Welcome back to The P Money Show! 

This week we will be discussing using investment funds to purchase a home. 

Shawn takes lead on discussing 401K funds to purchase a home such as :
-401K allows 1 time, 1st time buyer for a primary residence
-Fees vs Taxes paid on a distribution
-Planning advice on the process/Time frame to receive funds
-The correct time to pull funds from 401K
-Restrictions? 

Please be sure to follow/subscribe to the podcast and drop a rating!

Head over to https://www.instagram.com/paulinasellssandiego/ to interact and ask any questions about topics you’d love to hear about! 

Thanks, 

P Money

https://linktr.ee/paulinasellssandiego 

INTERVIEWEES

Paulina Salazar

760-755-9377

https://paulinasellssd.com/

[email protected]

Tania Gonzalez | Senior Account Executive

619-807-0711

https://newventureescrow.com/team/tania-gonzalez/

[email protected]

Shawn Torres | Loan Officer

(760) 505-2675

https://crosscountrymortgage.com/Shawn-Torres

[email protected]

Andrea Martino | Account Executive

619-392-6882

https://newventureescrow.com/team/dre-martino/

[email protected]

Samantha Belzer | Account Manager

(619) 916-8565

http://www.samanthabelzer.com

[email protected]

Welcome back to the P Money Show! 

This episode, we discuss FHA vs Conventional Loans. 

Loan Officer Shawn Torres breaks down the details and differences between the both.

We also discuss California being a "community property state", the down payment differences , mortgage insurances and much more. 

Please be sure to follow/subscribe to the podcast and drop a rating!

Head over to https://www.instagram.com/paulinasellssandiego/ to interact and ask any questions about topics you’d love to hear about! 

Thanks, 

P Money

https://linktr.ee/paulinasellssandiego 

INTERVIEWEES

Paulina Salazar

760-755-9377

https://paulinasellssd.com/

[email protected]

Tania Gonzalez | Senior Account Executive

619-807-0711

https://newventureescrow.com/team/tania-gonzalez/

[email protected]

Shawn Torres | Loan Officer

(760) 505-2675

https://crosscountrymortgage.com/Shawn-Torres

[email protected]

Andrea Martino | Account Executive

619-392-6882

https://newventureescrow.com/team/dre-martino/

[email protected]

Samantha Belzer | Account Manager

(619) 916-8565

http://www.samanthabelzer.com

[email protected]

Welcome back to another episode of The P Money Show! 

This week, we discuss what an Earnest Money Deposit is and how they can be used when trying to close a deal. 

Tune in to listen to different transaction scenarios and how it can effect the buyer/seller. 
Below is the link to see the differences between an EMD and Down Payment.
https://newventureescrow.com/difference-between-earnest-money-and-down-payment/

Please be sure to follow/subscribe to the podcast and drop a rating!

Head over to https://www.instagram.com/paulinasellssandiego/ to interact and ask any questions about topics you’d love to hear about! 

Thanks, 

P Money

https://linktr.ee/paulinasellssandiego 

INTERVIEWEES

Paulina Salazar

760-755-9377

https://paulinasellssd.com/

[email protected]

Tania Gonzalez | Senior Account Executive

619-807-0711

https://newventureescrow.com/team/tania-gonzalez/

[email protected]

Shawn Torres | Loan Officer

(760) 505-2675

https://crosscountrymortgage.com/Shawn-Torres

[email protected]

Andrea Martino | Account Executive

619-392-6882

https://newventureescrow.com/team/dre-martino/

[email protected]

Samantha Belzer | Account Manager

(619) 916-8565

http://www.samanthabelzer.com

[email protected]

Hi All! 

Welcome back to another episode of the P Money Show! 

In this episode, Shawn breaks down a Non Qualified Mortgage Loan, or Non QM Loan. 

Please be sure to follow/subscribe to the podcast and drop a rating!

Head over to https://www.instagram.com/paulinasellssandiego/ to interact and ask any questions about topics you’d love to hear about!

Thanks, 

P Money

https://linktr.ee/paulinasellssandiego 

INTERVIEWEES

Paulina Salazar

760-755-9377

https://paulinasellssd.com/

[email protected]

Tania Gonzalez | Senior Account Executive

619-807-0711

https://newventureescrow.com/team/tania-gonzalez/

[email protected]

Shawn Torres | Loan Officer

(760) 505-2675

https://crosscountrymortgage.com/Shawn-Torres

[email protected]

Andrea Martino | Account Executive

619-392-6882

https://newventureescrow.com/team/dre-martino/

[email protected]

Samantha Belzer | Account Manager

(619) 916-8565

http://www.samanthabelzer.com

[email protected]

Welcome to another episode of The P Money Show!

This week, Shawn breaks down each method of lending from Mortgage Brokers, Direct Lenders to Corporate Banks.

If you have any questions regarding these differences, please reach out through the Instagram page!

Head over to https://www.instagram.com/paulinasellssandiego/ to interact and ask any questions about topics you’d love to hear about!

Thanks, 

P Money

https://linktr.ee/paulinasellssandiego 

INTERVIEWEES

Paulina Salazar

760-755-9377

https://paulinasellssd.com/

[email protected]

Tania Gonzalez | Senior Account Executive

619-807-0711

https://newventureescrow.com/team/tania-gonzalez/

[email protected]

Shawn Torres | Loan Officer

(760) 505-2675

https://crosscountrymortgage.com/Shawn-Torres

[email protected]

Andrea Martino | Account Executive

619-392-6882

https://newventureescrow.com/team/dre-martino/

[email protected]

Samantha Belzer | Account Manager

(619) 916-8565

http://www.samanthabelzer.com

[email protected]

Welcome to another episode of The P Money Show! 

On This Episode, Paulina speaks with Shawn Torres regarding the long lasting effects that Covid has brought to stay within the Real Estate Market. 

We discuss,

- Staying home for work, days feeling longer
-Spending money and time to convert personal space into office space
-Remodeling homes and having to Re-Finance possibly in the future 
-Construction costs going up
-Dozens of offers on a single home, all with higher offers than asking price
-Interests being so low, but cost being so high

Please be sure to follow/subscribe to the podcast and drop a rating!

Head over to https://www.instagram.com/paulinasellssandiego/ to interact and ask any questions about topics you’d love to hear about! 

Thanks, 

P Money

https://linktr.ee/paulinasellssandiego 

Guest:
Shawn Torres | Loan Officer

(760) 505-2675

https://crosscountrymortgage.com/Shawn-Torres

[email protected]

Welcome to another episode of The P Money Show! 

On this episode, Paulina speaks with Melissa Sofia, a San Diego native and award winning Real Estate Agent! 

Melissa shares with Paulina about her strengths in the real estate market and how she builds relationships within her community and use it as a network for clients.

Please be sure to follow/subscribe to the podcast and drop a rating!

Head over to https://www.instagram.com/paulinasellssandiego/ to interact and ask any questions about topics you’d love to hear about! 

Thanks, 

P Money

https://linktr.ee/paulinasellssandiego 

Featured guests include Jesse Klein and Melissa Sofia. 

Jesse is among the most elite real estate professionals in San Diego County. As both an investor and educator,  placing focus on assuring his clients are well informed and in the best position possible to secure transactions with the most favorable terms. Working with both experienced and first time buyers and sellers, Jesse is well prepared to address all the nuances that make a real estate transaction unique. 
Melissa, a San Diego native and award winning real estate agent since 2002 combines the knowledge of a veteran agent with a fresh contemporary outlook on real estate. Her heartled methods help her clients in time and time agin in this very competitive market.  Melissa founded The Avenue Home Collective in 2015 to be a home base for other like-minded agents. Avenue agents believe the impossible is always possible and work hard to make that true for their clients. 

On this episode, Paulina, Jesse and Melissa discuss what it takes to have offers accepted in today's difficult market, keeping their clients satisfied and maintaining a positive reputation.

Please be sure to follow/subscribe to the podcast and drop a rating!

Head over to https://www.instagram.com/paulinasellssandiego/ to interact and ask any questions about topics you’d love to hear about! 

Thanks, 

P Money

https://linktr.ee/paulinasellssandiego 

Welcome to the P Money Show! 

This episode I'm joined by Shawn Torres (lender), Tania Gonzalez and Andrea Martino (New Venture Escrow) , Samantha Belzer ( Lawyers Title) 

We discuss about closing costs from both sides, buyer and seller.

Please be sure to follow/subscribe to the podcast and drop a rating!

Head over to https://www.instagram.com/paulinasellssandiego/ to interact and ask any questions about topics you’d love to hear about! 

Thanks, 

P Money

https://linktr.ee/paulinasellssandiego 

Converting your followers into dollar signs is something you really need to start focusing on now as technology and applications enhance. Be sure not to get lost in your old ways and stay up to date on all the latest and greatest tips from others around you. As the market changes (especially with COVID) so does your marketing and target audience. Tune in to listen in on how Alex got his first Million dollar listing off Instagram! 

Alexander Portugal Realtor 
@ThatOneRealEstateGuy
[email protected]