The Pavan Perspective

The Pavan Perspective

By Pavan AgarwalBusinessEntrepreneurship
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The Pavan Perspective episodes

  • The Mindset Behind Million-Dollar Deals: Dubai Edition

    In this episode of The Pavan Perspective, Pavan Agarwal sits down with Jake El-Rasoul, one of Dubai’s leading real estate agents and capital raisers. Jake shares his inspiring journey from working-class UK engineer to luxury broker in Dubai’s booming property market — closing multi-million-dollar deals and building a global network of investors. Learn what it takes to succeed in this competitive real estate market and secrets behind Dubai’s real estate boom.Speaker InformationPavan AgarwalCEO of Sun West and Creator of AngelAiPavan Agarwal is the Chief Executive Officer of Sun West, one of the largest independent, privately owned mortgage companies based in the U.S. He is also the founder of Celligence, which harnesses the best of Artificial Intelligence and Emphatic Technology to make mortgages simple and accessible to everyone. Pavan is a major proponent of Fair Lending and using technology to create homeownership opportunities for underserved markets. He loves to bring innovation into the mortgage industry and seamlessly integrate business units, products, and disparate goals into a single architecture to achieve success. Pavan's exceptional achievements have garnered recognition from prestigious media outlets, including Fox News, Yahoo, and Bloomberg. He's also been nominated for a national philanthropy award for his work with The Autism Community in Action (TACA).Jake El-RasoulCo-Founder, Aegis Capital Partners and Aegis Capital Real Estate Brokerage LLC (Dubai)General Partner, Knightsbridge Capital PartnersNon-Executive Director, WandarraJake El-Rasoul is a Dubai-based entrepreneur, investor, and Co-founder of Aegis Capital Partners and Aegis Capital Real Estate Brokerage, where he leads international real estate and investment initiatives. With over 20 years of experience bridging global markets, Jake specializes in value-added investment strategies, capital raising, and luxury property development. As a General Partner at Knightsbridge Capital Partners and a Non-executive Director at Wandarra, he’s passionate about connecting businesses, investors, and opportunities to drive sustainable growth. Jake’s reputation for strategic insight, relationship-building, and execution has made him one of the leading voices in Dubai’s booming real estate and investment landscape.Sun West Mortgage Company, Inc. is not affiliated with any third parties. The names are owned by the respective third parties.Nothing Is Beyond Reach™ 👉 AngelAi.comSun West Mortgage Company, Inc. is not affiliated with any third parties mentioned in the video. The names are owned by the respective third parties.

    30 min
  • AngelAi vs LLMs: Who Gets Mortgage Decisions Right?

    Ai is transforming the mortgage industry, but not all Ai is built the same. In this episode of The Pavan Perspective, Jennifer Vallinayagam (COO of Sun West) and David Lykken (host of Lykken on Lending) uncover why probabilistic Ai (LLMs) often falls short in lending, and how AngelAi is delivering certainty, compliance, and trust through deterministic Ai. With real borrower case studies, this episode reveals what Ai-powered mortgages truly mean.


    Speaker Information


    Jennifer Vallinayagam

    Chief Operating Officer at Sun West


    Jennifer Vallinayagam, as the Chief Operating Officer (COO) of Sun West, has a remarkable background in software engineering and computer programming. She joined Sun West in 1999 and played a pivotal role in the development of the Mortgage Loan Origination System, now known as SunSoft®/SMILES™. This software has been crucial to Sun West's origination and servicing operations and continues to be a cornerstone of their processes. Jennifer's dedication, hard work, and strategic mindset led to her appointment as COO.


    Her outstanding contributions have been recognized through prestigious accolades, including being named a '2023 Woman of Influence' by HousingWire, a '2023 Mortgage Lending Woman of Inspiration' by National Mortgage Professional, and receiving a Globee® Women in Business Award. Jennifer Vallinayagam's innovative spirit and leadership have not only shaped Sun West's technological landscape but have also positioned her as a prominent figure in the mortgage industry.


    David Lykken

    Founder and Chief Transformation Officer | Executive Coach and Business Strategy Consultant

    Transformational Mortgage Solutions, LLC


    David Lykken is a seasoned mortgage industry expert with over four decades of experience. As a former owner-operator of three mortgage banking companies, a software firm, and several leading consulting businesses, David has a proven track record of driving growth through consulting, executive coaching, and strategic communications. He specializes in working with C-level executives and business owners to develop business strategies, enhance sales and marketing efforts, and streamline operations for greater efficiency and profitability.


    David is a regular guest on FOX Business News and CNBC and hosts the popular weekly podcast, "Lykken on Lending," which attracts thousands of mortgage professionals nationwide. He also produces the daily market commentary, "Today’s Mortgage Minute," which reaches millions of viewers through various media outlets. In addition, David is a prolific writer, contributing articles to leading industry publications on a regular basis.


    Globee® is a registered trademark of Silicon Valley Communications, LLC.

    Sun West Mortgage Company, Inc. is acting as the Lender and offers financing to qualified borrowers. Sun West Mortgage Company, Inc is not affiliated with any third parties mentioned above. The names are owned by the respective third parties.


    Nothing Is Beyond Reach™👉 AngelAi.com


    Sun West Mortgage Company, Inc. is not affiliated with any third parties mentioned in the video. The names are owned by the respective third parties.

    18 min
  • The Battle for AI Supremacy: Lessons from the Frontline

    Artificial Intelligence is advancing at lightning speed — but not every step forward is a success. In this episode, Pavan Agarwal (Creator of AngelAi) and David Lykken (Host of Lykken on Lending) explore the breakthroughs, challenges, and lessons shaping the future of Ai. We explore the truth about scaling Ai, the difference between hype-driven features and real-world reliability, and the next frontier of Ai innovation.


    Speaker Information


    Pavan Agarwal

    CEO of Sun West and Creator of AngelAi


    Pavan Agarwal is the Chief Executive Officer of Sun West, one of the largest independent, privately owned mortgage companies based in the U.S. He is also the founder of Celligence, which harnesses the best of Artificial Intelligence and Emphatic Technology to make mortgages simple and accessible to everyone. Pavan is a major proponent of Fair Lending and using technology to create homeownership opportunities for underserved markets. He loves to bring innovation into the mortgage industry and seamlessly integrate business units, products, and disparate goals into a single architecture to achieve success.


    Pavan's exceptional achievements have garnered recognition from prestigious media outlets, including Fox News, Yahoo, and Bloomberg. He's also been nominated for a national philanthropy award for his work with The Autism Community in Action (TACA).


    David Lykken

    Founder and Chief Transformation Officer | Executive Coach and Business Strategy Consultant

    Transformational Mortgage Solutions, LLC


    David Lykken is a seasoned mortgage industry expert with over four decades of experience. As a former owner-operator of three mortgage banking companies, a software firm, and several leading consulting businesses, David has a proven track record of driving growth through consulting, executive coaching, and strategic communications. He specializes in working with C-level executives and business owners to develop business strategies, enhance sales and marketing efforts, and streamline operations for greater efficiency and profitability.


    David is a regular guest on FOX Business News and CNBC and hosts the popular weekly podcast, "Lykken on Lending," which attracts thousands of mortgage professionals nationwide. He also produces the daily market commentary, "Today’s Mortgage Minute," which reaches millions of viewers through various media outlets. In addition, David is a prolific writer, contributing articles to leading industry publications on a regular basis.


    Sun West Mortgage Company, Inc. is not affiliated with any third parties. The names are owned by the respective third parties.


    Nothing Is Beyond Reach™ 👉 AngelAi.com


    Sun West Mortgage Company, Inc. is not affiliated with any third parties mentioned in the video. The names are owned by the respective third parties.

    16 min
  • How AI Helps You Win the Latino Market

    The Hispanic housing market is booming — and trust, culture, and technology are at the center of this transformation. In this episode of The Pavan Perspective, Pavan Agarwal, creator of AngelAi, sits down with Gary Acosta, Co-founder and CEO of NAHREP to discuss how loan officers and Realtors® can tap into the fastest-growing segment of U.S. homeownership.Speaker InformationPavan AgarwalCEO of Sun West and Creator of AngelAiPavan Agarwal is the Chief Executive Officer of Sun West, one of the largest independent, privately owned mortgage companies based in the U.S. He is also the founder of Celligence, which harnesses the best of Artificial Intelligence and Emphatic Technology to make mortgages simple and accessible to everyone. Pavan is a major proponent of Fair Lending and using technology to create homeownership opportunities for underserved markets. He loves to bring innovation into the mortgage industry and seamlessly integrate business units, products, and disparate goals into a single architecture to achieve success. Pavan's exceptional achievements have garnered recognition from prestigious media outlets, including Fox News, Yahoo, and Bloomberg. He's also been nominated for a national philanthropy award for his work with The Autism Community in Action (TACA).Gary AcostaCo-founder and CEO, National Association of Hispanic Real Estate Professionals (NAHREP)Gary Acosta is an entrepreneur, investor, and advocate for the Latino business community. He is the Co-founder and CEO of the National Association of Hispanic Real Estate Professionals (NAHREP), the largest Latino business organization in the nation with more than 58,000 members and 100 local chapters. He is also the Co-founder of AVANCE Global, an event platform created with media entrepreneur and New York Times bestselling author, Nely Galán.Gary also founded AVANCE Sports, a non-profit dedicated to expanding Latino leadership and influence in the sports industry. He is a founding partner of L’ATTITUDE Ventures, the largest venture capital fund that invests exclusively in Latino-led startups. He is the creator of the Hispanic Wealth Project, a non-profit with a mission to advance economic mobility and generational wealth in the Latino community. His video series, "The Latino Brand," shares his take on business, leadership, and the image of Latinos in America.Angel SumlinManaging Director of Organizational Development at Sun WestAs the Managing Director of Organizational Development at Sun West, Angel leads and supports the assessment of organizational needs as well as the creation, implementation, and evaluation of programs that assist the company's employees in their continuing career advancement. She also serves as a liaison and an advisor to the organization's leadership, facilitating initiatives across the board. Angel's foundational expertise is in Learning & Development, with demonstrated success in the financial services industry. She has a Master of Business Administration degree from the University of La Verne, California, and is a Certified Professional in Talent Development (CPTD), skilled in coaching, sales, communications, instructional design, team development, and project management.Realtors® is a registered trademark of National Association of Realtors®.Sun West Mortgage Company, Inc. is acting as the Lender and offers financing to qualified borrowers. Sun West Mortgage Company, Inc. is not affiliated with any third parties. The names are owned by the respective third parties.Nothing Is Beyond Reach™ 👉 AngelAi.comSun West Mortgage Company, Inc. is not affiliated with any third parties mentioned in the video. The names are owned by the respective third parties.

    57 min
  • Loan Officer 2.0 How Loan Officers Are Reinventing and Thriving in the Ai Economy

    Ai is transforming mortgages—from underwriting accuracy to being the key for global capital investments in mortgage assets. In this episode of The Pavan Perspective, David Lykken (Lykken on Lending) sits down with Pavan Agarwal (creator of AngelAi) to explore the tech, policy, and market shifts reshaping lending.


    Speaker Information


    Pavan Agarwal

    CEO of Sun West and Creator of AngelAi


    Pavan Agarwal is the Chief Executive Officer of Sun West, one of the largest independent, privately owned mortgage companies based in the U.S. He is also the founder of Celligence LLC, which harnesses the best of Artificial Intelligence and Emphatic Technology to make mortgages simple and accessible to everyone. Pavan is a major proponent of Fair Lending and using technology to create homeownership opportunities for underserved markets. He loves to bring innovation into the mortgage industry and seamlessly integrate business units, products, and disparate goals into a single architecture to achieve success.


    Pavan's exceptional achievements have garnered recognition from prestigious media outlets, including Fox News, Yahoo, and Bloomberg. He's also been nominated for a national philanthropy award for his work with The Autism Community in Action (TACA).


    David Lykken

    Founder and Chief Transformation Officer | Executive Coach and Business Strategy Consultant

    Transformational Mortgage Solutions, LLC


    David Lykken is a seasoned mortgage industry expert with over four decades of experience. As a former owner-operator of three mortgage banking companies, a software firm, and several leading consulting businesses, David has a proven track record of driving growth through consulting, executive coaching, and strategic communications. He specializes in working with C-level executives and business owners to develop business strategies, enhance sales and marketing efforts, and streamline operations for greater efficiency and profitability.


    David is a regular guest on FOX Business News and CNBC and hosts the popular weekly podcast, "Lykken on Lending," which attracts thousands of mortgage professionals nationwide. He also produces the daily market commentary, "Today’s Mortgage Minute," which reaches millions of viewers through various media outlets. In addition, David is a prolific writer, contributing articles to leading industry publications on a regular basis.


    Sun West Mortgage Company, Inc. is acting as the Lender and offers financing to qualified borrowers. Sun West Mortgage Company, Inc. is not affiliated with any third parties. The names are owned by the respective third parties.


    Nothing Is Beyond Reach™ 👉 AngelAi.com


    Sun West Mortgage Company, Inc. is not affiliated with any third parties mentioned in the video. The names are owned by the respective third parties.

    47 min
  • Self-Driving Mortgages on Blockchain Are Here

    In this power-packed episode, Pavan sits down with Gerald Gallagher, General Counsel at Sei Labs and host of Crypto In America, to explore how Ai and blockchain are converging to reshape finance. From self-driving finance to the shifting regulatory landscape, this is a must-watch for founders, fintech leaders, and policy leaders building the next wave of financial services.

    Speaker Information

    Pavan Agarwal

    CEO of Sun West and Creator of AngelAi

    Pavan Agarwal is the Chief Executive Officer of Sun West, one of the largest independent, privately owned mortgage companies based in the U.S. He is also the founder of Celligence International, LLC, which harnesses the best of Artificial Intelligence and Emphatic Technology to make mortgages simple and accessible to everyone. Pavan is a major proponent of Fair Lending and using technology to create homeownership opportunities for underserved markets. He loves to bring innovation into the mortgage industry and seamlessly integrate business units, products, and disparate goals into a single architecture to achieve success.

    Pavan's exceptional achievements have garnered recognition from prestigious media outlets, including Fox News, Yahoo, and Bloomberg. He's also been nominated for a national philanthropy award for his work with The Autism Community in Action (TACA).

    Gerald Gallagher

    General Counsel for Sei Labs and Host, Crypto in America

    Gerald Gallagher serves as General Counsel at Sei Labs, the fastest EVM Layer‑1 blockchain—merging Ethereum's development ecosystem with high‑speed performance. He also spearheads the Sei Development Foundation as a board member, supporting the U.S. rollout of Sei via funding, education, and ecosystem-building initiatives,


    Beyond his legal leadership, Gerald co-founded DC DAO, a cooperative dedicated to advancing community, innovation, and policy in Web3, and Vellum, a platform designed to simplify the legal and operational complexities of DAOs and decentralized projects. He’s a Charter Member of TechGC and brings deep expertise from his previous role as General Counsel and COO at NATION, as well as five years as a venture investor specializing in fintech, healthcare, and other highly regulated industries.

    Sun West Mortgage Company, Inc. is acting as the Lender and offers financing to qualified borrowers. Sun West Mortgage Company, Inc. is not affiliated with any third parties. The names are owned by the respective third parties.

    Nothing Is Beyond Reach™ 👉 AngelAi.com

    Sun West Mortgage Company, Inc. is not affiliated with any third parties mentioned in the video. The names are owned by the respective third parties.

    17 min
  • The Hidden War Over Your Data and Digital Freedom

    In this episode of The Pavan Perspective, Dr. Sarah Grace Manski and Pavan Agarwal explore the urgent crossroads of Ai, crypto, and the Spatial Web, and why the decisions made today could define the next generation of the internet. Dr. Manski breaks down the difference between Web2 and Web3 in simple terms, reveals how the Spatial Web will connect all data, people, and places in a seamless 3D internet, and shares how blockchain technology can empower workers to own their companies. We dive deep into the $15 trillion* Ai economy, why owning your data is the real key to the future, and the hidden risks if Congress gets crypto and Ai regulation wrong. This is a high-stakes conversation about decentralization, digital freedom, economic abundance, and the technologies that could reshape society — if we fight to keep them open and fair.


    Speaker Information


    Pavan Agarwal

    CEO of Sun West and Creator of AngelAi


    Pavan Agarwal is the Chief Executive Officer of Sun West, one of the largest independent, privately owned mortgage companies based in the U.S. He is also the founder of Celligence International, LLC, which harnesses the best of Artificial Intelligence and Emphatic Technology to make mortgages simple and accessible to everyone. Pavan is a major proponent of Fair Lending and using technology to create homeownership opportunities for underserved markets. He loves to bring innovation into the mortgage industry and seamlessly integrate business units, products, and disparate goals into a single architecture to achieve success.


    Pavan's exceptional achievements have garnered recognition from prestigious media outlets, including Fox News, Yahoo, and Bloomberg. He's also been nominated for a national philanthropy award for his work with The Autism Community in Action (TACA).


    Dr. Sarah Grace Manski

    CEO/Founder, Bread & Roses


    Dr. Sarah Grace Manski is the CEO and Founder of Bread & Roses and serves as Senior Ethical Advisor to The Spatial Web Foundation. A renowned scholar and widely cited author, she specializes in spatial web technologies, artificial intelligence, cyberethics, political economy, and globalization. With over 25 years of experience empowering workers as an activist, labor organizer, journalist, professor, and ethicist, Dr. Manski operates at the intersection of global business, emerging technologies, and social enterprise. She brings deep expertise in blockchain, Internet of Things (IoT), Decentralized Autonomous Organization (DAO)s, cryptocurrencies, VR/AR, and other advanced technologies to her work as a technology consultant and business strategist, helping organizations create ethical, visionary, and sustainable solutions for a 21st-century technological commonwealth.


    *PwC Estimate by 2030. Source:pwc.com/gx/en/issues/analytics/assets/pwc-ai-analysis-sizing-the-prize-report.pdf


    Sun West Mortgage Company, Inc. is acting as the Lender and offers financing to qualified borrowers. Sun West Mortgage Company, Inc. is not affiliated with any third parties. The names are owned by the respective third parties.

    15 min
  • Loan Originators,win new business!Lessons from Nation’s #1 Realtor®

    In this power-packed episode, Pavan sits down with Mark Dimas, a real estate legend who has been ranked #1 agent two years in a row into one of the fastest-growing brokerages in the country – 2300 agents in just 10 months! Dive deep into the mindset and strategies that propelled Mark to the top of real estate, how building strong relationships and trust fuels business growth, and the secrets behind Realty of America’s rapid expansion. This is a must watch for loan officers, agents, and entrepreneurs looking to scale.


    Speaker Information:


    Pavan Agarwal

    CEO of Sun West and Creator of AngelAi


    Pavan Agarwal is the Chief Executive Officer of Sun West, one of the largest independent, privately owned mortgage companies based in the U.S. He is also the founder of Celligence International, LLC, which harnesses the best of Artificial Intelligence and Emphatic Technology to make mortgages simple and accessible to everyone. Pavan is a major proponent of Fair Lending and using technology to create homeownership opportunities for underserved markets. He loves to bring innovation into the mortgage industry and seamlessly integrate business units, products, and disparate goals into a single architecture to achieve success.

    Pavan's exceptional achievements have garnered recognition from prestigious media outlets, including Fox News, Yahoo, and Bloomberg. He's also been nominated for a national philanthropy award for his work with The Autism Community in Action (TACA).


    Mark Dimas

    President and Co-founder, Realty of America


    Mark Dimas is a trailblazing entrepreneur and visionary leader in the real estate industry. With a career spanning over 30 years, Mark has redefined what’s possible in real estate through relentless innovation, strategic networking, and an unwavering commitment to trust. Ranked the #1 Real Estate Agent , Mark has achieved extraordinary milestones, including selling over 3,200 homes and surpassing a billion dollars in sales in a single year. His reputation for excellence and consistency has made him a trusted name among clients, partners, and industry peers alike.


    In 2024, Mark co-founded Realty of America, a brokerage that has taken the industry by storm. Under his leadership, the company achieved blitzscaling growth, onboarding over 2,300 agents in under 10 months—an unprecedented feat in real estate history. Mark’s journey—from door-to-door hustling to building one of the fastest-growing real estate franchises in the nation—is a testament to the power of relationships, hard work, and visionary thinking. Today, he continues to inspire thousands of agents and entrepreneurs with his dynamic approach to business growth and leadership.


    Angel Sumlin

    Managing Director of Organizational Development at Sun West


    As the Managing Director of Organizational Development at Sun West, Angel leads and supports the assessment of organizational needs as well as the creation, implementation, and evaluation of programs that assist the company's employees in their continuing career advancement. She also serves as a liaison and an advisor to the organization's leadership, facilitating initiatives across the board. Angel's foundational expertise is in Learning & Development, with demonstrated success in the financial services industry. She has a Master of Business Administration degree from the University of La Verne, California, and is a Certified Professional in Talent Development (CPTD), skilled in coaching, sales, communications, instructional design, team development, and project management.


    Realtor® is a registered trademark of National Association of Realtors®.

    Sun West Mortgage Company, Inc. is acting as the Lender and offers financing to qualified borrowers. Sun West Mortgage Company, Inc. is not affiliated with any third parties. The names are owned by the respective third parties.

    58 min
  • Will America Lead the AI & Crypto Race?

    In this episode of The Pavan Perspective, Pavan Agarwal and David Lykken discuss the rapidly evolving landscape of crypto regulation in the United States. From Capitol Hill debates to real-world impact, they reveal how technology is shaping the future. Pavan shares insider perspectives from Senate hearings and the strategic role of tokens in financial inclusion. If you’re passionate about Ai, crypto, blockchain, or the regulatory frameworks shaping the next generation of finance, this is a must-watch discussion packed with valuable takeaways.


    - - -

    Speaker Information:Pavan AgarwalCEO of Sun West and Creator of AngelAiPavan Agarwal is the Chief Executive Officer of Sun West, one of the largest independent, privately owned mortgage companies based in the U.S. He is also the founder of Celligence International, LLC, which harnesses the best of Artificial Intelligence and Emphatic Technology to make mortgages simple and accessible to everyone. Pavan is a major proponent of Fair Lending and using technology to create homeownership opportunities for underserved markets. He loves to bring innovation into the mortgage industry and seamlessly integrate business units, products, and disparate goals into a single architecture to achieve success. Pavan's exceptional achievements have garnered recognition from prestigious media outlets, including Fox News, Yahoo, and Bloomberg. He's also been nominated for a national philanthropy award for his work with The Autism Community in Action (TACA).David LykkenFounder and Chief Transformation Officer | Executive Coach and Business Strategy ConsultantTransformational Mortgage Solutions, LLC David Lykken is a seasoned mortgage industry expert with over four decades of experience. As a former owner-operator of three mortgage banking companies, a software firm, and several leading consulting businesses, David has a proven track record of driving growth through consulting, executive coaching, and strategic communications. He specializes in working with C-level executives and business owners to develop business strategies, enhance sales and marketing efforts, and streamline operations for greater efficiency and profitability. David is a regular guest on FOX Business News and CNBC and hosts the popular weekly podcast, "Lykken on Lending," which attracts thousands of mortgage professionals nationwide. He also produces the daily market commentary, "Today’s Mortgage Minute," which reaches millions of viewers through various media outlets. In addition, David is a prolific writer, contributing articles to leading industry publications on a regular basis.Sun West Mortgage Company, Inc. is acting as the Lender and offers financing to qualified borrowers. Sun West Mortgage Company, Inc. is not affiliated with any third parties. The names are owned by the respective third parties.

    36 min
  • Lesotho the Monaco of Africa : Ai and Crypto Powerhouse

    In this captivating episode of The Pavan Perspective Podcast, host Pavan Agarwal, Creator of AngelAi, engages in an inspiring conversation with H.E. Tumisang Mosotho, Ambassador of the Kingdom of Lesotho to the United States. Together, they explore how this landlocked African nation is embracing innovation to shape its future.


    The discussion dives deep into Lesotho’s bold vision of leveraging Ai, blockchain, and cryptocurrency to unlock new economic opportunities. Ambassador Mosotho shares insights on how the country plans to tokenize its natural resources, harness its 100% clean energy to become a hub for crypto mining, and empower its youthful population to lead Africa’s digital transformation. The conversation also highlights Lesotho’s unique relationship with the United States, its strategic role in Africa’s trade landscape, and why the continent is poised to be the future of global growth.


    Discover why Lesotho should be on your radar and how Africa is rising as a powerhouse of the future.


    Speaker Information


    Pavan Agarwal

    CEO of Sun West and Creator of AngelAi


    Pavan Agarwal is the Chief Executive Officer of Sun West, one of the largest independent, privately owned mortgage companies based in the U.S. He is also the founder of Celligence International, LLC, which harnesses the best of Artificial Intelligence and Emphatic Technology to make mortgages simple and accessible to everyone. Pavan is a major proponent of Fair Lending and using technology to create homeownership opportunities for underserved markets. He loves to bring innovation into the mortgage industry and seamlessly integrate business units, products, and disparate goals into a single architecture to achieve success.


    Pavan's exceptional achievements have garnered recognition from prestigious media outlets, including Fox News, Yahoo, and Bloomberg. He's also been nominated for a national philanthropy award for his work with The Autism Community in Action (TACA).


    H.E. Tumisang Mosotho

    Ambassador of the Kingdom of Lesotho to the U.S.


    Prior to the current appointment, Mr. Mosotho served as the Government of Lesotho’s Chief Delegate in the Lesotho Highlands Water Commission, a bi-national body established under a Treaty between the Kingdom of Lesotho and the Republic of South Africa that is responsible and accountable for the Lesotho Highlands Water Project (LHWP). He joined the LHWP as a Delegate in 2018, and assumed the position of Chief Delegate in 2021. During his tenure in the LHWC, Mr. Mosotho developed a keen interest in the livelihoods and welfare of communities affected by the implementation of the Lesotho Highlands Water Project. Before joining the LHWC, Mr. Mosotho had a remarkable and distinguished career as an attorney in private practice. His main focus areas were: personal injury claims, constitutional law and human rights. In 2013-14 he had a short break from private practice and served as Senior Private Secretary to the then Prime Minister of Lesotho. Mr. Mosotho holds a B.A. Law and LLB degrees, both from the National University of Lesotho. He is married with three children.


    Sun West Mortgage Company, Inc. is acting as the Lender and offers financing to qualified borrowers. Sun West Mortgage Company, Inc. is not affiliated with any third parties. The names are owned by the respective third parties.

    19 min

About The Pavan Perspective

From the publisher's feed

Listen as Celligence CEO Pavan Agarwal, a leader in multiple industries from mortgage banking to artificial intelligence, interviews other business leaders and shares his insights and advice for…