In this riveting episode of The Patti Brennan Show, Guest Host Eric Fuhrman is joined by the esteemed John Nersesian, Head of Advisor Education at PIMCO, for an in-depth exploration of the groundbreaking Secure Act 2.0. As they unravel the complexities of this transformative legislation, Eric and John delve into its profound implications for America's retirement landscape. With John's wealth of experience and Eric's insightful questions, listeners gain invaluable insights into navigating the evolving financial terrain.

From discussing the significance of Secure Act 2.0 to exploring practical strategies for maximizing its benefits, this episode offers a wealth of knowledge and expertise. Tune in to discover how you can leverage this legislation to secure your financial future and achieve your goals.

Join us for a dynamic conversation that underscores the importance of continuous learning, adaptability, and informed decision-making in today's ever-changing financial world. Don't miss out on this enlightening episode of The Patti Brennan Show!

In this insightful episode of "The Patti Brennan Show," Patti is joined by the insightful and entertaining Sam Baez for an engaging discussion on the current economic landscape. Patti and Sam explore key events, market timing, and the importance of focusing on individual financial goals.

 Highlights from the episode include: 

• Market Timing & Time Travel: Sam uses a fun time-travel concept to explain why predicting market movements is impossible.
• Reflecting on 2023: A look back at major events like the SVB collapse and the ongoing Russia-Ukraine conflict and their impact on the markets.
• Investment Strategies: The importance of planning for personal goals such as retirement, buying a home, and saving for college rather than reacting to market noise.
• Client-Centric Approach: How Key Financial prioritizes clients' unique needs and long-term goals over market headlines.

In this insightful episode of "The Patti Brennan Show," Patti delves into a common yet crucial question: "Where should my next dollar go?" Whether you're navigating surplus cash flow, pondering retirement contributions, or considering the implications of after-tax investments, Patti provides valuable guidance tailored to your unique financial goals. From establishing emergency funds to exploring investment options like Roth conversions and 529 plans, Patti's expertise empowers listeners to make informed decisions and secure their financial futures. Don't miss out on this illuminating discussion that can transform the way you approach your finances.

In this episode, Patti welcomes Alison Owen, president and founder of Turks Head Wines, a budding enterprise poised to bring the West Coast wine experience to the East Coast. With Alison's 20 years of corporate success and her leap into the wine industry, listeners are in for a treat as they explore Alison's journey from corporate America to vineyards, discussing the courage to pursue passion, building a brand, and creating a community around wine education and enjoyment.

On this week’s episode of “The Patti Brennan Show”, we present a vital episode in our "Ask Patti Brennan" series, focusing on the cornerstone of financial stability: the emergency fund. Host Patti Brennan navigates through practical advice and insights, emphasizing the critical role of emergency funds in weathering life's uncertainties, whether it's a job loss, unexpected expenses, or economic downturns. With a blend of optimism and realism, Patti delves into the nuances of emergency fund management, from determining the ideal amount based on individual circumstances to strategic allocation options. Through relatable anecdotes and expert guidance, listeners gain a deeper understanding of why an emergency fund isn't just a financial cushion but a strategic necessity for navigating life’s twists and turns. Tune in to "The Patti Brennan Show" for actionable advice on securing your financial future with wisdom and care.

In today’s episode, Patti welcomes Josh Owen, Regional Vice President at Principal Financial Services, into the studio to discuss nonqualified deferred compensation plans. These are popular benefits that provide key high-earning employees with a tax-advantaged way to build retirement savings. This is a powerful tool to help CEOs recruit, retain, and reward executives. Many governmental taxation rules restrict the amount of money these highly compensated employees can contribute to tax-deferred plans, like a 401K, so these deferred compensation plans can give serious recruiting and retention advantages to CEOs. Patti and Josh’s review of the advantages and disadvantages of these plans will help any business owner determine if this is a beneficial tool for retaining their top earning employees.

In this episode of The Patti Brennan Show, host Patti Brennan addresses the common question of whether to use extra cash to pay off debts, emphasizing the importance of understanding one's goals behind debt repayment.

Patti advises caution when using emergency funds to pay off debts, highlighting the need to maintain financial safety nets. She delves into considerations regarding different types of debts, such as credit cards and mortgages, focusing on the importance of analyzing tax implications and long-term financial outcomes. Patti encourages listeners to seek professional advice and emphasizes the significance of making decisions that align with individual financial security and peace of mind. Throughout the show, Patti underscores the importance of realistic financial planning for sustainable long-term outcomes.

In this episode of "The Patti Brennan Show," host Patti Brennan continues her conversation with Johanna Kyrklund, Chief Investment Officer at Schroders, who shares her insights on the economy and the paradigm shift known as the 3D Reset. This is part 2 of a two-part series.  Kyrklund discusses the three key trends shaping the economic landscape: demographics, decarbonization – focused on climate change, and deglobalization. She explains how these factors are leading to a new investment regime characterized by a shift in the trade-off between growth and inflation. Kyrklund points out that interest rates are fundamental to how everything is priced in the financial world, which results in big implications on how investors will manage their money.  Patti and Johanna also discuss proper asset allocations between US and International investment tools based on the 3D Reset.

In this episode of "The Patti Brennan Show," host Patti Brennan interviews Johanna Kyrklund, Chief Investment Officer at Schroders, who shares her insights on the economy and the paradigm shift known as the 3D Reset. Kyrklund discusses the three key trends shaping the economic landscape: demographics, decarbonization, and deglobalization. She explains how these factors, accelerated by the COVID-19 pandemic, are leading to a new investment regime characterized by a shift in the trade-off between growth and inflation. Kyrklund emphasizes the importance of understanding the policy divergence among different economies and provides insights into the implications for various asset classes, including bonds. The conversation touches on the unique challenges and opportunities this significant structural shift presents, offering listeners valuable perspectives on navigating the evolving financial landscape.

In today’s episode, Patti welcomes Chief Investment Officer Brad Everett for a forward-looking Economic Outlook on 2024. Addressing the backdrop of a political campaign, ongoing wars, geopolitical risks, and high interest rates, their discussion provides insights into crucial financial considerations for listeners.

From references to 'Back to The Future' to reflections on the Phillies' 2023 season, Patti and Brad deliver an entertaining and educational conversation, highlighting the significance of individualized financial planning, time horizons, and rational decision-making. Tune in for valuable insights and a commonsense perspective on navigating the evolving economic landscape.