Lower and lower, that is the continuing track for New Zealand mortgage rates this year. The current one-year fixed term rate of 2.25% hits the lowest. Will interest rates stay low in 2021? The property market is a bit over-heated now and how likely are interest rates to go up in 2021? It’s around the time of the year that we take an educated guess at what will happen with mortgage rates.

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Topics Covered:

1. Current home loan interest rates in New Zealand (December 2020 updated) - 00:45

2. Low mortgage rates will be here for 2021 - 01:45

3. Slowing down a hot property market, will this drive mortgage rates to go up in 2021? - 03:59

4. How long should I fix my mortgage for in 2021? - 07:39

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Prosperity Finance – here to help

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