The Plain Bagel

The Plain Bagel

By The Plain BagelBusinessEducationInvesting
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The Plain Bagel episodes

  • The Difference Between Trading and Investing

    This video was sponsored by Squarespace. Visit https://www.squarespace.com/theplainbagel to save 10% off your first purchase of a website or domain using code THEPLAINBAGEL.

    Uploaded 26-06-20

    If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)

    Intro/Outro Music: https://www.bensound.com/royalty-free-music

    There's no clear line between what counts as trading and what counts as investing, but the two are nonetheless very different practices, and most investors are best served avoiding the former. Why? We answer that question in today's video.

    DISCLAIMER:
    This channel is for education purposes only and is not affiliated with any financial institution. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers.



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    14 min
  • Are Trump's Tariffs Working?

    00:00 - Introduction
    02:12 - Why Economists Disagree
    04:06 - Where’s the inflation?
    08:12 - Are Tariffs Deflationary?
    10:00 - What About Manufacturing?
    11:32 - New Investments in the US
    15:06 - Why is GDP Growing?

    Uploaded 12-09-25

    Despite economists warning on the negative impact of tariffs, the US has been reporting stronger-than-expected GDP growth, record tariff revenue, and trillions of inbound investment commitments. Let's dive into whether tariffs are actually improving the US economy.

    If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)

    DISCLAIMER:
    This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers



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    21 min
  • Managed Solutions | ETFs and Robo Advisors

    The Plain Bagel Episode VI

    Uploaded 08-12-17

    Managed solutions can come with pretty high fees, which has led to the development of low cost investment vehicle alternatives. In this video, we discuss the popular Exchange-Traded Fund (ETF) as well as the topical Robo-Advisor.

    Intro/Outro Music: https://www.bensound.com/royalty-free-music
    Episode Music (Licensed): http://freemusicarchive.org/music/Podington_Bear/

    Sources:
    https://www.ific.ca/en/info/stats-and-facts/
    https://www.investopedia.com/terms/r/roboadvisor-roboadviser.asp



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    12 min
  • Grocery Store Greedflation - Is Price Gouging Behind Higher Food Prices?

    There's been a lot of talk about grocery stories price gouging during the pandemic - in today's video, I go through the financial statements of some of Canada's and the US' largest grocers to see if big chains really are ripping off consumers.

    Uploaded 06-09-24

    DISCLAIMER:
    This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer).



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    19 min
  • Bagel Buddies Trailer (April Fools Video)

    Very excited to announce the latest project for my channel, I hope you're all excited for this new content!

    Uploaded 01-04-19

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    5 min
  • Investment Analyst Reacts to Finance TikToks - Part 9

    Markets are falling, and the world is in a full fledged trade war - let's watch some TikToks.

    Uploaded 25-04-25

    My name's Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager.

    If you'd like to support the channel, you can do so at https://www.patreon.com/c/ThePlainBagel :)

    DISCLAIMER:
    This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers

    Edited by: Emma Konrad and Richard Coffin



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    28 min
  • Investment Analyst Reacts to Finance TikToks - Part 7

    Diving back into to the world of TikToks to see what knowledge we can gleam.

    Uploaded 26-07-24

    My name's Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager.

    If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)

    DISCLAIMER:
    This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers



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    21 min
  • What To Do With Finfluencers?

    CFA Report: https://rpc.cfainstitute.org/-/media/documents/article/industry-research/finfluencer-report.pdf

    Uploaded 22-03-24

    Chapters:
    00:00 - Introduction
    02:26 - It's Not All Bad
    04:55 - The Problem With Finfluencers
    05:53 - Risk 1
    09:43 - Risk 2 and 3
    13:12 - Risk 4
    14:46 - Risk 5
    16:07 - Why This Matters
    18:49 - What To Do?
    23:56 - Conclusion

    Mentioned Channels:
    - @TwoCentsPBS
    - @AswathDamodaranonValuation
    - @MoneyGuyShow

    Canada Database for Advisors:
    - Registration Status: https://info.securities-administrators.ca/nrsmobile/nrssearch.aspx
    - Disclosures: https://www.ciro.ca/advisor-report-search

    US Database for Advisors:
    - Registration and Disclosures: https://brokercheck.finra.org/

    Canadian Courses/Resources (mostly applicable outside of Canada as well, but some details are country-specific):
    - https://www.mcgillpersonalfinance.com/
    - https://www.desjardins.com/ca/co-opme/desjardins-difference/personal-finance-im-in-charge/index.jsp
    - https://www.wealthsimple.com/en-ca/learn/category/investing

    US Courses/Resources (I unfortunately am not as familiar with US resources, but here are a couple):
    - https://investor.vanguard.com/investor-resources-education
    - https://www.wonderprofessor.com/123s24/123.html

    My own qualifications:
    - Chartered Financial Analyst (CFA) designation
    - Certified Financial Planner (CFP) designation
    - Bachelors of Finance degree
    - 9 years experience working in finance
    - Registered as a portfolio manager under the Ontario Securities Commission in Canada.

    Credits:
    - This video contains songs composed by @Kevin MacLeod
    - Several clips were grabbed from X account TikTokInvestors

    DISCLAIMER: I do not hold positions in any of the stocks/crypto mentioned in this video.
    This channel is for education purposes only and does not constitute financial advice - Richard is not responsible for investment actions taken by viewers. Please seek out a registered advisor if you require assistance (while Richard is a registered portfolio manager at WDS Investment Management, he does not provide advice through The Plain Bagel, which is not affiliated with his employer).



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    31 min
  • Plain Bagel QandA 9 | Robo Advisors, Valuation, and an Ugly Website for Research

    If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)

    Uploaded 26-07-19

    Topics Covered:

    - Inflation's effect on debt - 0:28
    - Where to find cash flow information - 2:14
    - Are statements connected? - 3:56
    - How to value net loss companies - 4:47
    - Thoughts on robo advisors - 6:14

    Episode Music:
    Marty Gots a Plan by Kevin MacLeod is licensed under a Creative Commons Attribution license (https://creativecommons.org/licenses/by/4.0/)
    Source: http://incompetech.com/music/royalty-free/index.html?isrc=USUAN1100671

    DISCLAIMER:
    The videos on this channel are for education purposes only and do not constitute financial advice. Richard Coffin is not registered to provide investment advice and as such does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers and his content should not be used as a basis for investment trades.



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    12 min
  • Investing | 5 Steps for Getting Started

    The Plain Bagel Episode XII

    Uploaded 11-05-18

    Now that you have a grasp on some basic investment concepts, it's time to start applying what we've learned. So here are my five steps for getting started!

    Budgeting Template: https://docs.google.com/spreadsheets/d/1T40vhaIQb7D71MVkGW0954Ky6salnwYZN8OkX8_AkB8/edit?usp=sharing
    * You won't be able to edit the original spreadsheet, so make sure to save it to your own Google Sheets account or download it as an excel. *

    Intro/Outro Music: https://www.bensound.com/royalty-free-music
    Episode Music: http://freemusicarchive.org/music/Podington_Bear/



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    12 min

About The Plain Bagel

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Investing and personal finance educational videos with a hint of economics, posted regularly.I'm a CFA charterholder and CFP professional working as an analyst for an investment management company in…

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