In a season of market volatility, election drama and geopolitical issues, one of the biggest worries a retiree or pre-retiree may have is rooted in one basic fear: running out of money in retirement. Jay Kirkwood breaks down why people lack financial confidence going from work life into retirement and how a having a retirement plan can help.

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.clearskiesretirement.com

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