🏠 The Housing for the 21st Century Act just passed the House 390-9 — and it could change EVERYTHING for real estate investors and homeowners. Here's what you need to know before it hits the Senate floor.

In this episode of The New and Experienced Investor, we break down the Housing for the 21st Century Act (H.R. 6644) and the 21st Century ROAD to Housing Act — the most significant bipartisan housing legislation in nearly a decade. Whether you're a first-time homebuyer, a house hacker, a landlord, or a seasoned multifamily investor, this bill has provisions that will directly impact your portfolio, your purchasing power, and your competition.

📌 What We Cover:
✅ What the Housing for the 21st Century Act actually is — explained in plain English
✅ New FHA multifamily loan limits for 2026 (duplex, triplex & fourplex)
✅ The institutional investor ban — how Wall Street is getting kicked out of single family homes
✅ House hacking with FHA loans — how to buy a 2-4 unit property with just 3.5% down
✅ NEPA reform & zoning changes — what ADU investors and developers need to know
✅ Section 8 streamlined inspections — big relief for landlords
✅ Missing middle housing, single-stair reform & the RESIDE Act explained
✅ HOME Investment Partnerships Program updates for workforce housing
✅ Senate status — what still needs to happen before this becomes law
✅ How to position your portfolio NOW before this passes

Reach out to Joe and Alex! 

Joe Homs (The Experienced Investor)
➡️ http://www.joehoms.com
➡️ http://calendly.com/joepellego
➡️ [email protected]
➡️ Instagram.com/joehoms
➡️ Youtube.com/joehoms  

Alex Barnett (The New Investor)
➡️ https://calendly.com/AlexREI
➡️ [email protected]
➡️ Instagram.com/thisisalexbarnett
➡️ youtube.com/@thisisalexbarnett

A Real Estate Investing Podcast.  Join Joe Homs (The Experienced Investor) and Alex Barnett (The New Investor) as they share market insights and investing advice.  From flipping to rentals, from mobile homes to multifamily!  For investors with all experience levels. 

Joe is  Realtor, Investor, and Mentor with over 40 years experience.  Full Time Real Estate Professional, house flipper and a mentor to many of his clients.  He is here to help you get top dollar for your home or get you the best price for a home that you are going to live in.  He has over 40 years of real estate experience for you to draw on and actively list and sell over 20 homes a year.  He have sold over 600+ homes in the last ten years alone. He is a very skillful negotiator and will work diligently to help you realize the best possible price when buying or selling your home.

Alex has been investing in real estate since 2021.  He found a niche in the affordable housing space.  He flips mobile homes in Southern California and buys co-living properties nationwide.  

Is Now the Bottom? How New & Experienced Investors Should Play the 2026 Real Estate Market

Joe is Realtor, Investor, and Mentor with over 40 years experience. Full Time Real Estate Professional, house flipper and a mentor to many of his clients. He is here to help you get top dollar for your home or get you the best price for a home that you are going to live in. He has over 40 years of real estate experience for you to draw on and actively list and sell over 20 homes a year. He have sold over 600+ homes in the last ten years alone. He is a very skillful negotiator and will work diligently to help you realize the best possible price when buying or selling your home. 

Alex has been investing in real estate since 2021. Wholesaling, flipping, and buying rentals in Southern California and beyond, he has now started helping new investors get started on their real estate journey. He found a niche in the mobile home space and continues to expand his portfolio utilizing creative financing.

Joe Homs (The Experienced Investor)

➡️ http://www.joehoms.com

➡️ Book some time one on one

➡️  [email protected]

➡️ Joe's Instagram

➡️ Joe's YouTube

Alex Barnett (The New Investor)

➡️ Book some time one on one

➡️ [email protected]

➡️ Alex's Instagram

➡️ Alex's YouTube  

SUBJECT TO IS OVER? The Real Estate Scandal Nobody Is Talking About
A Florida company called BG Ventures Investment Real Estate quietly acquired over 120 properties using "Subject-To" deals — promising sellers relief from foreclosure, promising private lenders 15-20% returns — and then made ZERO payments. Not one. On any of them.
The result? 32+ foreclosure lawsuits. Sellers with destroyed credit. A retired military veteran still paying a mortgage on a home he no longer owns. Private lenders watching their retirement savings vanish. And an entire real estate strategy now under a national microscope.
In this episode, we break down the full BG Ventures collapse, what it means for creative finance, and answer the question everyone in this industry is afraid to answer: Is Subject-To actually over?

Joe is Realtor, Investor, and Mentor with over 40 years experience. Full Time Real Estate Professional, house flipper and a mentor to many of his clients. He is here to help you get top dollar for your home or get you the best price for a home that you are going to live in. He has over 40 years of real estate experience for you to draw on and actively list and sell over 20 homes a year. He have sold over 600+ homes in the last ten years alone. He is a very skillful negotiator and will work diligently to help you realize the best possible price when buying or selling your home. 

Alex has been investing in real estate since 2021. Wholesaling, flipping, and buying rentals in Southern California and beyond, he has now started helping new investors get started on their real estate journey. He found a niche in the mobile home space and continues to expand his portfolio utilizing creative financing.

Joe Homs (The Experienced Investor)

➡️ http://www.joehoms.com

➡️ Book some time one on one

➡️  [email protected]

➡️ Joe's Instagram

➡️ Joe's YouTube

Alex Barnett (The New Investor)

➡️ Book some time one on one

➡️ [email protected]

➡️ Alex's Instagram

➡️ Alex's YouTube  

Everyone wants to flip a house.
Everyone wants passive income.
But very few investors actually build long-term wealth.

In this episode, we break down what truly creates financial freedom in today’s market.

We cover:

Why flipping alone won’t make you wealthy

The difference between cash flow, equity capture, and appreciation

Rentals vs flips vs creative finance — what actually works right now

The wealth ladder framework for new investors

The biggest mistakes that destroy long-term wealth

What we would do if starting from zero today

If you're a newer investor trying to figure out your path — this episode gives you a roadmap.

This is not hype.
This is strategy.

Whether you're flipping, wholesaling, buying rentals, or exploring creative finance, this conversation will help you think bigger and build smarter.

📍 Based in Southern California but applicable nationwide.
📈 Built for serious investors.

—

If you want help building your own real estate wealth strategy:

📩 Book a call with us
📲 Follow for more investor content
🎥 Subscribe for weekly real estate breakdowns

Joe is Realtor, Investor, and Mentor with over 40 years experience. Full Time Real Estate Professional, house flipper and a mentor to many of his clients. He is here to help you get top dollar for your home or get you the best price for a home that you are going to live in. He has over 40 years of real estate experience for you to draw on and actively list and sell over 20 homes a year. He have sold over 600+ homes in the last ten years alone. He is a very skillful negotiator and will work diligently to help you realize the best possible price when buying or selling your home. 

Alex has been investing in real estate since 2021. Wholesaling, flipping, and buying rentals in Southern California and beyond, he has now started helping new investors get started on their real estate journey. He found a niche in the mobile home space and continues to expand his portfolio utilizing creative financing.

Joe Homs (The Experienced Investor)

➡️ http://www.joehoms.com

➡️ Book some time one on one

➡️  [email protected]

➡️ Joe's Instagram

➡️ Joe's YouTube

Alex Barnett (The New Investor)

➡️ Book some time one on one

➡️ [email protected]

➡️ Alex's Instagram

➡️ Alex's YouTube  

Joe is Realtor, Investor, and Mentor with over 40 years experience. Full Time Real Estate Professional, house flipper and a mentor to many of his clients. He is here to help you get top dollar for your home or get you the best price for a home that you are going to live in. He has over 40 years of real estate experience for you to draw on and actively list and sell over 20 homes a year. He have sold over 600+ homes in the last ten years alone. He is a very skillful negotiator and will work diligently to help you realize the best possible price when buying or selling your home. 

Alex has been investing in real estate since 2021. Wholesaling, flipping, and buying rentals in Southern California and beyond, he has now started helping new investors get started on their real estate journey. He found a niche in the mobile home space and continues to expand his portfolio utilizing creative financing.

Joe Homs (The Experienced Investor)

➡️ http://www.joehoms.com

➡️ Book some time one on one

➡️  [email protected]

➡️ Joe's Instagram

➡️ Joe's YouTube

Alex Barnett (The New Investor)

➡️ Book some time one on one

➡️ [email protected]

➡️ Alex's Instagram

➡️ Alex's YouTube  

Joe is Realtor, Investor, and Mentor with over 40 years experience. Full Time Real Estate Professional, house flipper and a mentor to many of his clients. He is here to help you get top dollar for your home or get you the best price for a home that you are going to live in. He has over 40 years of real estate experience for you to draw on and actively list and sell over 20 homes a year. He have sold over 600+ homes in the last ten years alone. He is a very skillful negotiator and will work diligently to help you realize the best possible price when buying or selling your home. 

Alex has been investing in real estate since 2021. Wholesaling, flipping, and buying rentals in Southern California and beyond, he has now started helping new investors get started on their real estate journey. He found a niche in the mobile home space and continues to expand his portfolio utilizing creative financing.

Joe Homs (The Experienced Investor)

➡️ http://www.joehoms.com

➡️ Book some time one on one

➡️  [email protected]

➡️ Joe's Instagram

➡️ Joe's YouTube

Alex Barnett (The New Investor)

➡️ Book some time one on one

➡️ [email protected]

➡️ Alex's Instagram

➡️ Alex's YouTube  

Reverse Mortgage Area Sales Manager
Mutual of Omaha
NMLS: 859600 || 1025894
Over 2000 Clients Served Since 2004
Protect Your Kingdom

Connect With Our Guest : @reverse.seanskaggs IG

Reach out to Joe and Alex! 

Joe is Realtor, Investor, and Mentor with over 40 years experience. Full Time Real Estate Professional, house flipper and a mentor to many of his clients. He is here to help you get top dollar for your home or get you the best price for a home that you are going to live in. He has over 40 years of real estate experience for you to draw on and actively list and sell over 20 homes a year. He have sold over 600+ homes in the last ten years alone. He is a very skillful negotiator and will work diligently to help you realize the best possible price when buying or selling your home. 

Alex has been investing in real estate since 2021. Wholesaling, flipping, and buying rentals in Southern California and beyond, he has now started helping new investors get started on their real estate journey. He found a niche in the mobile home space and continues to expand his portfolio utilizing creative financing.

Joe Homs (The Experienced Investor)

➡️ http://www.joehoms.com

➡️ Book some time one on one

➡️  [email protected]

➡️ Joe's Instagram

➡️ Joe's YouTube

Alex Barnett (The New Investor)

➡️ Book some time one on one

➡️ [email protected]

➡️ Alex's Instagram

➡️ Alex's YouTube  

As a Realtor and a Syndicator, Dolf has years of experience in the real estate industry. He has built a reputation for integrity, attention to detail, and exceptional negotiation skills. As a dedicated advocate for clients, Dolf goes above and beyond to ensure a smooth and stress-free transaction. From the first meeting to the final closing, Dolf is committed to providing personalized service tailored to your unique needs.

As a Builder, Dolf has rehabbed and added square footage to many buildings and legalized structures to increase their value. This was all done with permits and the city's blessing.

Connect With Dolf :
  / dolf.alemara.realtor  

Joe is Realtor, Investor, and Mentor with over 40 years experience. Full Time Real Estate Professional, house flipper and a mentor to many of his clients. He is here to help you get top dollar for your home or get you the best price for a home that you are going to live in. He has over 40 years of real estate experience for you to draw on and actively list and sell over 20 homes a year. He have sold over 600+ homes in the last ten years alone. He is a very skillful negotiator and will work diligently to help you realize the best possible price when buying or selling your home. 

Alex has been investing in real estate since 2021. Wholesaling, flipping, and buying rentals in Southern California and beyond, he has now started helping new investors get started on their real estate journey. He found a niche in the mobile home space and continues to expand his portfolio utilizing creative financing.

Joe Homs (The Experienced Investor)

➡️ http://www.joehoms.com

➡️ Book some time one on one

➡️  [email protected]

➡️ Joe's Instagram

➡️ Joe's YouTube

Alex Barnett (The New Investor)

➡️ Book some time one on one

➡️ [email protected]

➡️ Alex's Instagram

➡️ Alex's YouTube  

New Real Estate investor. Currently doing wholesaling and fix n flips. Long term goals are to deploy those profits into co-living and multifamily investments. Also interested in developing mobile home parks and multifamily.

Connect With Kevin : 
[email protected]

Joe is Realtor, Investor, and Mentor with over 40 years experience. Full Time Real Estate Professional, house flipper and a mentor to many of his clients. He is here to help you get top dollar for your home or get you the best price for a home that you are going to live in. He has over 40 years of real estate experience for you to draw on and actively list and sell over 20 homes a year. He have sold over 600+ homes in the last ten years alone. He is a very skillful negotiator and will work diligently to help you realize the best possible price when buying or selling your home. 

Alex has been investing in real estate since 2021. Wholesaling, flipping, and buying rentals in Southern California and beyond, he has now started helping new investors get started on their real estate journey. He found a niche in the mobile home space and continues to expand his portfolio utilizing creative financing.

Joe Homs (The Experienced Investor)

➡️ http://www.joehoms.com

➡️ Book some time one on one

➡️  [email protected]

➡️ Joe's Instagram

➡️ Joe's YouTube

Alex Barnett (The New Investor)

➡️ Book some time one on one

➡️ [email protected]

➡️ Alex's Instagram

➡️ Alex's YouTube  

Realtor & Business Development Manager @ HomeRiver Group Connecting property owners with the nation's largest third-party property management service.

Connect With Alan : 
  linkedin.com/ alan-lubinsky  

https://www.homeriver.com/

Joe is Realtor, Investor, and Mentor with over 40 years experience. Full Time Real Estate Professional, house flipper and a mentor to many of his clients. He is here to help you get top dollar for your home or get you the best price for a home that you are going to live in. He has over 40 years of real estate experience for you to draw on and actively list and sell over 20 homes a year. He have sold over 600+ homes in the last ten years alone. He is a very skillful negotiator and will work diligently to help you realize the best possible price when buying or selling your home. 

Alex has been investing in real estate since 2021. Wholesaling, flipping, and buying rentals in Southern California and beyond, he has now started helping new investors get started on their real estate journey. He found a niche in the mobile home space and continues to expand his portfolio utilizing creative financing.

Joe Homs (The Experienced Investor)

➡️ http://www.joehoms.com

➡️ Book some time one on one

➡️  [email protected]

➡️ Joe's Instagram

➡️ Joe's YouTube

Alex Barnett (The New Investor)

➡️ Book some time one on one

➡️ [email protected]

➡️ Alex's Instagram

➡️ Alex's YouTube