Today’s chat on the Papertrail podcast dives into the nitty-gritty of capital raising strategies, helping listeners figure out which method is the best fit for their unique deals. They kick things off with a rundown of the four main options: Regulation D506B, D506C, Regulation A+, and Regulation CF, breaking them down like a pro chef slices veggies for a stir-fry. Each option comes with its own pros and cons, folks—like choosing between a cozy blanket or a sleek comforter, it all depends on what you need for your specific situation.

For instance, if you're looking to keep things low-key and have a tight-knit network, the 506B is your best bud. But if you want to blast your message far and wide and don’t mind the extra hoops to jump through, then D506C might just be your jam. They make sure to highlight that while it’s tempting to go for the biggest, flashiest option, sometimes the simpler paths can save you heaps of cash and hassle. So, whether you’re a newbie or a seasoned pro, there’s something in this episode to help you navigate the wild world of capital raising with style and confidence.

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Diving into the world of capital raising, the Papertrail podcast kicks things off with a bang, breaking down the nitty-gritty of different investment strategies. Our host, full of energy and charm, doesn’t just skim the surface; they dig deep into the four main capital raising options that can make or break your investment game. From the no-nonsense Regulation D506B, which keeps things exclusive and private, to the loud and proud Regulation D506C that’s like throwing a party with a guest list of accredited investors only, the discussion is lively and packed with insights.

But wait, there’s more! Regulation A+ comes into play, giving everyone from seasoned investors to newbies a shot at getting in on the action, albeit with a few more hoops to jump through. And then there’s Regulation CF – the crowd-funding hero, perfect for those local startups and tech projects looking to raise smaller amounts. With humor and relatable anecdotes, our host makes the complexities of SEC regulations feel like a casual chat over coffee. They emphasize that understanding these options is not just about raising money but about aligning your strategy with your business goals, ensuring that listeners leave with actionable takeaways that can save them a ton of headaches down the line.

Today’s chat spills the beans on the wild world of mortgage note investing and why it’s a game-changer, especially with the stock market’s rollercoaster vibes. He digs into the nitty-gritty of how investing in mortgage notes lets you act like the bank, collecting those sweet monthly payments without the hassle of dealing with tenants or leaky roofs – talk about a win-win! She emphasizes that this type of investing isn’t tied to the stock market chaos, which means while 401ks might be taking a nosedive, your note portfolio can stay chill and steady. They also bust some myths about mortgage notes, letting everyone know that you don’t need to be a real estate whiz or have a fat wallet to get in the game. With stories, laughs, and plenty of insights, this episode is a must-listen for anyone looking to diversify their investments and escape the Wall Street madness.

• 7eInvestments.com

Nathan Turner of Earnest Investing spills the beans on how note investing isn’t just about crunching numbers—it’s all about those real connections! They dive into Nathan’s winding road into the note world, where he went from being a struggling landlord to a note investor who’s shaking hands and making deals. This chat highlights the importance of in-person events, like the upcoming Diversified Mortgage Expo, where networking can turn into gold. Nathan shares gems from his years in the biz, including how diversification is not just smart but super creative these days. So whether they’re seasoned pros or just dipping their toes into the note investing pool, listeners are in for a treat full of stories and strategies that’ll totally boost their game!

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Chris and Nathan Turner dive into the vibrant world of note investing, revealing how Nathan's journey started unexpectedly while dabbling in fix-and-flip real estate. As luck would have it, after getting stuck with a property he couldn't sell, he decided to rent it out, only to discover that being a landlord was less glamorous than HGTV made it seem. With a sprinkle of humor, Nathan recounts how he and his partner stumbled into note investing, believing they were inventing seller financing while actually stepping into an already established niche. They emphasize the power of community in note investing, sharing stories about the relationships formed at conferences like the Diversified Mortgage Expo (DME), which Nathan now heads. These gatherings aren't just about deals; they're about learning, sharing knowledge, and building partnerships that can last a lifetime.

The episode also highlights the importance of diversification in the note space, as Nathan discusses different niches within note investing that can offer unique opportunities. With a light-hearted touch, they explore how the DME is evolving, focusing on themes that open investors' eyes to various avenues to enhance their portfolios. And let's not forget the fun element; the duo chats about an ax-throwing competition set to kick off the DME, adding an exciting twist to networking before diving into serious investment strategies. It’s a reminder that in the world of finance, having a good laugh and throwing axes can lead to building solid relationships.

Whether you're an experienced investor or just dipping your toes in the note space, Nathan's insights and the community vibe at DME provide invaluable guidance on how to navigate this unique market. The episode wraps up with Nathan encouraging everyone to connect, collaborate, and maybe even throw an ax or two, because in the end, it’s all about those essential connections that can transform a career.

Companies mentioned in this episode:

• Earnest Investing
• Diversified Mortgage Expo

Chris Sevney dives into the nitty-gritty of real estate investing with a lively Q&A session that’s bursting with insights! He tackles the importance of forced-placed insurance like it’s the hot topic of the day—because let’s face it, no one wants to get burned (pun intended) when their property goes up in flames! From answering questions about non-performing notes to shedding light on tricky borrower situations, he’s got a toolbox full of wisdom that’s perfect for anyone dealing with paper. Plus, he dishes out some state-by-state advice that’s as colorful as a box of crayons—Ohio, he warns, may not be the land of milk and honey, while Alabama's got some sweet investment prospects! So, grab your favorite snack, kick back, and join Chris as he spins tales and shares strategies for navigating the wild world of real estate with a smile.

Every investor has questions—whether it’s about non-performing notes, seller financing, foreclosure risks, or choosing the right markets. In this Q&A episode, we tackle five key questions from real investors on everything from force-placed insurance to the best (and worst) states to invest in. We break down strategies for managing distressed assets, securing your investments, and navigating complex real estate deals. If you’ve ever wondered how to mitigate risk, maximize returns, or handle tricky situations in note investing, this episode delivers practical insights you can apply right now.

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E311 | A Day In The Life Of An Entrepreneur: The Highs, Lows, And Realities

The central theme of this podcast episode is the multifaceted and challenging nature of an entrepreneur's daily life. I delve into the realities faced by business owners, elucidating that the journey is far from facile, contrary to the glamorous portrayals often depicted in popular culture. I reflect on personal milestones and share insights from a recent dialogue with a lifelong friend who is also embarking on a new entrepreneurial venture. Throughout the discussion, I emphasize the importance of strategic leadership, the necessity of fostering a competent team, and the critical balance between operational management and business development. Ultimately, I aim to convey that entrepreneurship demands unwavering commitment and resilience, with the understanding that significant growth often arises from overcoming substantial challenges.

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Protecting your investments requires thorough due diligence, especially in the world of notes and passive investing. In this episode, Chris Seveney talks about the critical due diligence requirements that investors need to understand. He explores the essential steps involved in evaluating potential investments, minimizing risk, and maximizing returns. Learn how to go beyond the numbers and assess the quality of notes, understand the intricacies of passive investment opportunities, and make informed decisions to safeguard your financial future.

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Stay informed about the evolving landscape of private lending. In this episode, we delve into the state of private lending, drawing insights from the American Association of Private Lenders. We explore the growing market for bridge loans, DSCR loans, and other short-term business purpose loans, including residential transition loans and ground-up construction financing. Gain valuable perspectives on the trends driving growth in this sector and how investors can capitalize on the opportunities within the private lending space.

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Get ahead of the curve with insights into the 2025 real estate market. In this episode, Chris Seveney dives into key trends shaping the investment landscape. First, we explore the phenomenon of cash-poor, equity-rich property owners and the opportunities this presents for investors. Next, we analyze the continued rise in defaults across asset classes and its implications for note investors. Finally, we separate fact from fiction with a reality check on the Washington DC real estate market, debunking the hype and providing a grounded perspective.

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Real estate investing doesn’t have to mean dealing with tenants, maintenance, or property headaches. Mortgage note investing offers a way to generate passive income while being backed by real estate—without the typical risks of property management. In this episode, Chris Seveney shares insights into how mortgage notes work, why banks sell loans at a discount, and how investors can take advantage of this strategy. He also breaks down their new bond offering, detailing investment options, potential returns, and key risk factors to consider. Whether you’re an experienced investor or new to alternative investments, this episode provides valuable knowledge to help you make informed financial decisions.

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In real estate investing, being the lender can be just as profitable as owning property—without the headaches of maintenance and tenants. Chris Seveney breaks down the essentials of note investing, a strategy that offers passive income and flexibility in today’s high-interest market. He explains how mortgage notes work, why investors are shifting toward this approach, and what to consider before diving in. Whether you're new to investing or looking for a more hands-off approach, this episode will help you understand the potential of becoming the bank.

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