00:31:34 Tax Returns for Freelancers

00:35:30 Filing Returns where there are Multiple Employers

00:37:35 Tax Education and Awareness Campaigns

00:39:23 Resident vs Non-Resident Tax Status

00:46:01 Penalties for Late or Non-Filing

00:49:56 Clarifying KRA Text Messages on Principal Taxes

00:52:35 2024 Tax Laws Changes and their Impact on Tax Returns

00:55:55 Tax Deduction vs Tax Relief

00:57:43 Amnesty

01:02:27 Closing Remarks

In this episode recorded on 20.05.2025, we are joined by Katarina Mpofu – Lead AI Engineer, Stupid Human – as we dive into why AI assistants often prioritize U.S. content and what that bias means for the rest of the world.

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Show Notes

00:00:00 Introduction

00:01:34 Background in Mathematics and Chess

00:08:11 Modeling Cancer Tumor Growth

00:09:40 Credit Risk Management

00:13:42 Leveraging AI in Day-to-Day Life

00:16:51 AI Bias

00:23:33 AI Optimization

00:31:06 AI as a Copilot

00:38:28 Prompt Engineering

00:42:45 Final Thoughts

In this episode recorded on 29.05.2025, we are joined by Samora Kariuki - Founder, Frontier Fintech, and Stone Atwine - Co-Founder & CEO, Eversend, for a conversation on the state of fintechs in Africa and the opportunities and challenges they face.

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Show Notes

00:00:00 Introduction

00:00:36 Funding Landscape

00:12:10 Innovations, Product Development, and Growth Opportunities

00:21:14 Stablecoins

00:37:28 Remittances in Sub-Saharan Africa

00:42:05  AI in African FinTech

00:47:46 AI Financial Fraud and Threats

00:52:21 Regulation and CBDCs

In this episode recorded on 27.05.2025 and hosted by Terryanne Chebet, we are joined by AAR Insurance’s Group Head of Distribution, James Kamau, and Wylde International’s Director of Strategy, Kiriinya Kithinji, as we explore how insurance providers can better meet the needs of Kenyan SMEs.

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Show Notes

00:00:00 Introduction

00:03:53 SME Insurance in Kenya

00:10:05 The Need for Deeper Education and Awareness

00:13:16 Mindset of Today's Entrepreneur in Preparing for Risk

00:18:31 Delivering Sustainable Insurance Solutions to MSMEs

00:22:58 Financial Literacy and Capacity Building to Strengthen SME Resilience

00:25:49 Reframing Insurance as a Growth Enabler

00:34:18 Leveraging Digital Innovation

00:37:19 Global Best Practices in Building Trust and SME Insurance Uptake

00:39:49 Future of SME Insurance

In this episode recorded on 08.04.2025 and hosted by Joe Mwaniki, we are joined by Senior Tax Manager at Deloitte & Touche, Anne Magondu, and Audit Partner at Ernst and Associates, Ernest Muriu, as we unpack key proposals in the Finance Bill 2025 and their impact on businesses and individuals.

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Show Notes

00:00:00 Introduction

00:05:05 Income Tax Changes

00:29:42 Tax Procedures Act

00:43:43 VAT Changes

00:49:54 Excise Duties and the  Miscellaneous Levies Act

00:58:39 Alignment of the  Finance Bill with the Medium Term Revenue Strategy and the National Tax Policy

In this episode recorded on 22.04.2025 and hosted by Joe Mwaniki, we are joined by DigiTax CEO, Caine Wanjau, as we explore how the firm is helping simplify tax compliance for SMEs and large businesses in Kenya.

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Show Notes

00:00:00 Introduction

00:01:12 Caine’s Background

00:03:25 Legal Framework on eTims

00:08:14 Digitax’s Role and Approval by KRA

00:13:26 Determining the Best Solution for a Customer

00:17:22 Integration, Confidentiality, and Pricing

00:29:05 Kenya vs Other Markets

0032:23 Other Offerings

00:34:23 Lessons and Closing Remarks

In this episode recorded on 15.04.2025, we are joined by Arvocap Asset Managers’ CEO & Co-founder, Monicah Mwaniki, and CIO & Co-founder, Wilson Wariari, as we discuss investing, building wealth, and navigating today’s markets.

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Show Notes

00:00:00 Introduction and Journey to Asset Management

00:04:41 Chief Investment Officer’s Role

00:07:40 Highlights of Arvocap's Founding Story

00:14:03 Arvocap Products

00:30:54 Tariffs, AI, and Global Markets Strategies

00:40:49 Getting Started With Arvocap

00:43:09 Hedging and Risk Mitigation Strategies

00:50:52 Fees, Investor Pitch, and Closing Thoughts