The Payments Space™

The clock is rapidly ticking down on migration to the ISO 20022 message format for the Fedwire Funds Service, effective March 10, 2025. No matter where your institution is in the preparation process, this episode is required listening as Tracy Marshall, SVP, Technology and Support, ePayResources, and Fred Gibbons, Vice President and Deposit Operations Payment System Officer, Jefferson Bank, walk you through the importance of a risk-based analysis approach to getting ready; the threat of reputation risk that looms if you do not test adequately; and the myriad of dependencies you may not have considered yet. It might be late, but it is not too late to prepare!

In the last of the episodes recorded at Nacha's Payments 2024, guest host Peter Davey, The Payments Jedi, sits down with Dean Jenkins, Principal Digital Strategist for Q2, one of ePayResources' Vendor Partners. Listen in as they discuss the holistic approach to improving the workflow of payments; driving SMB adoption from the outside in; and how technology levels the playing field.

In our next-to-last episode recorded at Payments 2024, The Payments Jedi, Peter Davey, talks with Erika Baumann, Research Director, Commercial Banking and Payments, Datos Insights, about what happens – and what financial institutions should do – when 42% of companies report they will be leaving their FIs for access to faster payments, and 61% of FIs believe they have already lost clients to fintechs. The answer, of course, is partnering.

Recorded in the ePayResources booth at Payments 2024, guest host Peter Davey, The Payments Jedi, poses some important questions to Joe Proto, payments industry influencer, innovator, and leader, and recipient of ePayResources' first-ever Lifetime Achievement Award in 2022. Listen in as Joe shares invaluable insight from his decades as a payments senior executive and fintech entrepreneur, including why the fintech-FI relationship is so important and what the new generation of CFOs is looking for.

Payments 2024 showcased Nacha's inaugural "15 Under 40" award honoring rising stars in the payments industry. Guest host Peter Davey, The Payments Jedi, was fortunate to get a few minutes with award finalist and conference speaker Bridget Hall, Leader of Real-Time Payments for the Americas at ACI Worldwide, to chat about getting financial institutions comfortable with instant payments and finding the right benefits for the different use cases.

Host Anne-Marie Leake is joined by ePayAdvisors’ Crissy Terry, Vice President, Payments Consulting, to continue the discussion of overcoming barriers to instant payments. The Early Adopter ship has sailed, but you can still be a Fast Follower! Crissy provides important insight into how to hear what your customers or members need even if they aren’t asking for instant payments by name; how to address the number one stumbling block - fraud - by using systems' features and by partnering with solution providers for additional tools; and what ePayResources and ePayAdvisors offer to help you develop your payments strategy and to guide you towards successful implementation. 

The ePayResources booth at Payments 2024 was BUZZING as guest host Peter Davey, The Payments Jedi, sat down with Payments Elsa, aka Angela Murphy, VP of Marketing and Solutions at Pidgin and fintech thought leader. Their conversation covers the importance of telling the story of cost optimization and revenue creation in your instant payments strategy; why you should be looking at migrating wire volume; and the correlation between instant payments and Environmental, Social, and Governance (ESG) principles.

In her decades with the Federal Reserve Bank, Nell Campbell-Drake, Vice President in Industry Relations of the Federal Reserve Financial Services enterprise, has been an invaluable partner of the Payments Associations and other industry stakeholders. Our guest host Peter Davey, The Payments Jedi, got to visit with Nell at Payments 2024 to discuss the expansion of the U.S. payments ecosystem during her career; the current focus on financial inclusion; and the importance of recognizing generational differences in the marketplace.

Guest host Peter Davey, the Payments Jedi, continues his series recorded at Payments 2024 with Reed Luhtanen, Executive Director of the U.S. Faster Payments Council. They discuss the Council's high-level initiatives in the quest for safe, easy-to-use, ubiquitous faster payments and their contributions to the recently published book Smart Instant Payments.

In this fascinating episode recorded at Payments 2024, guest host Peter Davey, the Payments Jedi, sits with Caroline Cypriano, Co-Founder & COO of Miami-based JJ4Tech, a fintech member of the U.S. Faster Payments Council and Nacha's Payments Innovation Alliance. Caroline gives us the inside scoop on the success of Pix, the Brazilian instant payments system that has experienced remarkable growth since its launch in 2020.