Are you in control of your money, or is your money controlling you?
Most of us weren’t taught how to manage money in a way that actually works for our lives. We’ve been told to budget, cut expenses, and “just be disciplined.” But if you’ve ever felt like you’re stuck in a cycle of financial stress—constantly avoiding your bank account or feeling guilty about your spending—you’re not alone.
This week, I’m sitting down with Kelsa Dickey, a financial coach and former financial advisor who’s spent years helping people rewrite their money stories. Kelsa’s approach is all about empowerment, not restriction—because money isn’t just numbers, it’s emotional, personal, and deeply tied to our mindset.
In this episode, we discuss:
✔️ Why most budgeting advice fails and what actually works✔️ The hidden emotions & beliefs that shape your money habits✔️ How to stop avoiding your finances and start taking control✔️ The small shifts that turn financial stress into financial power✔️ How to align your money with the life you actually wantThis isn’t just another budgeting episode. It’s a deep dive into how you can own your financial story and create real freedom—on your own terms.
00:00 Understanding the Emotional Side of Money
01:02 Redefining Financial Relationships
02:59 The Importance of Buy-In for Financial Success
05:50 Empathy in Financial Coaching
09:14 Aligning Financial Goals with Personal Values
12:13 Transforming Money from Survival to Fulfillment
14:49 Planning Ahead: From Reaction to Proaction
17:57 Overcoming Financial Challenges in Tough Times
25:44 The Power of Facing Financial Realities
30:27 Common Pitfalls in Financial Management
39:06 Building Trust and Systems for Financial Success
49:12 Final Thoughts on Financial Empowerment
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Website: https://fiscalfitnessphx.com/
Facebook: https://www.facebook.com/CoachKelsa
Instagram: https://www.instagram.com/moneycoachkelsa/
LinkedIn: https://www.linkedin.com/in/kelsadickey/
Money Masterplan Session https://fiscalfitnessphx.com/financial-coaching/
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