The Point Podcast

What does it really take to build an investment portfolio designed around someone's financial goals? And what happens behind the scenes after those investments are selected?

We're kicking off Season 3 of The Point Podcast with an inside look at Basepoint Wealth's investment philosophy and the process that guides our portfolio management decisions.

Host Landis Wiley and Chief Investment Officer Allen Wallace walk through the investment management process, from financial planning and identifying client objectives to asset allocation, investment manager selection, portfolio monitoring, and performance evaluation.

Allen explains why Basepoint approaches portfolio construction differently from traditional investment models, including why a standard 60/40 allocation isn't always the right answer and why managing risk is about more than reacting to market volatility.

Also in this episode:

• Most Important Thing: The Federal Reserve's recent interest rate decision and its implications for investors.
• Digging Deeper: Understanding inflation and the Consumer Price Index (CPI), including the difference between headline and core inflation, the influence of housing and energy costs, and why lower inflation doesn't mean prices are falling.

It's a conversation about the philosophy, research, and decision-making behind investment management—and why connecting financial planning with portfolio strategy is central to the wealth management process.

Welcome to Season 3 of The Point Podcast, presented by Basepoint Wealth.

We hope you’ve gained some valuable insights or maybe even a fresh perspective on our topic today. We would love to hear from you with your questions or specific topics you would like us to cover. Simply email us your questions or suggestions to [email protected] and who knows, your topic might be featured next.

Be sure to subscribe to be notified of upcoming episodes.

Basepoint Wealth, LLC is a registered investment advisor. Please visit www.basepointwealth.com for more information and important disclosures.

Why are long-term interest rates rising, and what does the bond market know that investors may be overlooking?

In the Season 2 finale of The Point Podcast, Landis Wiley and Basepoint Wealth CIO Allen Wallace unpack today's changing interest rate environment, from Federal Reserve policy and quantitative easing to rising Treasury yields and the growing competition for capital.

They explore why the Fed doesn't directly control the rates that drive many mortgages and other borrowing costs, how shrinking the Fed's balance sheet could influence markets, and why government borrowing, AI infrastructure investment and declining household savings are all competing for capital.

Plus, they discuss the Strategic Petroleum Reserve and its potential implications for oil prices and inflation, the tension between bond and equity markets, and why today's AI buildout could prove inflationary before technology ultimately becomes a deflationary force.

It's a wide-ranging conversation about interest rates, inflation, and what today's market signals could mean for investors.

The Point Podcast is sponsored by Basepoint Wealth.

We hope you’ve gained some valuable insights or maybe even a fresh perspective on our topic today. We would love to hear from you with your questions or specific topics you would like us to cover. Simply email us your questions or suggestions to [email protected] and who knows, your topic might be featured next.

Be sure to subscribe to be notified of upcoming episodes.

Basepoint Wealth, LLC is a registered investment advisor. Please visit www.basepointwealth.com for more information and important disclosures.

Artificial intelligence may transform the economy—but does that automatically make AI companies good investments? Is AI really worth all the hype?

In this episode of The Point Podcast, Basepoint Wealth CIO Allen Wallace explains why great investing starts with understanding cash flow, not excitement.

The conversation explores:

•  Why investors should focus on businesses that generate durable cash flow 
•  The risks of relying on optimistic future earnings 
•  Whether today's AI spending resembles the late-1990s technology bubble 
•  How professional portfolio managers evaluate investment opportunities 
•  The importance of understanding what you own before investing 

You'll also hear insights on new Federal Reserve Chair Kevin Warsh, his approach to inflation, and what his leadership could mean for financial markets.

If you've wondered whether today's market valuations make sense, this episode offers a thoughtful, long-term perspective.

We hope you’ve gained some valuable insights or maybe even a fresh perspective on our topic today. We would love to hear from you with your questions or specific topics you would like us to cover. Simply email us your questions or suggestions to [email protected] and who knows, your topic might be featured next.

Be sure to subscribe to be notified of upcoming episodes.

Basepoint Wealth, LLC is a registered investment advisor. Please visit www.basepointwealth.com for more information and important disclosures.

In this episode of The Point Podcast, Landis Wiley and CIO Allen Wallace discuss rising concerns in private credit markets, including liquidity pressure, and increasing default rates.

They also answer a common investor question:
What matters more — active ETFs, mutual funds, or the actual investment strategy behind them?

Allen walks through how Basepoint Wealth evaluates investments, selects managers, and builds portfolios based on strategy, transparency, liquidity, valuation, and long-term risk management.

Topics include:
✔ Private credit risks
✔ Active ETFs vs. mutual funds
✔ Active vs. passive investing
✔ Tax efficiency
✔ Portfolio construction
✔ Risk management philosophy

Sponsored by Basepoint Wealth.

We hope you’ve gained some valuable insights or maybe even a fresh perspective on our topic today. We would love to hear from you with your questions or specific topics you would like us to cover. Simply email us your questions or suggestions to [email protected] and who knows, your topic might be featured next.

Be sure to subscribe to be notified of upcoming episodes.

Basepoint Wealth, LLC is a registered investment advisor. Please visit www.basepointwealth.com for more information and important disclosures.

In this episode of The Point Podcast, Landis Wiley and CIO Allen Wallace break down how global events, like tensions in the Strait of Hormuz, can ripple through markets in unexpected ways. From inflation risks tied to energy and agriculture to the realities of a globally connected economy, they unpack what investors should really be watching.

The conversation then shifts to how Basepoint is positioning portfolios today focusing on diversification beyond traditional stocks and bonds, including catastrophe bonds, utilities, and international exposure.

If you’ve been wondering how to invest amid constant headlines, this episode offers clarity and perspective.

We hope you’ve gained some valuable insights or maybe even a fresh perspective on our topic today. We would love to hear from you with your questions or specific topics you would like us to cover. Simply email us your questions or suggestions to [email protected] and who knows, your topic might be featured next.

Be sure to subscribe to be notified of upcoming episodes.

Basepoint Wealth, LLC is a registered investment advisor. Please visit www.basepointwealth.com for more information and important disclosures.

What are the most common retirement mistakes people make—and how can you avoid them?

In this episode of The Point Podcast, Landis Wiley and Allen Wallace, Chief Investment Officer at Basepoint Wealth, explore the retirement planning pitfalls they see most often, from Social Security timing and Medicare premiums to Required Minimum Distributions (RMDs) and long-term tax strategy.

They discuss why generic retirement advice doesn’t fit everyone, how taxes can rise later in retirement, and why planning ahead—sometimes decades in advance—can help retirees keep more of what they’ve worked so hard to save. The episode walks through major retirement milestones and explains how decisions at each stage impact income, healthcare costs, and legacy planning.

This episode is ideal for anyone approaching retirement or wanting to better understand how tax-aware planning can improve long-term outcomes.

We hope you’ve gained some valuable insights or maybe even a fresh perspective on our topic today. We would love to hear from you with your questions or specific topics you would like us to cover. Simply email us your questions or suggestions to [email protected] and who knows, your topic might be featured next.

Be sure to subscribe to be notified of upcoming episodes.

Basepoint Wealth, LLC is a registered investment advisor. Please visit www.basepointwealth.com for more information and important disclosures.

Is today’s market evolving—or overheated? 🤖📉

In this episode of The Point, Landis Wiley and Allen Wallace, CIO at Basepoint Wealth, break down the growing conversation around AI, crypto volatility, and market risk.

We discuss:
✅ AI hype vs. real innovation
✅ Market similarities to the 2000 dot-com bubble
✅ Why valuation still matters
✅ Risks tied to leverage, speculation, and market concentration
✅ What could actually trigger a market correction

Rather than chasing headlines, this episode focuses on historical perspective, disciplined investing, and how to think clearly when markets feel uncertain.

We hope you’ve gained some valuable insights or maybe even a fresh perspective on our topic today. We would love to hear from you with your questions or specific topics you would like us to cover. Simply email us your questions or suggestions to [email protected] and who knows, your topic might be featured next.

Be sure to subscribe to be notified of upcoming episodes.

Basepoint Wealth, LLC is a registered investment advisor. Please visit www.basepointwealth.com for more information and important disclosures.

A sudden crypto crash and shifting mortgage rates have investors asking big questions. 💥💰

In this episode, Landis Wiley and Chief Investment Officer Allen Wallace break down:
 ✅ What caused the recent crypto “flash crash” and whether it could spill into traditional markets
 ✅ How leverage and psychology drive volatility
 ✅ Why mortgage rates haven’t dropped—even as the Fed cuts rates
 ✅ What to consider before refinancing your home

Tune in for clear explanations and practical insights—without the hype.

#CryptoCrash #MortgageRates #InvestingPodcast #InterestRates #Refinance #FinancialPlanning #BasepointWealth 

We hope you’ve gained some valuable insights or maybe even a fresh perspective on our topic today. We would love to hear from you with your questions or specific topics you would like us to cover. Simply email us your questions or suggestions to [email protected] and who knows, your topic might be featured next.

Be sure to subscribe to be notified of upcoming episodes.

Basepoint Wealth, LLC is a registered investment advisor. Please visit www.basepointwealth.com for more information and important disclosures.

Headlines are turning negative — but does that mean a recession is here? In this episode of The Point, Landis Wiley and Allen Wallace, CIO at Basepoint Wealth, break down the current economic and market outlook. 

📉 They discuss inflation pressures, job revisions, and what the Fed’s next moves could mean for investors. 

🏦 Plus, a reality check on the AI boom: can massive spending and sky-high valuations keep markets moving, or is it overhyped? 

 💡  Finally, they share portfolio strategies — from international exposure to gold, silver, and cash — designed to balance opportunity with caution. ⚖️ 

#MarketUpdate #EconomicOutlook #RecessionRisk #InterestRates #Inflation #FedPolicy #PortfolioManagement #InvestingStrategy  #ArtificialIntelligence #AIBoom 

We hope you’ve gained some valuable insights or maybe even a fresh perspective on our topic today. We would love to hear from you with your questions or specific topics you would like us to cover. Simply email us your questions or suggestions to [email protected] and who knows, your topic might be featured next.

Be sure to subscribe to be notified of upcoming episodes.

Basepoint Wealth, LLC is a registered investment advisor. Please visit www.basepointwealth.com for more information and important disclosures.

Can we really trust the numbers that shape our economy? In this episode of The Point Podcast, we break down the reliability of key economic data, from the monthly jobs surveys to CPI inflation and GDP growth. Understanding the difference between the household survey and the establishment survey (and why they don’t always agree) is critical for interpreting what the data truly means.

Join us as we explore the nuances behind the headlines and how these reports impact markets, policy, and everyday financial decisions.

🔍 What You’ll Learn in This Episode:

• 📊 The key differences between the household survey and establishment survey in jobs reports
• 🏠 Why conflicting jobs data can create confusion for economists, markets, and policymakers
• 💡 How CPI and GDP are measured — and what they reveal (or hide) about economic health
• 📈 Why data reliability matters when making financial and policy decisions

If you’ve ever wondered why the numbers don’t always add up, this episode will give you clarity.

#JobsReport, #EconomicData, #CPI, #GDP, #LaborMarket, #InflationInsights, #DataReliability

We hope you’ve gained some valuable insights or maybe even a fresh perspective on our topic today. We would love to hear from you with your questions or specific topics you would like us to cover. Simply email us your questions or suggestions to [email protected] and who knows, your topic might be featured next.

Be sure to subscribe to be notified of upcoming episodes.

Basepoint Wealth, LLC is a registered investment advisor. Please visit www.basepointwealth.com for more information and important disclosures.