Join Ian and I for a fascinating conversation where we delve into the world of venture investing and VCTs.

Ian and I discuss

• Why Triple Point focus on seed-stage investing;
• The unique difference on UK venture investing vs the US;
• Their buying process, what they look for and what rules companies out for them;
• What impact the Macro environment has on their target companies;

And make sure you listen to the end where Ian describes his key learning from investing in smaller companies.

I hope you enjoy my conversation with Ian McLennan from Triple Point.

In this episode, I’m again speaking to my favorite mortgage expert Elena Todorova.

Elena and I discuss the state of the UK mortgage and property market.

We get into the details of:

• What mortgage deals are currently available;
• Which way rates are heading and what the mortgage providers want to see;
• The state of the UK property market. Which sector is strong and which sector is weak;

And if you listen to the end you will hear Elena discuss the fastest-growing sector in the mortgage market – equity release.

I hope you enjoy my conversation with Elena Todorova.

 Today’s guest is Simon Gilchrist, Founder and clinical director of Mayfair Health, and a specialist in sports physiotherapy and longevity.

 We all age, so Simon really focuses on how we can age better.

 Simon and I consider the topic of life longevity, focusing on:

• Human’s ever-increasing human life expectancy;
• How to age more gracefully: humans are now living longer lives, but how can we have a better experience of our final 10-20 years;
• The issues caused by our increasingly comfortable existence;
• What we can do throughout our lives to ensure and enjoy life longevity;
• The biggest healthcare myths to watch out for;

 Make sure to listen till the very end to hear Simon’s top tips on healthcare hacks and recommendations for more advice on living a long, healthy life. 

I hope you enjoy my conversation with Simon Gilchrist.

Today my special guest is Entrepreneur and Dragon’s Den investor Piers Linney.

Piers is a serial entrepreneur and has built and sold many successful businesses over the years. In this episode, Piers gives a masterclass into the mindset of how to build a successful business.

If you are any one of the following, this episode is a must listen:

• Young person starting out in business
• Entrepreneur
• Parent with children at University or starting their career
• Anyone interested in hearing a great story from a fascinating character.

In some of the many highlights of this discussion, you will hear Piers & I discuss:

• The concept of social capital and how he is trying to change that for young people from non-advantaged backgrounds
• Why his journey being a solicitor, accountant and investment banker set him up for his career today
• How it is easier to buy an existing business than start from scratch
• What drove him to start Moblox – his new business

And make sure you listen to the end to hear Piers give the best framework I have heard of how to start a business.

Today’s guest is Helena Luckhurst, a private client lawyer with Fladgate LLP who advises clients on wealth transfers and wealth succession planning.
Helena and I discuss the joy of inheritance tax, such as:

• The emotional impact that conversations (or worse lack of conversations) can have around planning for passing down wealth;
• Why deeds of variations are very useful;
• How good planning can enable people to capture an extra £350k worth of tax-free assets through the residents nil-rate band;
• Why pensions have become crucial wealth transfer vehicles since 2015;
• The options people have with generally their largest most illiquid asset – property;

 And make sure you listen to the end to hear Helena highlight the key first steps when thinking about receiving or passing wealth along.

I hope you enjoy my conversation with Helena Luckhurst.

Today we have a special guest in Sarah Olney – MP for Richmond Park since 2019.

Sarah is a Liberal Democrat and the party Treasury and Business spokesperson.

 In a fascinating, wide-ranging interview, we explore a number of factors with Sarah

• Why she dislikes the word “Centrist”
• Her biggest learning experience during the first 6 months of being an MP
• What MPs actually do. The answer really surprised me.
• The biggest issue the Lib Dems will be focusing on coming into the next election

 And make sure you listen to the end to hear Sarah’s best piece of advice she was ever given.

 I hope you enjoy my conversation with Sarah Olney MP for Richmond Park.

This episode is a little different and really lifts a lid on mental health issues that pressure can put on all of us who are trying to build a career and manage a family.

In this achingly honest episode Gavin describes his journey of dealing with the pressures of City life and what happened to him and how he dealt with it

He shares his thoughts on:

• The build up to his breakdown and how it sounds so similar to so many people I know;
• What it was like to have an anxiety attack and the symptoms we should look out for;
• How he has recovered and rebuilt his life today in a way that suits him and his family;

And make sure you listen to the end where Gavin shares his key piece of advice that he wants to impart on other people who may be facing similar issues.

I also want to share this article which Gavin wrote on this issues we discuss as you may find it helpful.

https://www.linkedin.com/pulse/my-long-journey-professional-authenticity-gavin-christie/

I want to extend a massive thank you to Gavin for kindly sharing his story and hope this episode reaches out to people who may be going through similar issues.

Today my special guest is Justin Onuekwusi from Legal & General Investment Management.

Justin is Head of Retail Investment EMEA and runs amongst others the multi-index range for L&G.

This was a great interview and Justin shares an enormous number of great investing insights over this 50 minute conversation.

These include where Justin:

Describes the number of “biggest in history” moves we have endured over the 1st half of this year

Why the S&P500 index is no longer the diversified index people think it is

How to spot the top of a bubble hint: it’s to do with your friends

The best description of how fund managers should really be thinking about ESG.

And make sure you listen to the end where Justin describes the key investing lesson over his lifetime that is not contained in a textbook.

I hope you enjoy my conversation with Justin Onuekwusi

Marcel is an independent Chinese innovation analyst.

In this fascinating discussion Marcel tells me

• How he structures his business using all available channels.
• What makes the Chinese market is probably the most exciting opportunity in the world right now.
• Why he believes the Chinese Government is so involved in the markets and companies.
• What he thinks are the biggest potential influences in China over the next 12 months.

 And finally at the end Marcel explains why he thinks crypto is essentially a Western industry.

I hope you enjoy my conversation with Marcel.

Links:
Permanent Wealth Partners
East West Investment Opportunities - YouTube
Marcel on Twitter

Today’s guest is Duncan MacInnes from Ruffer. Duncan is manager of the Ruffer Diversified Return Fund.
Duncan and I discuss the following:

• What it is like to manage Cautious funds in the present market conditions.
• How Ruffer made profits in all of the recent crises - the Dot.com bust, GFC in 2008 and Covid crash in March 2020.
• How standard retail advice and risk profiling is pushing clients towards the “killing pen of fixed income”.
• And finally Ruffer’s famous (or infamous) Bitcoin trade and what they/he thinks of crypto.

I hope you enjoy my conversation with Duncan MacInnes from Ruffer

Link: Permanent Wealth Partners
Link: Ruffer